Bank Mayapada Internasional Tbk PT

Capital Structure and Liquidity Bank Mayapada Internasional Tbk has a market price of 197.0 and a market cap of 5,155,067,972,810.0. The company's price-to-book ratio is 0.3, indicating that the market value is significantly below the book value. The price-to-tangible-book ratio is also 0.3, suggesting a similar valuation trend. The enterprise value to revenue ratio is 1.82, which is relatively low compared to industry norms. ### Profitability and Returns The company's return on equity is 0.0018, and its return on assets is 0.0002, both of which are below the industry median for banks. This suggests that the company is underperforming in terms of generating returns for shareholders and utilizing its assets efficiently. ### Segments and Geographic Exposure The company operates in three main segments: corporate business, retail business, and micro business. The retail business segment includes consumer credit and third-party fund collecting, while the corporate business segment includes financial products and services such as working capital credit and investment credit. The company's geographic exposure is primarily concentrated in Indonesia, with no significant international operations disclosed. ### Growth Trajectory The company's revenue for the latest period is 3,166,156,000,000.0, and its net income is 29,975,000,000.0. The operating cash flow is 4,163,778,000,000.0, and the free cash flow is 209,026,000,000.0. The capital expenditure is -69,134,000,000.0, indicating a reduction in capital spending. The company's growth trajectory appears to be modest, with no significant revenue growth or expansion plans disclosed. ### Risk Factors The company faces medium liquidity risk, as indicated by the risk assessment. The key flag of negative net cash after subtracting total debt suggests potential liquidity constraints. The dilution risk is low, but the company's debt-to-equity ratio of 0.04 indicates a relatively low level of leverage. ### Recent Events There are no recent events or filings disclosed in the provided data that would significantly impact the company's operations or financial performance. The company's recent transcripts and filings do not indicate any major strategic shifts or regulatory issues.