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INDICATIVE · SAMPLE DATA
MBP.TZ57

Maendeleo Bank PLC

BanksVerified

Maendeleo Bank PLC has a fully diluted share count of 23,098,878 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The bank's profitability and return metrics are not available in the valuation snapshot, making it difficult to compare its performance against industry_config preferred metrics or cohort medians. Without key profitability indicators such as ROIC or net interest margins, a detailed assessment of its returns is not possible at this time. Maendeleo Bank PLC's revenue is primarily concentrated in Tanzania, with business banking and personal banking as its main segments. The bank offers a range of products including Flexi Fixed and Business Current accounts for business banking, and Achievers and Salary accounts for personal banking. There is no disclosed geographic diversification or segment-specific revenue breakdown in the input data. Growth trajectory data is not available in the outlook section, and no numeric deltas for current or next fiscal year revenue are provided. This limits the ability to assess the bank's growth potential or direction in the near term. Risk factors include the inability to assess liquidity risk due to missing balance-sheet data. The dilution potential is currently low, as there is no difference between basic and diluted shares outstanding. However, the absence of detailed risk disclosures in source documents limits the ability to fully evaluate the bank's risk profile. Recent events and filings are not detailed in the input data, so no specific recent developments or transcripts can be cited at this time.

30-day price · MBP.TZ-10.00 (-0.4%)
Low$2100.00High$2760.00Close$2300.00As of15 May, 00:00 UTC
Profile
CompanyMaendeleo Bank PLC
TickerMBP.TZ
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Maendeleo Bank PLC is a Tanzania-based financial institution that provides banking and related services, including asset and liability management, lending to micro, small, and medium enterprises, and receiving deposits from individuals and institutions.

Classification. Maendeleo Bank PLC is classified under the Financials sector, specifically in the Banking & Investment Services business sector, with a high confidence level of 0.92 according to verified market data.

Maendeleo Bank PLC has a fully diluted share count of 23,098,878 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The bank's profitability and return metrics are not available in the valuation snapshot, making it difficult to compare its performance against industry_config preferred metrics or cohort medians. Without key profitability indicators such as ROIC or net interest margins, a detailed assessment of its returns is not possible at this time. Maendeleo Bank PLC's revenue is primarily concentrated in Tanzania, with business banking and personal banking as its main segments. The bank offers a range of products including Flexi Fixed and Business Current accounts for business banking, and Achievers and Salary accounts for personal banking. There is no disclosed geographic diversification or segment-specific revenue breakdown in the input data. Growth trajectory data is not available in the outlook section, and no numeric deltas for current or next fiscal year revenue are provided. This limits the ability to assess the bank's growth potential or direction in the near term. Risk factors include the inability to assess liquidity risk due to missing balance-sheet data. The dilution potential is currently low, as there is no difference between basic and diluted shares outstanding. However, the absence of detailed risk disclosures in source documents limits the ability to fully evaluate the bank's risk profile. Recent events and filings are not detailed in the input data, so no specific recent developments or transcripts can be cited at this time.
Key takeaways
  • Maendeleo Bank PLC operates in Tanzania with a focus on micro, small, and medium enterprises.
  • The bank's capital structure shows no dilution risk, with basic and diluted shares outstanding being equal.
  • Liquidity risk could not be assessed due to missing balance-sheet data and lack of going-concern language.
  • The bank's profitability and return metrics are not available, limiting comparative analysis.
  • Revenue concentration and geographic exposure are primarily within Tanzania, with no disclosed diversification.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 7 companies
MetricMBP.TZActivity
Op margin560.2% medp25 560.2% · p75 560.2%
Net margin459.2% medp25 422.9% · p75 495.5%
Gross margin62.8% medp25 28.5% · p75 92.6%
CapEx / revenue2.6% medp25 1.0% · p75 12.1%
Debt / equity16.8% medp25 13.7% · p75 33.1%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-03 22:37 UTC#b0c09e1c
Source: analysis-pipeline (hybrid)Generated: 2026-05-03 22:38 UTCJob: d8d48166