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INDICATIVE · SAMPLE DATA
2886$40.3060

Mega Financial Holding Co Ltd

BanksVerified

Mega Financial Holding Co Ltd has a liquidity profile that is characterized by a price-to-book ratio of 1.52 and a debt-to-equity ratio of 1.12, indicating a moderate level of leverage. The company's liquidity is assessed as medium, with a note that net cash is negative after subtracting total debt. The company's return on equity is 8.93%, which is a measure of profitability that reflects the efficiency of equity capital in generating profit. The company's profitability, as measured by return on assets of 0.69%, is relatively low compared to the industry's preferred metrics. This suggests that the company may not be as efficient in utilizing its assets to generate profit as its peers. The return on equity, while positive, is also below the industry median, indicating that the company's earnings are not as strong relative to its equity base. Mega Financial Holding Co Ltd's revenue is not segmented by geographic regions or business lines in the provided data, so the extent of its geographic exposure and revenue concentration cannot be determined from the available information. The company's capital expenditure is negative, suggesting that it is not investing in new physical assets, which could indicate a focus on maintaining existing operations rather than expansion. The company's growth trajectory is not explicitly detailed in the provided data, but the free cash flow of 14.75 billion TWD indicates that the company has the capacity to fund operations and potentially invest in growth opportunities. The company's risk assessment indicates a low potential for dilution, which is a positive sign for shareholders. Recent events related to Mega Financial Holding Co Ltd are not detailed in the provided data, so the impact of any recent filings or transcripts on the company's operations and financial performance cannot be assessed.

30-day price · 2886+0.95 (+2.4%)
Low$38.70High$41.40Close$40.30As of20 May, 00:00 UTC
Profile
CompanyMega Financial Holding Co Ltd
Ticker2886.TW
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Mega Financial Holding Co Ltd is a financial services company operating in the banking industry, generating revenue primarily through net interest income and fee-based services.

Classification. Mega Financial Holding Co Ltd is classified under the Banks industry within the Financials economic sector, with a confidence level of 0.92.

Mega Financial Holding Co Ltd has a liquidity profile that is characterized by a price-to-book ratio of 1.52 and a debt-to-equity ratio of 1.12, indicating a moderate level of leverage. The company's liquidity is assessed as medium, with a note that net cash is negative after subtracting total debt. The company's return on equity is 8.93%, which is a measure of profitability that reflects the efficiency of equity capital in generating profit. The company's profitability, as measured by return on assets of 0.69%, is relatively low compared to the industry's preferred metrics. This suggests that the company may not be as efficient in utilizing its assets to generate profit as its peers. The return on equity, while positive, is also below the industry median, indicating that the company's earnings are not as strong relative to its equity base. Mega Financial Holding Co Ltd's revenue is not segmented by geographic regions or business lines in the provided data, so the extent of its geographic exposure and revenue concentration cannot be determined from the available information. The company's capital expenditure is negative, suggesting that it is not investing in new physical assets, which could indicate a focus on maintaining existing operations rather than expansion. The company's growth trajectory is not explicitly detailed in the provided data, but the free cash flow of 14.75 billion TWD indicates that the company has the capacity to fund operations and potentially invest in growth opportunities. The company's risk assessment indicates a low potential for dilution, which is a positive sign for shareholders. Recent events related to Mega Financial Holding Co Ltd are not detailed in the provided data, so the impact of any recent filings or transcripts on the company's operations and financial performance cannot be assessed.
Key takeaways
  • Mega Financial Holding Co Ltd has a moderate level of leverage as indicated by its debt-to-equity ratio of 1.12.
  • The company's return on equity is 8.93%, which is a positive indicator of profitability.
  • The company's liquidity is assessed as medium, with a note that net cash is negative after subtracting total debt.
  • The company's free cash flow of 14.75 billion TWD suggests it has the capacity to fund operations and potentially invest in growth opportunities.
  • # RATIONALES
  • margin_outlook_rationale: The company's margin outlook is neutral, as there is no specific information provided about changes in operating margins.
  • rd_outlook_rationale: The company's R&D outlook is not applicable, as it is a financial services company and does not typically engage in R&D activities.
  • capex_outlook_rationale: The company's capital expenditure is negative, indicating no new investments in physical assets.
Financial snapshot
PeriodHA-latest
CurrencyTWD
Revenue$37.59B
Gross profit
Operating income
Net income$35.04B
R&D
SG&A
D&A
SBC
Operating cash flow$161.34B
CapEx-$1.54B
Free cash flow$14.75B
Total assets$5.11T
Total liabilities$4.72T
Total equity$392.37B
Cash & equivalents
Long-term debt$438.57B
Valuation
Market price$40.30
Market cap$597.79B
Enterprise value$1.04T
P/E17.1
Reported non-GAAP P/E
EV/Revenue27.6
EV/Op income
EV/OCF6.4
P/B1.5
P/Tangible book1.5
Tangible book$392.37B
Net cash-$438.57B
Current ratio
Debt/Equity1.1
ROA0.7%
ROE8.9%
Cash conversion4.6%
CapEx/Revenue-4.1%
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskMedium
  • Net cash is negative after subtracting total debt.
Industry benchmarks
Activity: Banks · cohort 7 companies
Metric2886Activity
Op margin560.2% medp25 560.2% · p75 560.2%
Net margin93.2%459.2% medp25 422.9% · p75 495.5%bottom quartile
Gross margin62.8% medp25 28.5% · p75 92.6%
CapEx / revenue-4.1%2.6% medp25 1.0% · p75 12.1%bottom quartile
Debt / equity112.0%16.8% medp25 13.7% · p75 33.1%top quartile
Observations
IR observations
Mean price target40.17 TWD
Median price target41.30 TWD
High price target46.00 TWD
Low price target35.10 TWD
Mean recommendation2.90 (1=strong buy, 5=strong sell)
Strong-buy count0.00
Buy count3.00
Hold count5.00
Sell count2.00
Strong-sell count0.00
Mean EPS estimate2.46 TWD
Last actual EPS2.36 TWD
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source: analysis-pipeline (hybrid)Generated: 2026-05-21 00:49 UTCJob: 62b7e2c0