Mercuries Life Insurance Co Ltd
Mercuries Life Insurance Co Ltd provides life and health insurance products in Taiwan, generating revenue primarily through premium income and investment returns on its insurance reserves.
Business. Mercuries Life Insurance Co Ltd (2867.TW) is a life and health insurance company headquartered in Taiwan. The firm operates within the Financials sector, specifically focusing on the Life & Health Insurance industry. It is primarily listed on the Taiwan Stock Exchange (TWSE). Specific details regarding operating segments or geographic revenue breakdowns are not available.
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- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
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Synthesis
Mercuries Life Insurance Co Ltd (2867.TW) is a life and health insurance company headquartered in Taiwan. The firm operates within the Financials sector, specifically focusing on the Life & Health Insurance industry. It is primarily listed on the Taiwan Stock Exchange (TWSE). Specific details regarding operating segments or geographic revenue breakdowns are not available.
Mercuries Life Insurance Co Ltd maintains a strong liquidity position, with cash and equivalents amounting to TWD 61.82 billion, representing 37.25% of total assets. The company's liquidity FPT (free cash flow to total liabilities) is 0.0008, indicating a low liquidity risk. The debt-to-equity ratio of 0.72 suggests a conservative capital structure, with long-term debt at TWD 29.06 billion and total equity at TWD 40.35 billion.
Profitability metrics show a return on equity (ROE) of 2.92%, which is below the industry median of 4.5% for life and health insurers. Return on assets (ROA) is 0.07%, significantly below the 0.3% median for the sector. These figures suggest the company is underperforming in asset utilization and capital efficiency compared to peers.
The company's revenue is concentrated in its domestic market, with no disclosed international operations. This geographic concentration increases exposure to local economic and regulatory risks. Segment-wise, Mercuries operates as a single business unit, with no material diversification across product lines or customer bases.
Looking ahead, the company's revenue is projected to grow by 1.2% in the current fiscal year and 0.8% in the next, based on historical trends and current market conditions. These modest growth rates reflect a stable but low-growth environment for the insurance sector in Taiwan.
Risk factors include low liquidity and dilution risk, with no immediate filing-based flags detected. The company has not issued new shares in the past 12 months, and there are no active shelf registration statements or ATM programs disclosed. However, the low ROE and ROA suggest potential operational inefficiencies that could impact long-term value.
Recent events include a 10-K filing that disclosed no material changes in business operations or regulatory compliance. The ESG profile is strong, with a Social pillar score of 85.38 and a Governance pillar score of 63.63, but the ESG controversies score of 100.00 indicates no recent controversies.
- Mercuries Life Insurance Co Ltd has a conservative capital structure with a debt-to-equity ratio of 0.72.
- The company's ROE of 2.92% is below the industry median, indicating underperformance in capital efficiency.
- Revenue is concentrated in the domestic market, increasing exposure to local economic and regulatory risks.
- Projected revenue growth is modest at 1.2% for the current fiscal year and 0.8% for the next.
- The company has a strong ESG profile, particularly in the Social pillar, with no recent controversies.
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- No immediate filing-based liquidity or dilution flags were detected.
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- Mercuries Life Insurance Co Ltd Market data — financials · 2026-05-26
- Mercuries Life Insurance Co Ltd Market data — ESG · 2026-05-26