Mic.Pl
MIC.PL operates in the insurance and asset management sectors, generating revenue through underwriting insurance policies and managing investment portfolios.
Business. MIC.PL operates in the insurance and asset management sectors, generating revenue through underwriting insurance policies and managing investment portfolios.
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- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
MIC.PL operates in the insurance and asset management sectors, generating revenue through underwriting insurance policies and managing investment portfolios.
MIC.PL maintains a conservative capital structure with a debt-to-equity ratio of 0.18, indicating a low reliance on debt financing. The company's liquidity position is characterized as medium, with cash and equivalents amounting to $1.77 billion, which is partially offset by long-term debt of $3.39 billion. This results in a net cash position that is negative after subtracting total debt, signaling potential liquidity constraints.
In terms of profitability, MIC.PL reports a return on equity (ROE) of 2.29% and a return on assets (ROA) of 0.85%. These figures are below the industry median for multiline insurance and brokers, suggesting that the company is underperforming relative to its peers in generating returns on equity and assets.
The company's revenue is primarily derived from its insurance and asset management segments, with no specific geographic concentration disclosed in the available data. This lack of geographic detail implies that the company's exposure to regional economic fluctuations is not clearly defined, which could pose a risk in volatile markets.
Looking at growth, MIC.PL has not provided specific revenue growth projections for the current or next fiscal year. However, the company's operating income of $347.88 million and net income of $430.79 million suggest a stable earnings base. The absence of detailed growth metrics makes it difficult to assess the company's future performance with certainty.
Risk factors for MIC.PL include a medium liquidity risk and a low dilution risk. The company's net cash position is negative after subtracting total debt, which could impact its ability to meet short-term obligations without additional financing. No significant dilution sources have been identified in the available documents, indicating that the company is not currently issuing new shares at a rate that would significantly dilute existing shareholders.
Recent events and filings have not been disclosed in the available data, so there is no information on recent strategic moves, regulatory changes, or other developments that could affect the company's performance.
- MIC.PL has a conservative capital structure with a low debt-to-equity ratio of 0.18.
- The company's return on equity (2.29%) and return on assets (0.85%) are below the industry median.
- MIC.PL's liquidity position is medium, with a negative net cash position after subtracting total debt.
- The company's growth trajectory is not clearly defined due to the absence of specific revenue growth projections.
- Risk factors include medium liquidity risk and low dilution risk.
- No recent events or filings have been disclosed in the available data.
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- Net cash is negative after subtracting total debt.
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- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- Return On Assetsnet_income / total_assets
- MIC.PL Market data — financials · 2026-05-28