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INDICATIVE · SAMPLE DATA
MKIN.PK57

MCNB Banks Inc

BanksVerified

MCNB Banks, Inc. has a fully diluted share count of 1,079,731 shares, with no difference between basic and diluted shares, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available in the valuation snapshot, preventing a direct comparison to industry_config preferred metrics or cohort medians. This lack of data limits the ability to assess the company's performance relative to peers in the banking industry. The company's revenue concentration is not disclosed, but its operations are primarily in West Virginia, with full-service banking in Welch, McDowell County; Beckley and Daniels, Raleigh County; and loan centers in Parkersburg, Wood County. This geographic concentration may expose the company to regional economic risks. Growth trajectory data is not available in the outlook, and no numeric deltas are provided for the current or next fiscal year. Without revenue history or forward-looking guidance, it is difficult to assess the company's growth potential. Risk factors include the inability to assess liquidity risk due to missing balance-sheet data. The dilution potential is currently low, as there is no difference between basic and diluted shares. No adjustments have been applied to the valuation metrics, suggesting the data is unadjusted. Recent events or filings are not disclosed in the provided data, and no transcripts or additional disclosures are available to inform the company's current status or strategic direction.

30-day price · MKIN.PK+0.00 (+0.0%)
Low$18.50High$18.50Close$18.50As of25 May, 00:00 UTC
Profile
CompanyMCNB Banks Inc
TickerMKIN.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. MCNB Banks, Inc. operates as a bank holding company through its wholly owned subsidiary, MCNB Bank and Trust Company, providing retail and commercial loan and deposit services, along with trust services to individuals and small businesses in West Virginia.

Classification. MCNB Banks, Inc. is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.

MCNB Banks, Inc. has a fully diluted share count of 1,079,731 shares, with no difference between basic and diluted shares, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available in the valuation snapshot, preventing a direct comparison to industry_config preferred metrics or cohort medians. This lack of data limits the ability to assess the company's performance relative to peers in the banking industry. The company's revenue concentration is not disclosed, but its operations are primarily in West Virginia, with full-service banking in Welch, McDowell County; Beckley and Daniels, Raleigh County; and loan centers in Parkersburg, Wood County. This geographic concentration may expose the company to regional economic risks. Growth trajectory data is not available in the outlook, and no numeric deltas are provided for the current or next fiscal year. Without revenue history or forward-looking guidance, it is difficult to assess the company's growth potential. Risk factors include the inability to assess liquidity risk due to missing balance-sheet data. The dilution potential is currently low, as there is no difference between basic and diluted shares. No adjustments have been applied to the valuation metrics, suggesting the data is unadjusted. Recent events or filings are not disclosed in the provided data, and no transcripts or additional disclosures are available to inform the company's current status or strategic direction.
Key takeaways
  • MCNB Banks, Inc. operates as a regional bank with full-service banking in West Virginia.
  • The company has no dilution risk as basic and diluted shares are equal.
  • Liquidity risk could not be assessed due to missing balance-sheet data.
  • Profitability and return metrics are not available for comparison to industry benchmarks.
  • Geographic concentration in West Virginia may expose the company to regional economic risks.
  • No growth trajectory or forward-looking guidance is available in the provided data.
  • --
  • ## RATIONALES
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 7 companies
MetricMKIN.PKActivity
Op margin560.2% medp25 560.2% · p75 560.2%
Net margin459.2% medp25 422.9% · p75 495.5%
Gross margin62.8% medp25 28.5% · p75 92.6%
CapEx / revenue2.6% medp25 1.0% · p75 12.1%
Debt / equity16.8% medp25 13.7% · p75 33.1%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-04 04:20 UTC#d6fce1d6
Source: analysis-pipeline (hybrid)Generated: 2026-05-04 04:21 UTCJob: 84f6b06b