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INDICATIVE · SAMPLE DATA
MNBO.PK57

MNB Holdings Corp

BanksVerified

MNB Holdings Corp has a fully diluted share count of 456,788 shares, with no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities. The absence of liquidity risk assessment in the risk profile suggests a lack of balance-sheet inputs or going-concern language in source documents, which may limit the ability to evaluate short-term financial flexibility. Profitability and return metrics are not available in the valuation snapshot, preventing a direct comparison to industry_config preferred metrics or cohort medians. This lack of data obscures the company's performance relative to peers in the banking industry. The company's revenue concentration is not disclosed in the input data, so geographic or segment exposure cannot be quantified. However, as a regional bank focused on the San Francisco Bay Area, MNB's performance is likely sensitive to local economic conditions and real estate markets. Growth trajectory is not quantified in the input data, as outlook numeric deltas and revenue history are missing. Without these, it is not possible to assess the company's forward-looking performance or historical trends. Risk factors include the inability to assess liquidity risk due to missing balance-sheet inputs and no going-concern language in source documents. Dilution potential is currently low, but the absence of valuation adjustments or custom valuations data limits the ability to evaluate capital structure changes. Recent events, including filings and transcripts, are not provided in the input data, so no specific developments can be cited.

30-day price · MNBO.PK(missing data)
No daily-bar history available from current data sources. Alternate source pending.
Profile
CompanyMNB Holdings Corp
TickerMNBO.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. MNB Holdings Corporation (MNB) operates as a bank holding company, providing commercial and retail banking services in the San Francisco Bay Area through its wholly owned subsidiary, Mission National Bank.

Classification. MNB is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.

MNB Holdings Corp has a fully diluted share count of 456,788 shares, with no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities. The absence of liquidity risk assessment in the risk profile suggests a lack of balance-sheet inputs or going-concern language in source documents, which may limit the ability to evaluate short-term financial flexibility. Profitability and return metrics are not available in the valuation snapshot, preventing a direct comparison to industry_config preferred metrics or cohort medians. This lack of data obscures the company's performance relative to peers in the banking industry. The company's revenue concentration is not disclosed in the input data, so geographic or segment exposure cannot be quantified. However, as a regional bank focused on the San Francisco Bay Area, MNB's performance is likely sensitive to local economic conditions and real estate markets. Growth trajectory is not quantified in the input data, as outlook numeric deltas and revenue history are missing. Without these, it is not possible to assess the company's forward-looking performance or historical trends. Risk factors include the inability to assess liquidity risk due to missing balance-sheet inputs and no going-concern language in source documents. Dilution potential is currently low, but the absence of valuation adjustments or custom valuations data limits the ability to evaluate capital structure changes. Recent events, including filings and transcripts, are not provided in the input data, so no specific developments can be cited.
Key takeaways
  • MNB Holdings Corp operates as a regional bank in the San Francisco Bay Area through its subsidiary, Mission National Bank.
  • The company has no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities.
  • Liquidity risk cannot be assessed due to missing balance-sheet inputs and no going-concern language in source documents.
  • Profitability and return metrics are not available, preventing a direct comparison to industry benchmarks.
  • Growth trajectory and historical revenue trends are not quantified in the input data.
  • Recent events and filings are not disclosed, limiting insight into the company's current strategic or operational developments.
  • --
  • ## RATIONALES
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 7 companies
MetricMNBO.PKActivity
Op margin560.2% medp25 560.2% · p75 560.2%
Net margin459.2% medp25 422.9% · p75 495.5%
Gross margin62.8% medp25 28.5% · p75 92.6%
CapEx / revenue2.6% medp25 1.0% · p75 12.1%
Debt / equity16.8% medp25 13.7% · p75 33.1%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-03 22:25 UTC#78cd0a3b
Source: analysis-pipeline (hybrid)Generated: 2026-05-03 22:26 UTCJob: 9f92f375