Moneyme Ltd
Moneyme Ltd provides consumer lending services in Australia, primarily through digital platforms and partnerships with financial institutions.
Business. Moneyme Ltd (MME.AX) is an Australian financial services company operating in the consumer lending industry. The firm is headquartered in Australia and is primarily listed on the Australian Securities Exchange. Specific details regarding its operating segments and geographic revenue mix are not available.
Analyst recommendations
1 analysts · consensus BuyAt a glance
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- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Moneyme Ltd (MME.AX) is an Australian financial services company operating in the consumer lending industry. The firm is headquartered in Australia and is primarily listed on the Australian Securities Exchange. Specific details regarding its operating segments and geographic revenue mix are not available.
Moneyme operates with a fully diluted share count of 811.7 million shares, with no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities. The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.
Profitability metrics are not available in the current dataset, and no direct comparison to industry_config preferred metrics or cohort medians can be made. The company's valuation snapshot is currently unpopulated, which limits the ability to assess returns or margins relative to industry benchmarks.
Moneyme's revenue concentration and geographic exposure are not disclosed in the available data. The company's operations are primarily based in Australia, but the extent of its exposure to other markets or segments is not specified in the source documents.
Growth trajectory is not quantified in the current dataset. The outlook for the current and next fiscal years is not provided, and no numeric deltas or revenue history are available to assess the company's growth potential.
The company's risk assessment indicates a low dilution risk, with no significant dilution potential from basic shares outstanding. No adjustments have been applied to the valuation, and no specific risk factors are cited in the available data.
Recent events, including filings or transcripts, are not disclosed in the available data. Analyst estimates suggest a consensus price target of 0.21 AUD, with a mean recommendation of 1.00 (strong buy), but no recent events or strategic developments are detailed in the source documents.
- Moneyme operates in the Consumer Lending industry with a fully diluted share count of 811.7 million shares.
- The company's liquidity risk could not be assessed due to missing balance-sheet data and no going-concern language.
- Analysts have assigned a strong buy rating with a consensus price target of 0.21 AUD.
- No profitability metrics or growth trajectory data are available in the current dataset.
- The company's revenue concentration and geographic exposure are not disclosed.
Bull / Bear case
Generated · model-assistedTotal assets grew at a 48.0% CAGR over five years, indicating significant balance sheet expansion.
Revenue achieved a 37.9% CAGR over four years, demonstrating strong historical top-line growth momentum.
Free cash flow turned positive in FY2023 and FY2024, reaching 28.8 million AUD in the latter year.
Operating income remained positive at 51.3 million AUD in FY2025 despite a net loss.
Dilution risk is assessed as low, suggesting limited immediate threat to existing shareholder equity value.
Long-term debt surged to 1.52 billion AUD in FY2025, increasing leverage and financial risk.
In focus — financials by report
Revenue A$208.0M, −2,9% YoY; Operating income −89,0% YoY.
- ▍Revenue A$208.0M, −2,9% YoY
- ▍Operating income −89,0% YoY
- ▍Net income −393,1% YoY
- ▍Free cash flow −314,2% YoY
- ▍Net margin -32.0%
Revenue A$214.1M, −10,3% YoY; Operating income −41,4% YoY.
- ▍Revenue A$214.1M, −10,3% YoY
- ▍Operating income −41,4% YoY
- ▍Net income +85,0% YoY
- ▍Free cash flow +91,0% YoY
- ▍Net margin 10.6%
Revenue A$238.9M, +67,0% YoY; Operating income +84,6% YoY.
- ▍Revenue A$238.9M, +67,0% YoY
- ▍Operating income +84,6% YoY
- ▍Net income +124,4% YoY
- ▍Free cash flow +129,0% YoY
- ▍Net margin 5.1%
Revenue A$143.1M, +148,5% YoY; Operating income +131,0% YoY.
- ▍Revenue A$143.1M, +148,5% YoY
- ▍Operating income +131,0% YoY
- ▍Net income −535,2% YoY
- ▍Free cash flow −491,3% YoY
- ▍Net margin -35.2%
Revenue A$57.6M; Operating income A$18.7M.
- ▍Revenue A$57.6M
- ▍Operating income A$18.7M
- ▍Net margin -13.8%
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | -0,05 |
| Revenue | —no estimate | —no estimate | 221,2M AUD |
| Operating income | —no estimate | —no estimate | -40,8M AUD |
Options
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Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
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Corporate actions / M&A
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- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Moneyme Ltd Market data — financials · 2026-05-28
- Moneyme Ltd Market data — analyst estimates · 2026-05-28