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INDICATIVE · SAMPLE DATA
MME57

Moneyme Ltd

Consumer LendingVerified

Moneyme operates with a fully diluted share count of 811.7 million shares, with no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities. The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability metrics are not available in the current dataset, and no direct comparison to industry_config preferred metrics or cohort medians can be made. The company's valuation snapshot is currently unpopulated, which limits the ability to assess returns or margins relative to industry benchmarks. Moneyme's revenue concentration and geographic exposure are not disclosed in the available data. The company's operations are primarily based in Australia, but the extent of its exposure to other markets or segments is not specified in the source documents. Growth trajectory is not quantified in the current dataset. The outlook for the current and next fiscal years is not provided, and no numeric deltas or revenue history are available to assess the company's growth potential. The company's risk assessment indicates a low dilution risk, with no significant dilution potential from basic shares outstanding. No adjustments have been applied to the valuation, and no specific risk factors are cited in the available data. Recent events, including filings or transcripts, are not disclosed in the available data. Analyst estimates suggest a consensus price target of 0.21 AUD, with a mean recommendation of 1.00 (strong buy), but no recent events or strategic developments are detailed in the source documents.

30-day price · MME+0.00 (+3.7%)
Low$0.08High$0.10Close$0.08As of12 May, 00:00 UTC
Profile
CompanyMoneyme Ltd
TickerMME.AX
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryConsumer Lending
AI analysis

Business. Moneyme Ltd provides consumer lending services in Australia, primarily through digital platforms and partnerships with financial institutions.

Classification. Moneyme is classified in the Financials sector under Consumer Lending, with a confidence level of 0.92 based on verified market data.

Moneyme operates with a fully diluted share count of 811.7 million shares, with no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities. The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability metrics are not available in the current dataset, and no direct comparison to industry_config preferred metrics or cohort medians can be made. The company's valuation snapshot is currently unpopulated, which limits the ability to assess returns or margins relative to industry benchmarks. Moneyme's revenue concentration and geographic exposure are not disclosed in the available data. The company's operations are primarily based in Australia, but the extent of its exposure to other markets or segments is not specified in the source documents. Growth trajectory is not quantified in the current dataset. The outlook for the current and next fiscal years is not provided, and no numeric deltas or revenue history are available to assess the company's growth potential. The company's risk assessment indicates a low dilution risk, with no significant dilution potential from basic shares outstanding. No adjustments have been applied to the valuation, and no specific risk factors are cited in the available data. Recent events, including filings or transcripts, are not disclosed in the available data. Analyst estimates suggest a consensus price target of 0.21 AUD, with a mean recommendation of 1.00 (strong buy), but no recent events or strategic developments are detailed in the source documents.
Key takeaways
  • Moneyme operates in the Consumer Lending industry with a fully diluted share count of 811.7 million shares.
  • The company's liquidity risk could not be assessed due to missing balance-sheet data and no going-concern language.
  • Analysts have assigned a strong buy rating with a consensus price target of 0.21 AUD.
  • No profitability metrics or growth trajectory data are available in the current dataset.
  • The company's revenue concentration and geographic exposure are not disclosed.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyAUD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$57.6M$18.7M-$7.9M-$8.8M
FY-3$143.1M$43.2M-$50.4M-$52.0M
FY-2$238.9M$79.8M$12.3M$15.1M
FY-1$214.1M$46.8M$22.7M$28.8M
FY0$208.0M$5.1M-$66.6M-$61.6M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$346.0M$40.2M
FY-3$1.47B$91.3M
FY-2$1.29B$166.1M$16.1M
FY-1$1.37B$189.9M$19.8M
FY0$1.66B$122.9M$16.7M
PeriodOCFCapExFCFSBC
FY-4$40.3M-$2.6M-$8.8M
FY-3-$658.9M-$3.9M-$52.0M
FY-2$208.4M-$8.6M$15.1M
FY-1-$50.8M-$4.9M$28.8M
FY0$63.0M-$4.6M-$61.6M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banking · cohort 265 companies
MetricMMEActivity
Op margin29.4% medp25 11.0% · p75 55.5%
Net margin14.7% medp25 3.8% · p75 30.9%
Gross margin63.7% medp25 42.1% · p75 95.0%
CapEx / revenue-1.4% medp25 -3.9% · p75 -0.4%
Debt / equity121.9% medp25 14.0% · p75 332.1%
Observations
IR observations
Mean price target0.21 AUD
Median price target0.21 AUD
High price target0.21 AUD
Low price target0.21 AUD
Mean recommendation1.00 (1=strong buy, 5=strong sell)
Strong-buy count1.00
Buy count0.00
Hold count0.00
Sell count0.00
Strong-sell count0.00
Mean EPS estimate-0.05 AUD
Last actual EPS-0.02 AUD
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-12 01:45 UTC#f65a3419
Market quoteclose AUD 0.08 · shares 0.81B diluted
no public URL
2026-05-12 01:45 UTC#29ef6f9b
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 14:44 UTCJob: 918dc4d6