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INDICATIVE · SAMPLE DATA
MUV259

Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG

ReinsuranceVerified

Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG maintains a strong liquidity position, with cash and equivalents amounting to EUR 6.05 billion, representing 19.4% of total assets. The company's liquidity FPT (free cash flow to total debt) is robust, indicating a low liquidity risk. The debt-to-equity ratio of 0.15 suggests a conservative capital structure, with long-term debt at EUR 4.78 billion compared to total equity of EUR 31.11 billion. The company's profitability is reflected in its return on equity (ROE) of 6.8%, which is in line with the industry median for reinsurance firms. Return on assets (ROA) stands at 0.77%, which is slightly below the industry median, indicating that the company is generating returns on its asset base at a moderate pace. Operating income of EUR 2.61 billion and net income of EUR 2.12 billion highlight the company's ability to maintain profitability despite the volatile nature of the reinsurance sector. Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG operates primarily in the reinsurance segment, with no disclosed geographic revenue breakdown. The company's exposure is concentrated in the reinsurance market, where it provides underwriting services to insurance companies globally. There is no indication of significant geographic diversification in the available data. The company's growth trajectory is expected to remain stable, with no significant revenue growth or decline projected in the current or next fiscal year. The outlook for the reinsurance sector is generally stable, with moderate growth expected due to the cyclical nature of the industry. The company's operating income and net income have remained relatively consistent, indicating a stable performance over the past periods. The risk assessment for Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG indicates a low liquidity risk and a low dilution risk. There are no immediate filing-based liquidity or dilution flags, and the company's capital structure remains conservative. The dilution potential is low, with no significant changes in shares outstanding between basic and diluted shares. The company has not made any recent equity issuances or announced plans for future dilution. Recent events related to Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG include analyst estimates and price targets. The mean price target is EUR 591.50, with a median of EUR 593.10, and the high and low price targets are EUR 665.00 and EUR 500.00, respectively. Analysts have issued a total of 3 strong-buy, 5 buy, and 10 hold recommendations, indicating a generally positive outlook on the stock.

30-day price · MUV2-96.20 (-17.0%)
Low$462.00High$570.40Close$468.60As of27 May, 00:00 UTC
Profile
CompanyMuenchener Rueckversicherungs-Gesellschaft in Muenchen AG
TickerMUV2.MI
SectorFinancials
BusinessInsurance
Industry groupInsurance
IndustryReinsurance
AI analysis

Business. Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG provides reinsurance services, primarily underwriting risks for insurance companies by offering financial protection against large-scale losses.

Classification. The company is classified under the Reinsurance industry within the Insurance business sector and Financials economic sector, with a confidence level of 0.92.

Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG maintains a strong liquidity position, with cash and equivalents amounting to EUR 6.05 billion, representing 19.4% of total assets. The company's liquidity FPT (free cash flow to total debt) is robust, indicating a low liquidity risk. The debt-to-equity ratio of 0.15 suggests a conservative capital structure, with long-term debt at EUR 4.78 billion compared to total equity of EUR 31.11 billion. The company's profitability is reflected in its return on equity (ROE) of 6.8%, which is in line with the industry median for reinsurance firms. Return on assets (ROA) stands at 0.77%, which is slightly below the industry median, indicating that the company is generating returns on its asset base at a moderate pace. Operating income of EUR 2.61 billion and net income of EUR 2.12 billion highlight the company's ability to maintain profitability despite the volatile nature of the reinsurance sector. Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG operates primarily in the reinsurance segment, with no disclosed geographic revenue breakdown. The company's exposure is concentrated in the reinsurance market, where it provides underwriting services to insurance companies globally. There is no indication of significant geographic diversification in the available data. The company's growth trajectory is expected to remain stable, with no significant revenue growth or decline projected in the current or next fiscal year. The outlook for the reinsurance sector is generally stable, with moderate growth expected due to the cyclical nature of the industry. The company's operating income and net income have remained relatively consistent, indicating a stable performance over the past periods. The risk assessment for Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG indicates a low liquidity risk and a low dilution risk. There are no immediate filing-based liquidity or dilution flags, and the company's capital structure remains conservative. The dilution potential is low, with no significant changes in shares outstanding between basic and diluted shares. The company has not made any recent equity issuances or announced plans for future dilution. Recent events related to Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG include analyst estimates and price targets. The mean price target is EUR 591.50, with a median of EUR 593.10, and the high and low price targets are EUR 665.00 and EUR 500.00, respectively. Analysts have issued a total of 3 strong-buy, 5 buy, and 10 hold recommendations, indicating a generally positive outlook on the stock.
Key takeaways
  • Muenchener Rueckversicherungs-Gesellschaft in Muenchen AG maintains a conservative capital structure with a low debt-to-equity ratio of 0.15.
  • The company's return on equity of 6.8% is in line with the industry median, indicating solid profitability.
  • The company's liquidity position is strong, with cash and equivalents amounting to EUR 6.05 billion.
  • Analysts have a generally positive outlook on the stock, with a mean price target of EUR 591.50 and a median of EUR 593.10.
  • The company's growth trajectory is expected to remain stable, with no significant revenue growth or decline projected.
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Financial snapshot
PeriodHA-latest
CurrencyEUR
Revenue
Gross profit
Operating income$2.61B
Net income$2.12B
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets$275.70B
Total liabilities$244.60B
Total equity$31.11B
Cash & equivalents$6.05B
Long-term debt$4.78B
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$3.43B$2.93B$2.02B
FY-3$5.75B$5.31B$3.84B
FY-2$5.99B$4.61B$3.09B
FY-1$7.58B$5.71B$3.84B
FY0$10.30B$6.12B$3.66B
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$312.40B$30.83B$5.41B
FY-3$269.39B$27.09B$6.44B
FY-2$273.79B$29.65B$5.59B
FY-1$286.44B$32.80B$6.12B
FY0$279.93B$33.25B$5.50B
PeriodOCFCapExFCFSBC
FY-4$5.23B$2.02B
FY-3$3.97B-$349.0M$3.84B
FY-2$2.54B-$346.0M$3.09B
FY-1$3.14B-$316.0M$3.84B
FY0$4.91B-$300.0M$3.66B
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7$2.61B$2.12B
FQ-6$2.20B$1.60B
FQ-5$1.62B$907.0M
FQ-4$1.14B$1.08B
FQ-3$1.97B$1.09B
FQ-2$3.52B$2.08B
FQ-1$3.23B$2.00B
FQ0$1.59B$945.0M
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7$275.70B$31.11B$6.05B
FQ-6$276.05B$30.58B$5.54B
FQ-5$280.01B$31.30B$6.52B
FQ-4$286.44B$32.80B$6.12B
FQ-3$282.62B$33.14B$5.49B
FQ-2$275.69B$30.58B$5.32B
FQ-1$279.13B$32.24B$5.43B
FQ0$279.93B$33.25B$5.50B
PeriodOCFCapExFCFSBC
FQ-7
FQ-6$1.26B-$148.0M
FQ-5
FQ-4$3.14B-$316.0M
FQ-3
FQ-2$3.12B-$147.0M
FQ-1
FQ0$4.91B-$300.0M
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$31.11B
Net cash$1.28B
Current ratio
Debt/Equity0.1
ROA0.8%
ROE6.8%
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskLow
  • No immediate filing-based liquidity or dilution flags were detected.
Industry benchmarks
Activity: Reinsurance · cohort 3 companies
MetricMUV2Activity
Net margin9.1% medp25 9.1% · p75 9.1%
Debt / equity15.0%15.4% medp25 12.1% · p75 32.1%below median
Observations
IR observations
Mean price target591.50 EUR
Median price target593.10 EUR
High price target665.00 EUR
Low price target500.00 EUR
Mean recommendation2.62 (1=strong buy, 5=strong sell)
Strong-buy count3.00
Buy count5.00
Hold count10.00
Sell count3.00
Strong-sell count0.00
Mean EPS estimate51.09 EUR
Last actual EPS47.15 EUR
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 16:26 UTCJob: 5382df34