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INDICATIVE · SAMPLE DATA
MYS58

MyState Ltd

BanksVerified

MyState Ltd has a basic capital structure with 170,418,992 shares outstanding, both basic and diluted, indicating no dilution from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and returns data are not available for MyState Ltd, as no valuation snapshot metrics have been computed. This lack of data prevents a direct comparison to industry_config preferred metrics or cohort medians for the Banks industry. Segment and geographic exposure details are not disclosed in the available data, making it impossible to assess revenue concentration or geographic diversification. Growth trajectory data is also not available, as no outlook numeric deltas or revenue history have been provided. This limits the ability to project future performance or assess historical trends. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. Dilution risk is currently low, as there is no evidence of dilution from stock options or convertible instruments. Recent events, including filings and transcripts, are not disclosed in the available data, limiting the ability to assess recent corporate developments or management commentary.

30-day price · MYS+0.13 (+3.0%)
Low$4.29High$4.76Close$4.51As of19 May, 00:00 UTC
Profile
CompanyMyState Ltd
TickerMYS.AX
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. MyState Ltd operates as a bank, providing financial services to customers, primarily generating revenue through interest income from loans and fees from financial products and services.

Classification. MyState Ltd is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry, with a confidence level of 0.92 based on verified market data.

MyState Ltd has a basic capital structure with 170,418,992 shares outstanding, both basic and diluted, indicating no dilution from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and returns data are not available for MyState Ltd, as no valuation snapshot metrics have been computed. This lack of data prevents a direct comparison to industry_config preferred metrics or cohort medians for the Banks industry. Segment and geographic exposure details are not disclosed in the available data, making it impossible to assess revenue concentration or geographic diversification. Growth trajectory data is also not available, as no outlook numeric deltas or revenue history have been provided. This limits the ability to project future performance or assess historical trends. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. Dilution risk is currently low, as there is no evidence of dilution from stock options or convertible instruments. Recent events, including filings and transcripts, are not disclosed in the available data, limiting the ability to assess recent corporate developments or management commentary.
Key takeaways
  • MyState Ltd has no dilution from stock options or convertible instruments, as basic and diluted shares are equal.
  • Liquidity risk could not be assessed due to missing balance-sheet inputs and no going-concern language in source documents.
  • No profitability or returns data is available, preventing a comparison to industry benchmarks.
  • Segment and geographic exposure details are not disclosed, limiting visibility into revenue concentration.
  • Analysts have issued a strong buy recommendation, with a mean price target of 5.42 AUD.
  • --
  • ## RATIONALES
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Financial snapshot
PeriodHA-latest
CurrencyAUD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$112.0M$36.3M$30.0M
FY-3$110.2M$32.0M$11.3M
FY-2$131.3M$38.5M$32.1M
FY-1$122.3M$35.3M$8.0M
FY0$157.2M$35.6M$10.9M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$6.54B$415.2M
FY-3$8.08B$429.9M
FY-2$9.12B$457.6M
FY-1$9.17B$464.9M
FY0$15.28B$736.0M
PeriodOCFCapExFCFSBC
FY-4-$122.3M-$4.8M$30.0M
FY-3-$49.4M-$5.0M$11.3M
FY-2-$73.6M-$5.2M$32.1M
FY-1$23.0M-$12.5M$8.0M
FY0$198.7M-$6.3M$10.9M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricMYSActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
IR observations
Mean price target5.42 AUD
Median price target5.42 AUD
High price target5.42 AUD
Low price target5.42 AUD
Mean recommendation1.00 (1=strong buy, 5=strong sell)
Strong-buy count1.00
Buy count0.00
Hold count0.00
Sell count0.00
Strong-sell count0.00
Mean EPS estimate0.32 AUD
Last actual EPS0.24 AUD
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-16 01:29 UTC#51b35f59
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 16:40 UTCJob: 947387e5