Companies ›Financials ›NSTS.O

NSTS.O — NASDAQ Banks

NSTS Bancorp Inc

$13,80

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Mcap

72,6M USD

P/E

—

EV / Rev

—

Div yield

—

Op margin

—

ROE

-0,5 %

Net margin

-5,2 %

Debt / equity

0,00

Beta

—

52w range

—

Volume

147

Day range

$13,74–$13,77

Prev close

$13,77

Open

$13,77

Next earnings

2026-10-28

Ex-dividend

—

TR 1Y

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About

NSTS Bancorp Inc is a financial services company that operates as a bank, providing a range of banking and investment services to its customers.

Business. NSTS Bancorp Inc (NSTS.O) is a bank holding company operating within the Banking & Investment Services sector. The company generates revenue primarily through interest income, consistent with standard banking industry models. It is listed on the NASDAQ stock exchange. Specific details regarding operating segments and geographic concentrations are not provided.

Classification99 %

SectorFinancials

Industry groupBanks

Generated · model-assisted

Sell-side consensus

—consensus pending

— buy— hold— sell

Avg 12m price target—

Upcoming events

EarningsQ3 2026 earnings (expected)2026-10-28 · estimated

See all catalysts →

At a glance

Score

—

not yet scored

Valuation

—

valuation pending

Analysts

—

not yet wired

Ownership→

AllianceBernstein L.P.

largest disclosed fund holder

Profitability→

-0,5 %

return on equity

Quality

—

not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

No recent newsroom coverage mentioning NSTS.

Sector rotation

Sector1D1Mvs mkt

Materials+2,3 %+6,6 %+1,7 %

Communication Services+2,2 %−5,5 %+1,6 %

Energy+0,6 %+3,3 %+0,0 %

Health Care+0,6 %−0,8 %+0,0 %

Information Technology+0,6 %+6,7 %+0,0 %

Consumer Discretionary+0,4 %+7,6 %−0,2 %

Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %

Consumer Staples−0,4 %+2,5 %−1,0 %

Real Estate−0,7 %+10,9 %−1,3 %

Industrials−1,9 %−3,1 %−2,5 %

Utilities−1,9 %+28,2 %−2,5 %

Developing storylines

No tracked sagas currently linked to NSTS.O. Browse all sagas →

Analysis

AI analysis

Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

Opportunity

— missing data

Upcoming catalysts

Scheduled public events. Informational only — not investment advice.

Company
EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
Peers
DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
Macro
Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
Macro & political
ElectionSE Swedish Election2026-09-14 · SE
ElectionUS U.S. Midterms2026-11-03 · US
ElectionFR French Legislative2027-06-01 · FR

Pre-earnings brief

— missing data

Signals & dispatch

peak dispatch · —

Composite-score breakdown

Synthesis

Business

NSTS Bancorp Inc (NSTS.O) is a bank holding company operating within the Banking & Investment Services sector. The company generates revenue primarily through interest income, consistent with standard banking industry models. It is listed on the NASDAQ stock exchange. Specific details regarding operating segments and geographic concentrations are not provided.

Classification99 %

SectorFinancials

Industry groupBanks

AI synthesis

GENERATED

NSTS Bancorp Inc has a market price of $13.65 and a market cap of $71.82 million, with a price-to-book ratio of 0.9 and a price-to-tangible-book ratio of 0.9, indicating that the company is trading at a discount relative to its book value. The company's liquidity position is characterized as low, and its debt-to-equity ratio is 0.0, suggesting that it is not leveraging debt in its capital structure.

The company reported a net income of -$386,000 and a return on equity of -0.48%, which is below the typical performance metrics for banks. The return on assets is also negative at -0.14%, indicating that the company is not generating positive returns on its asset base. These metrics suggest that the company is underperforming relative to industry norms and may be facing operational or market challenges.

The company's revenue is concentrated in a single business segment, as no additional segments are disclosed. There is no information provided on geographic exposure or revenue concentration by region, which limits the understanding of the company's diversification and potential regional risks.

The company's growth trajectory is not clearly defined, as there is no outlook provided for the current or next fiscal year. The operating cash flow is $4.05 million, but the free cash flow is negative at -$188,000, indicating that the company is not generating sufficient cash to fund its operations without external financing. The capital expenditure of -$104,000 suggests that the company is not investing in new assets or infrastructure.

The risk assessment indicates that the company has low liquidity and dilution risk, with no immediate filing-based liquidity or dilution flags detected. However, the negative net income and returns suggest that the company may be at risk of further financial deterioration if current trends continue.

There are no recent events or filings mentioned that would provide insight into the company's current operations or strategic direction. The lack of disclosed events or transcripts limits the ability to assess the company's recent performance or management's outlook.

Key takeaways

NSTS Bancorp Inc is trading at a discount to its book value, with a price-to-book ratio of 0.9.
The company is underperforming in terms of profitability, with a negative return on equity of -0.48%.
The company has a low liquidity position and is not leveraging debt in its capital structure.
The company is not generating positive returns on its asset base, with a return on assets of -0.14%.
The company's growth trajectory is unclear, and it is not investing in new assets or infrastructure.

Bull / Bear case

Generated · model-assisted

— missing data

In focus — financials by report

Valuation

Market price

$13,80

Market cap

$71.8M

Enterprise valueⓘ

—

P/Eⓘ

—

Non-GAAP P/Eⓘ

—

EV / Revenueⓘ

—

EV / Op incomeⓘ

—

EV / OCFⓘ

—

P / Bⓘ

0.9x

P / Tangible bookⓘ

0.9x

Tangible book

$80.0M

Net cashⓘ

—

Current ratioⓘ

—

Debt / equityⓘ

0.0

ROAⓘ

-0.1%

ROEⓘ

-0.5%

Cash conversionⓘ

-1050.0%

CapEx / revenueⓘ

-1.4%

SBC / revenueⓘ

—

Dilution ratioⓘ

0.0%