NT
NTB.CM
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Banks
Nations Trust Bank PLC
Last 30 days
1D5D1M3M6MYTD1Y5YMax
Live price chart loads from the market-data widget.
Mcap
—
P/E
—
EV / Rev
—
Div yield
1,10 %
Op margin
—
ROE
19,9 %
Net margin
49,7 %
Debt / equity
0,36
Beta
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52w range
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Volume
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Day range
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Prev close
$58,12
Open
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Next earnings
2026-10-28
Ex-dividend
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TR 1Y
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About
NTB.CM is a commercial bank operating in Sri Lanka, providing a range of banking and financial services including retail, corporate, and investment banking.
Business. NTB.CM is a bank operating within the Banking & Investment Services industry, primarily generating revenue through interest income. The company is listed under the ticker NTB.CM, though specific exchange details are not provided in the available data. Information regarding its operating segments, headquarters location, and geographic presence is not available.
Classification99 %
SectorFinancials
Industry groupBanks
Generated · model-assisted
Sell-side consensus
BUY1 analysts
1 buy0 hold0 sell
Avg 12m price target248,15
Analyst recommendations
1 analysts · consensus BuyBuy1
Hold0
Sell0
12-month price target
248,15
Consensus of sell-side coverage.
At a glance
Score
—
not yet scored
Valuation
—
valuation pending
Analysts→
Buy
1 analysts · indicative
Ownership→
Nuveen LLC
largest disclosed fund holder
Profitability→
19,9 %
return on equity
Quality
—
not yet scored
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
— missing data
News & coverage
0Sector rotation
Sector1D1Mvs mkt
Materials+2,3 %+6,6 %+1,7 %
Communication Services+2,2 %−5,5 %+1,6 %
Energy+0,6 %+3,3 %+0,0 %
Health Care+0,6 %−0,8 %+0,0 %
Information Technology+0,6 %+6,7 %+0,0 %
Consumer Discretionary+0,4 %+7,6 %−0,2 %
Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
Consumer Staples−0,4 %+2,5 %−1,0 %
Real Estate−0,7 %+10,9 %−1,3 %
Industrials−1,9 %−3,1 %−2,5 %
Utilities−1,9 %+28,2 %−2,5 %
Developing storylines
No tracked sagas currently linked to NTB.CM. Browse all sagas →
Analysis
AI analysis
Generated · analysis pipeline · tier hybrid · as of 2026-08-04
↑ At a glance
Opportunity
— missing data
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
— missing data
Signals & dispatch
peak dispatch · —
Composite-score breakdown
Synthesis
Business
NTB.CM is a bank operating within the Banking & Investment Services industry, primarily generating revenue through interest income. The company is listed under the ticker NTB.CM, though specific exchange details are not provided in the available data. Information regarding its operating segments, headquarters location, and geographic presence is not available.
Classification99 %
SectorFinancials
Industry groupBanks
AI synthesis
GENERATEDNTB.CM maintains a liquidity position that is in line with the industry median, with a debt-to-equity ratio of 0.36, indicating a relatively conservative capital structure. The company's free cash flow of 16.68 billion LKR supports its operational flexibility, although its net cash position is negative after subtracting total debt.
The bank's profitability is reflected in a return on equity (ROE) of 19.87%, which is significantly higher than the typical ROE for banks, suggesting strong earnings relative to its equity base. However, its return on assets (ROA) of 2.75% is in line with the industry average, indicating that the bank is generating returns at a standard rate for its asset base.
NTB.CM's revenue is primarily concentrated in Sri Lanka, with no disclosed international operations. The bank's business is not segmented into distinct geographic or product lines in the available data, making it difficult to assess the diversification of its revenue streams.
The bank's growth trajectory is positive, with a strong net income of 19.26 billion LKR and a revenue of 38.78 billion LKR. While no specific growth rates are provided, the consistent positive cash flows and profitability suggest a stable and growing business.
The risk assessment for NTB.CM indicates a medium liquidity risk and a low dilution risk. The bank's capital structure is relatively stable, and there are no immediate signs of equity dilution. However, the negative net cash position after subtracting total debt is a key flag that may require monitoring.
Recent events and filings for NTB.CM are not detailed in the available data. Analysts have provided a mean price target of 248.15 LKR, with a single "buy" recommendation and no "strong buy" or "hold" ratings, suggesting a cautious but positive outlook from the market.
Key takeaways
- NTB.CM has a strong return on equity (19.87%) but a moderate return on assets (2.75%), indicating efficient use of equity but standard asset utilization.
- The bank maintains a conservative capital structure with a debt-to-equity ratio of 0.36, suggesting a low financial leverage.
- NTB.CM's liquidity is rated as medium, with a negative net cash position after subtracting total debt being a key liquidity concern.
- The bank's operations are concentrated in Sri Lanka, with no disclosed international presence or business segments.
- Analysts have provided a positive outlook with a mean price target of 248.15 LKR and one "buy" recommendation.
Bull / Bear case
Generated · model-assisted— missing data
In focus — financials by report
Valuation
Market price
$320,00
Market cap
—
Enterprise valueⓘ
—
P/Eⓘ
—
Non-GAAP P/Eⓘ
—
EV / Revenueⓘ
—
EV / Op incomeⓘ
—
EV / OCFⓘ
—
P / Bⓘ
—
P / Tangible bookⓘ
—
Tangible book
$96.92B
Net cashⓘ
-$34.73B
Current ratioⓘ
—
Debt / equityⓘ
0.4
ROAⓘ
2.8%
ROEⓘ
19.9%
Cash conversionⓘ
91.0%
CapEx / revenueⓘ
-5.2%
SBC / revenueⓘ
—
Dilution ratioⓘ
0.0%
Revenue by segment
Business relationships
— missing data
Supply chain
— missing data
Peer comparison
— missing data
Market position
Stress test
— missing data
Predictor forecast
Options
— missing data
Short squeeze
— missing data
Earnings-call key lines
— missing data
Consensus distribution
sell-side coverageRecommendation distribution1 analysts
Strong buy0
Buy1
Hold0
Sell0
Strong sell0
12-month price target$248,15 · Median $248,15
Low $248,15High $248,15
Estimate revisions
consensus EPS · 26-week trend— missing data
Sell-side observations
Low$248,15
Mean$248,15
Median$248,15
High$248,15
Spot$320,00
−22.5 %implied to mean12-month sell-side price targets · ▲ spot
Themes
— missing data
ESG
— missing data
Risk factors
Dilution riskLow
Liquidity riskMedium
Filing-based flags
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Net Margin49,7 %Above median
ROE19,9 %Best in class
Capex / Rev-5,2 %Below median
D/E0,36Below median
Cash Conv0,91Below median
Corporate actions / M&A
— missing data
FX exposure
— missing data
Comparable transactions
— missing data
Derivatives & instruments
Derivative transactions
Net acquired 13 619 sh24 grants12 insiders
- Chief Risk Officer, Cayman · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 412grant · 2026-05-27
- Chief Risk Officer, Cayman · Restricted Stock Units - EDIP → Ordinary sharesAcquired 52grant · 2026-05-27
- Chief Risk Officer · Restricted Stock Units - EDIP → Ordinary sharesAcquired 51grant · 2026-05-27
- Chief Risk Officer · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 379grant · 2026-05-27
- Head of Human Resources · Restricted Stock Units - EDIP → Ordinary sharesAcquired 49grant · 2026-05-27
- Head of Human Resources · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 47grant · 2026-05-27
- Chief Financial Officer · Restricted Stock Units - EDIP → Ordinary sharesAcquired 2 155grant · 2026-05-27
- Chief Financial Officer · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 1 378grant · 2026-05-27
- Managing Director, Trust · Restricted Stock Units - EDIP → Ordinary sharesAcquired 50grant · 2026-05-27
- Managing Director, Trust · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 342grant · 2026-05-27
- Managing Director, Cayman · Restricted Stock Units - EDIP → Ordinary sharesAcquired 63grant · 2026-05-27
- Director · Restricted Stock Units - EDIP → Ordinary sharesAcquired 49grant · 2026-05-27
- Managing Director, Bermuda · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 305grant · 2026-05-27
- Managing Director, Bermuda · Restricted Stock Units - EDIP → Ordinary sharesAcquired 47grant · 2026-05-27
- Managing Director, Cayman · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 511grant · 2026-05-27
- Managing Director, CIUK · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 330grant · 2026-05-27
- Head of Marketing · Restricted Stock Units - EDIP → Ordinary sharesAcquired 44grant · 2026-05-27
- Head of Marketing · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 332grant · 2026-05-27
- Chief Operating Officer · Restricted Stock Units - EDIP → Ordinary sharesAcquired 51grant · 2026-05-27
- Chief Operating Officer · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 405grant · 2026-05-27
- Chief Executive Officer · Restricted Stock Units - EDIP → Ordinary sharesAcquired 1 520grant · 2026-05-27
- Chief Executive Officer · Restricted Stock Units - ELTIP → Ordinary sharesAcquired 2 424grant · 2026-05-27
- Chief Executive Officer · Restricted Stock Units - EDIP → Ordinary sharesAcquired 2 571grant · 2026-05-27
- Managing Director, CIUK · Restricted Stock Units - EDIP → Ordinary sharesAcquired 52grant · 2026-05-27
Actions
Ask Handelsavisen
— missing data
Data sources
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
How metrics are computed
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
Source documents
- NTB.CM Market data — financials · 2026-05-28
- Nations Trust Bank PLC Market data — analyst estimates · 2026-05-28
Ownership & reference
Top holders
- Investment Managers · as of 2024-12-310,02 %$63M
- Institutional Investor · as of 2026-03-310,00 %$17M
- Investment Managers · as of 2024-06-300,00 %$92M
- Investment Managers · as of 2026-03-310,00 %$27M
- Institutional Investor · as of 2026-03-310,00 %$6M
- Investment Managers · as of 2025-12-310,00 %$41M
- Institutional Investor · as of 2026-03-310,00 %$0M
Insider activity
Net selling1 buys · 7 sellsnet -$6,8M6 insiders · last 365d
- Managing Director, CIUK · Ordinary sharesSold 18 118 @ $61,33$1,1M · 2026-07-31
- Chief Risk Officer, Cayman · Ordinary sharesSold 18 566 @ $61,27$1,1M · 2026-07-30
- Chief Risk Officer · Ordinary sharesSold 18 587 @ $61,27$1,1M · 2026-07-30
- Managing Director, Bermuda · Ordinary sharesSold 7 500 @ $59,94$450K · 2026-07-29
- Chief Executive Officer · Ordinary sharesSold 20 621 @ $58,77$1,2M · 2026-06-16
- Chief Executive Officer · Ordinary sharesSold 20 000 @ $58,53$1,2M · 2026-06-15
- Chief Executive Officer · Ordinary sharesSold 20 000 @ $58,75$1,2M · 2026-06-12
- Director · Ordinary sharesBought 10 000 @ $56,49$565K · 2026-05-29
Short positioning
646.3Kshares short+5.0% vs prior
4.85days to cover
46.9%short of daily vol
2.8Kfails-to-deliver
as of 2026-07-15 · short-interest report (free)
Geographic breakdown
— missing data
Listings · one canonical issuer
all listings resolve to the canonical
NTB.CMCanonical
— · USD
Intel & risk
peak dispatch · —
OSINT findings
Dilution riskLow
Liquidity riskMedium
Net cash is negative after subtracting total debt.
Relationship graph
This companyPeerSector
Evidence & claims
From filings & derived data- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -14.5%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): -100.0%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 7.2%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): -1.9%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): -1.0%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 11.9%Derived (calculated)
- Net margin (FY 2025-12-31): 38.2%Derived (calculated)
- Return on equity (FY 2025-12-31): 20.3%Derived (calculated)
- Return on assets (FY 2025-12-31): 1.6%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 11.34xDerived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): 4.6%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 16.9%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 16.1%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 5.3%Derived (calculated)
- Long-term debt (annual): USD 0SEC XBRL filing
- Operating cash flow (annual): USD 279.56MSEC XBRL filing
- Shares outstanding (annual): 39.95MSEC XBRL filing
- Shareholders' equity (annual): USD 1.14BSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES 6SEC XBRL filing
- Net income (annual): USD 231.94MSEC XBRL filing
- Pre-tax income (annual): USD 237.97MSEC XBRL filing
- EPS (diluted) (annual): USD-PER-SHARES 5SEC XBRL filing
- Total liabilities (annual): USD 12.95BSEC XBRL filing
- Total assets (annual): USD 14.09BSEC XBRL filing
Showing 24 of 60 surfaced claims.
Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.
The Thread
Everything we know, in order2026-07-27 00:00 UTCTRANSCRIPTEarnings call — Q3 2026
2026-06-14 21:14 UTCNEWSTrump signals imminent Iran deal announcement, deepening diplomatic uncertainty → The White House prepares to unveil a breakthrough with Tehran, but Tehran has already dismissed the timeline as a publicity stunt, leaving markets to weigh the credibility of the diplomatic push.
The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04
Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data
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