NW
NWBI.O
—
NASDAQ
Banks
Nwbi.O
Last 30 days
1D5D1M3M6MYTD1Y5YMax
Live price chart loads from the market-data widget.
Mcap
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P/E
—
EV / Rev
—
Div yield
5,08 %
Op margin
—
ROE
6,7 %
Net margin
—
Debt / equity
—
Beta
—
52w range
—
Volume
—
Day range
—
Prev close
$15,69
Open
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Next earnings
2026-10-28
Ex-dividend
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TR 1Y
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About
Northwest Bancshares Inc operates as a financial institution within the Banks industry, generating net income of $126.0 million.
Business. Northwest Bancshares Inc operates as a financial institution within the Banks industry, generating net income of $126.0 million.
Classification85 %
SectorFinancials
Industry groupBanks
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
At a glance
Score
—
not yet scored
Valuation
—
valuation pending
Analysts
—
not yet wired
Ownership→
First Trust Advisors L.P.
largest disclosed fund holder
Profitability→
6,7 %
return on equity
Quality
—
not yet scored
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
— missing data
News & coverage
0Sector rotation
Sector1D1Mvs mkt
Materials+2,3 %+6,6 %+1,7 %
Communication Services+2,2 %−5,5 %+1,6 %
Energy+0,6 %+3,3 %+0,0 %
Health Care+0,6 %−0,8 %+0,0 %
Information Technology+0,6 %+6,7 %+0,0 %
Consumer Discretionary+0,4 %+7,6 %−0,2 %
Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
Consumer Staples−0,4 %+2,5 %−1,0 %
Real Estate−0,7 %+10,9 %−1,3 %
Industrials−1,9 %−3,1 %−2,5 %
Utilities−1,9 %+28,2 %−2,5 %
Developing storylines
No tracked sagas currently linked to NWBI.O. Browse all sagas →
Analysis
AI analysis
Generated · analysis pipeline · tier hybrid · as of 2026-08-04
↑ At a glance
Opportunity
— missing data
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
— missing data
Signals & dispatch
peak dispatch · —
Composite-score breakdown
Synthesis
Business
Northwest Bancshares Inc operates as a financial institution within the Banks industry, generating net income of $126.0 million.
Classification85 %
SectorFinancials
Industry groupBanks
AI synthesis
GENERATEDNorthwest Bancshares Inc maintains a capital structure defined by total assets of $16.8 billion and total equity of $1.9 billion. Total liabilities stand at $14.9 billion, resulting in a reported debt-to-equity ratio of 0.0, which likely reflects the specific accounting treatment of bank deposits versus traditional corporate debt in the valuation snapshot. The company generated operating cash flow of $153.4 million against capital expenditures of $11.6 million, indicating positive cash generation from core operations. Liquidity risk is currently assessed as unknown due to the absence of specific balance-sheet inputs required for detailed assessment.
Profitability metrics show a return on equity of 6.67% and a return on assets of 0.75%. These returns are derived from a net income of $126.0 million on a substantial asset base. Without cohort median data provided in the input, direct comparative analysis against industry peers is omitted, but the absolute returns suggest a stable, albeit modest, profitability profile typical of regional banking entities.
Segment and geographic revenue mix data is absent from the available input, preventing a detailed analysis of revenue concentration or regional exposure. The company's activity is broadly classified as unclassified within the specific business sector, limiting granular operational insights.
Growth trajectory analysis is constrained by the absence of historical period data in the input. Only the latest normalized period's financial snapshot is available, precluding year-over-year or trend-based reasoning regarding revenue or net income evolution.
Risk assessment indicates low dilution risk, supported by the fact that basic and diluted shares outstanding are identical at 146.1 million. Key flags highlight that liquidity risk could not be fully assessed due to missing balance-sheet inputs, though no going-concern language was found in source documents.
Recent news event observations are limited to internal reconciler enqueue triggers for analysis jobs, with no substantive external news, filing observations, or transcript data provided. The company remains in a state of coverage closure processing without recent public disclosures impacting the fundamental view.
Key takeaways
- Net income of $126.0 million supports a return on equity of 6.67%.
- Debt-to-equity ratio is reported as 0.0, reflecting specific banking liability structures.
- Dilution risk is low with no difference between basic and diluted share counts.
- Liquidity risk assessment is incomplete due to missing balance-sheet inputs.
- No historical trend data is available to evaluate growth trajectory.
Bull / Bear case
analysis pipeline— missing data
In focus — financials by report
Valuation
Market price
$15,88
Market cap
—
Enterprise valueⓘ
—
P/Eⓘ
—
Non-GAAP P/Eⓘ
—
EV / Revenueⓘ
—
EV / Op incomeⓘ
—
EV / OCFⓘ
—
P / Bⓘ
—
P / Tangible bookⓘ
—
Tangible book
$1.89B
Net cashⓘ
—
Current ratioⓘ
—
Debt / equityⓘ
—
ROAⓘ
0.8%
ROEⓘ
6.7%
Cash conversionⓘ
122.0%
CapEx / revenueⓘ
—
SBC / revenueⓘ
—
Dilution ratioⓘ
0.0%
Revenue by segment
Business relationships
— missing data
Supply chain
— missing data
Peer comparison
— missing data
Market position
Stress test
— missing data
Predictor forecast
Full fiscal year~1 year ahead
Full fiscal year · our forecast vs guidance vs consensus
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 1,38 |
| Revenue | —no estimate | —no estimate | 629,4M USD |
| Operating income | —no estimate | —no estimate | 298,2M USD |
Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
Corporate eventM&A horizon
M&A probabilityconf 3 %
Probability
3 %
Base rate
3 %
Band
—
180-day horizon · target 2027-01-22 · 1,0× base rate
No acquirer candidates identified by the signal model.
Probabilistic model output — not investment advice. · generated 2026-07-26
Options
— missing data
Short squeeze
— missing data
Earnings-call key lines
— missing data
Consensus distribution
sell-side coverageRecommendation distribution8 analysts
Strong buy0
Buy1
Hold7
Sell0
Strong sell0
12-month price target$15,29 · Median $15,00
Low $14,00High $17,00
Operating income · consensus298,2M USD
EPS surprise
−8,7 %
reported vs consensus · miss
Revenue surprise
−16,5 %
reported vs consensus · miss
Estimate revisions
consensus EPS · 26-week trend— missing data
Sell-side observations
Low$14,00
Mean$15,29
Median$15,00
High$17,00
Spot$15,88
−3.7 %implied to mean12-month sell-side price targets · ▲ spot
Themes
— missing data
ESG
— missing data
Risk factors
Dilution riskLow
Liquidity riskUnknown
Benchmarks vs cohort
ROE6,7 %Above median
D/E0,00Above median
Cash Conv1,22Above median
Corporate actions / M&A
M&A probabilityconf —
Probability
3 %
Base rate
3 %
Band
Low
180-day horizon · target 2027-01-22 · 1,0× base rate
No acquirer candidates identified by the signal model.
Corporate actionsNo corporate-action source connected yet — splits, dividends and buyback events are not tracked for this company. Honest-dim (no data fabricated).
FX exposure
— missing data
Comparable transactions
— missing data
Derivatives & instruments
Derivative transactions
Net disposed 24 007 sh4 exercises2 insiders
- Chief Retail Lending Officer · Stock Options (Right to Buy) → Northwest Bancshares, Inc. Common StockDisposed 4 568 @ $9,71exercise · 2026-07-30
- Chief Retail Lending Officer · Stock Options (Right to Buy) → Northwest Bancshares, Inc. Common StockDisposed 6 528 @ $13,68exercise · 2026-07-30
- Chief Retail Lending Officer · Stock Options (Right to Buy) → Northwest Bancshares, Inc. Common StockDisposed 2 178 @ $15,57exercise · 2026-07-30
- Chief Credit Officer · Stock Options (Right to Buy) → Northwest Bancshares, Inc. Common StockDisposed 10 733 @ $9,71exercise · 2026-05-06
Actions
Ask Handelsavisen
— missing data
Data sources
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
How metrics are computed
- Cash Conversion Ratiooperating_cash_flow / net_income
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Return On Equitynet_income / total_equity
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Return On Assetsnet_income / total_assets
Source documents
- Northwest Bancshares, Inc. Market data — financials · 2026-07-31
- reconciler_enqueue (reconciler) on NWBI.O · 2026-07-31
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,04 %$54M
- Investment Managers · as of 2026-03-310,02 %$115M
- Investment Managers · as of 2026-03-310,02 %$29M
- Investment Managers · as of 2026-03-310,01 %$15M
- Investment Managers · as of 2024-06-300,00 %$213M
- Investment Managers · as of 2026-03-310,00 %$9M
- Investment Managers · as of 2026-03-310,00 %$113M
- Investment Managers · as of 2026-03-310,00 %$24M
- Institutional Investor · as of 2026-03-310,00 %$20M
- Investment Managers · as of 2026-03-310,00 %$7M
- Investment Managers · as of 2026-03-310,00 %$48M
- Investment Managers · as of 2026-03-310,00 %$17M
- Investment Managers · as of 2025-12-310,00 %$196M
- Funds · as of 2026-03-310,00 %$17M
- Investment Managers · as of 2026-03-310,00 %$19M
- Investment Managers · as of 2024-12-310,00 %$7M
- Investment Managers · as of 2026-03-310,00 %$7M
- Investment Managers · as of 2026-03-310,00 %$12M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$18M
- Institutional Investor · as of 2026-03-310,00 %$18M
- Investment Managers · as of 2026-03-310,00 %$4M
- Institutional Investor · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$2M
- Institutional Investor · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$1M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
Leadership
- Louis J. TorchioPresident, Chief Executive Officer, Director
Insider activity
Net buying4 buys · 2 sellsnet $100K19 insiders · last 365d
- Chief Retail Lending Officer · Northwest Bancshares, Inc. Common StockOther 2 178 @ $15,57$34K · 2026-07-30
- Chief Retail Lending Officer · Northwest Bancshares, Inc. Common StockOther 4 568 @ $9,71$44K · 2026-07-30
- Chief Retail Lending Officer · Northwest Bancshares, Inc. Common StockOther 6 528 @ $13,68$89K · 2026-07-30
- Chief Retail Lending Officer · Northwest Bancshares, Inc. Common StockSold 13 274 @ $15,77$209K · 2026-07-30
- Chief Accounting Officer · Northwest Bancshares, Inc. Common StockOther 974 @ $15,89$15K · 2026-07-29
- Chief Comm. Banking Officer · Northwest Bancshares, Inc. Common StockOther 2 160 @ $14,48$31K · 2026-06-22
- Chief Cons. Banking /Strat Off · Northwest Bancshares, Inc. Common StockOther 1 589 @ $14,35$23K · 2026-06-18
- Director · Northwest Bancshares, Inc. Common StockOther 4 053 · 2026-06-05
- Chief Information Officer · Northwest Bancshares, Inc. Common StockOther 47 217 · 2026-06-05
- Director · Northwest Bancshares, Inc. Common StockOther 4 053 · 2026-06-05
- Director · Northwest Bancshares, Inc. Common StockOther 4 053 · 2026-06-05
- Director · Northwest Bancshares, Inc. Common StockOther 4 053 · 2026-06-05
- Director · Northwest Bancshares, Inc. Common StockOther 4 053 · 2026-06-05
- Director · Northwest Bancshares, Inc. Common StockOther 4 053 · 2026-06-05
- Director · Northwest Bancshares, Inc. Common StockOther 4 053 · 2026-06-05
- Director · Northwest Bancshares, Inc. Common StockOther 4 053 · 2026-06-05
- Director · Northwest Bancshares, Inc. Common StockOther 4 053 · 2026-06-05
- Director · Northwest Bancshares, Inc. Common StockBought 10 000 @ $13,97$140K · 2026-05-27
- Chief Retail Lending Officer · Northwest Bancshares, Inc. Common StockOther 159 @ $13,89$2K · 2026-05-20
- Chief Credit Officer · Northwest Bancshares, Inc. Common StockOther 243 @ $13,89$3K · 2026-05-20
- Chief Credit Officer · Northwest Bancshares, Inc. Common StockOther 138 @ $13,40$2K · 2026-05-18
- Chief Retail Lending Officer · Northwest Bancshares, Inc. Common StockOther 41 @ $13,40$549 · 2026-05-18
- Chief Credit Officer · Northwest Bancshares, Inc. Common StockOther 10 733 @ $9,71$104K · 2026-05-06
- Chief Credit Officer · Northwest Bancshares, Inc. Common StockOther 7 397 @ $14,09$104K · 2026-05-06
- Chief Cons. Banking /Strat Off · Northwest Bancshares, Inc. Common StockBought 7 000 @ $13,97$98K · 2026-05-01
Short positioning
7.3Mshares short+7.1% vs prior
7.52days to cover
67.4%short of daily vol
222fails-to-deliver
as of 2026-07-15 · short-interest report (free)
Geographic breakdown
— missing data
Listings · one canonical issuer
all listings resolve to the canonical
NWBI.OCanonical
NASDAQ · USD
Intel & risk
peak dispatch · —
OSINT findings
Dilution riskLow
Liquidity riskUnknown
Evidence & claims
From filings & derived data- Shares outstanding (annual): 146.11MUnknown
- Capex (annual): USD 11.63MUnknown
- Net income (annual): USD 126.01MUnknown
- Total liabilities (annual): USD 14.88BUnknown
- EPS (basic) (annual): USD-PER-SHARES 1Unknown
- EPS (diluted) (annual): USD-PER-SHARES 1Unknown
- Operating cash flow (annual): USD 153.41MUnknown
- Shareholders' equity (annual): USD 1.89BUnknown
- Pre-tax income (annual): USD 162.79MUnknown
- Total assets (annual): USD 16.77BUnknown
- Total liabilities (annual): USD 12.81BUnknown
- Net income (annual): USD 100.28MUnknown
- Total assets (annual): USD 14.41BUnknown
- Operating cash flow (annual): USD 127.67MUnknown
- Capex (annual): USD 2.31MUnknown
- Pre-tax income (annual): USD 129.55MUnknown
- Shares outstanding (annual): 127.51MUnknown
- Shareholders' equity (annual): USD 1.6BUnknown
Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.
The Thread
Everything we know, in order2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
2026-07-30INSIDERColestro James M transacted 2.2k sh Northwest Bancshares, Inc. Common Stock — Chief Retail Lending Officer ~$34k
2026-07-30INSIDERColestro James M transacted 4.6k sh Northwest Bancshares, Inc. Common Stock — Chief Retail Lending Officer ~$44k
2026-07-30INSIDERColestro James M transacted 6.5k sh Northwest Bancshares, Inc. Common Stock — Chief Retail Lending Officer ~$89k
2026-07-30INSIDERColestro James M sold 13.3k sh Northwest Bancshares, Inc. Common Stock — Chief Retail Lending Officer ~$209k
2026-07-30INSIDERColestro James M disposed of 2.2k sh Stock Options (Right to Buy) — Chief Retail Lending Officer
2026-07-30INSIDERColestro James M disposed of 6.5k sh Stock Options (Right to Buy) — Chief Retail Lending Officer
2026-07-30INSIDERColestro James M disposed of 4.6k sh Stock Options (Right to Buy) — Chief Retail Lending Officer
2026-07-29INSIDERCanfield Joseph D Jr transacted 974 sh Northwest Bancshares, Inc. Common Stock — Chief Accounting Officer ~$15k
2026-07-27 00:00 UTCTRANSCRIPTEarnings call — Q3 2026
2026-07-27EVENTQ2 2026 earnings (expected) estimated date
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: ma_probability (180d)
2026-06-27 03:14 UTCHOLDERInstitutional holding changed
2026-06-27 03:14 UTCHOLDER1 institutional position change flagged (1 major)
2026-06-22 00:00 UTCINSIDER12 insider transactions — 2026-06
2026-06-22 00:00 UTCINSIDER12 insider transactions — 2026-06
2026-06-22INSIDERDesMarteau Jacques Marc transacted 2.2k sh Northwest Bancshares, Inc. Common Stock — Chief Comm. Banking Officer ~$31k
2026-06-21 02:57 UTCHOLDERInstitutional holding changed
2026-06-21 02:57 UTCHOLDER1 institutional position change flagged (1 major)
2026-06-18INSIDERBowers Urich T transacted 1.6k sh Northwest Bancshares, Inc. Common Stock — Chief Cons. Banking /Strat Off ~$23k
2026-06-05INSIDERTullio David M transacted 4.1k sh Northwest Bancshares, Inc. Common Stock — Director
2026-06-05INSIDERBallard Steven Chad transacted 47.2k sh Northwest Bancshares, Inc. Common Stock — Chief Information Officer
2026-06-05INSIDERWilliams Amber Lee transacted 4.1k sh Northwest Bancshares, Inc. Common Stock — Director
2026-06-05INSIDERPaup Mark A transacted 4.1k sh Northwest Bancshares, Inc. Common Stock — Director
2026-06-05INSIDERMeegan John P transacted 4.1k sh Northwest Bancshares, Inc. Common Stock — Director
2026-06-05INSIDERKranich Charles E. transacted 4.1k sh Northwest Bancshares, Inc. Common Stock — Director
2026-06-05INSIDERHunter Timothy M transacted 4.1k sh Northwest Bancshares, Inc. Common Stock — Director
2026-06-05INSIDERDAVIS WILBUR R transacted 4.1k sh Northwest Bancshares, Inc. Common Stock — Director
2026-06-05INSIDERChadsey Deborah J Esq. transacted 4.1k sh Northwest Bancshares, Inc. Common Stock — Director
2026-06-05INSIDERCAMPANA ROBERT M transacted 4.1k sh Northwest Bancshares, Inc. Common Stock — Director
2026-05-27 00:00 UTCINSIDER10 insider transactions — 2026-05 · net buy $250k 1 derivative
2026-05-27 00:00 UTCINSIDER10 insider transactions — 2026-05 · net buy $250k 1 derivative
2026-05-27INSIDERHunter Timothy M bought 10.0k sh Northwest Bancshares, Inc. Common Stock — Director ~$140k
2026-05-20INSIDERColestro James M transacted 159 sh Northwest Bancshares, Inc. Common Stock — Chief Retail Lending Officer ~$2k
2026-05-20INSIDERCreal Thomas K IV transacted 243 sh Northwest Bancshares, Inc. Common Stock — Chief Credit Officer ~$3k
2026-05-18INSIDERCreal Thomas K IV transacted 138 sh Northwest Bancshares, Inc. Common Stock — Chief Credit Officer ~$2k
2026-05-18INSIDERColestro James M transacted 41 sh Northwest Bancshares, Inc. Common Stock — Chief Retail Lending Officer ~$1k
2026-05-06INSIDERCreal Thomas K IV transacted 10.7k sh Northwest Bancshares, Inc. Common Stock — Chief Credit Officer ~$104k
Showing the 40 most recent of 57 entries.
The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04
Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data · Reference data
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