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OFH.CA — CAI Unclassified

O B Financial Holding SAE

$10,55
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EGP
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Mcap
48,8B EGP
P/E
2,7x
EV / Rev
18,9x
Div yield
—
Op margin
-81,6 %
ROE
-1,5 %
Net margin
-144,0 %
Debt / equity
0,00
Beta
—
52w range
—
Volume
—
Day range
—
Prev close
—
Open
—
Next earnings
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Ex-dividend
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TR 1Y
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About

O B Financial Holding SAE is a financial services entity operating in Egypt, generating revenue through financial activities, though specific business model details are not disclosed in the available data.

Business. O B Financial Holding SAE is a financial services entity operating in Egypt, generating revenue through financial activities, though specific business model details are not disclosed in the available data.

Classification20 %
SectorUnclassified
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
Upcoming events
— missing data
See all catalysts →

At a glance

Score
—
not yet scored
Valuation→
2,7x
P/E
Analysts
—
not yet wired
Ownership
—
not yet wired
Profitability→
-1,5 %
return on equity
Quality
—
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning OFH.

    • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to OFH.CA. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    O B Financial Holding SAE is a financial services entity operating in Egypt, generating revenue through financial activities, though specific business model details are not disclosed in the available data.

    Classification20 %
    SectorUnclassified
    AI synthesis
    GENERATED
    — missing data
    Key takeaways
    • The company trades at a 0.5x price-to-book ratio, indicating a significant discount to its book value of 3.1 billion EGP.
    • Net income of 586 million EGP vastly exceeds operating income of 6.6 million EGP, suggesting non-operating drivers of profitability.
    • The balance sheet is extremely strong with a 39.78 current ratio and zero debt-to-equity.
    • Return on equity and return on assets are negative (-1.53% and -1.49% respectively), despite positive net income.
    • No historical growth data or segment breakdowns are available to assess business trajectory or concentration risk.

    Bull / Bear case

    Generated · model-assisted
    BULL CASE · 5

    Revenue surged 706.6% year-over-year to EGP 362.4 million, demonstrating significant top-line expansion momentum.

    Net income improved by 67.1% year-over-year, indicating a substantial recovery in profitability compared to the prior period.

    The company maintains a zero debt-to-equity ratio, placing it in the top quartile for leverage safety among peers.

    Liquidity and dilution risks are assessed as low, suggesting stable capital structure and shareholder value preservation.

    Revenue grew at a 79.2% compound annual growth rate over four years, highlighting strong long-term expansion trends.

    BEAR CASE · 2

    Net margin of -1.44% and operating margin of -0.82% rank in the bottom quartile versus peers.

    The company faces high credit risk, posing a significant threat to asset quality and future financial stability.

    In focus — financials by report

    Valuation FY

    Market price
    $10,55
    Market cap
    $1.55B
    Enterprise valueⓘ
    $663.2M
    P/Eⓘ
    2.7x
    Non-GAAP P/Eⓘ
    —
    EV / Revenueⓘ
    18.9x
    EV / Op incomeⓘ
    99.9x
    EV / OCFⓘ
    4.7x
    P / Bⓘ
    0.5x
    P / Tangible bookⓘ
    0.5x
    Tangible book
    $3.10B
    Net cashⓘ
    $891.4M
    Current ratioⓘ
    39.8
    Debt / equityⓘ
    0.0
    ROAⓘ
    -1.5%
    ROEⓘ
    -1.5%
    Cash conversionⓘ
    -299.0%
    CapEx / revenueⓘ
    -54.5%
    SBC / revenueⓘ
    —
    Dilution ratioⓘ
    0.0%

    Revenue by segment

    Alternative Asset Management—
    low · llm_fanout_v2
    Investment Advisory—
    low · llm_fanout_v2
    Investment Advisory Services—
    low · llm_fanout_v2
    Investment Servicing—
    low · llm_fanout_v2

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskLow
    Filing-based flags
    • No immediate filing-based liquidity or dilution flags were detected.

    Benchmarks vs cohort

    Op Margin-81,6 %Bottom quartile
    Net Margin-144,0 %Bottom quartile
    ROE-1,5 %Bottom quartile
    Capex / Rev-54,5 %Bottom quartile
    D/E0,00Above P75
    Cash Conv-2,99Bottom quartile

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    • Reference data
    How metrics are computed
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Enterprise Value
      market_cap - net_cash
    • Return On Assets
      net_income / total_assets
    • Market Price
      input from market-data provider (delayed close or quote-shim mid)
    • Market Cap
      market_price * shares_outstanding_diluted
    • Capex To Revenue
      capital_expenditure / revenue
    Source documents
    • O B Financial Holding SAE Market data — financials · 2026-07-07

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    OFH.CACanonical
    CAI · EGP

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskLow
    No immediate filing-based liquidity or dilution flags were detected.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data · Reference data Premium coverage