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INDICATIVE · SAMPLE DATA
OCBC59

Oversea-Chinese Banking Corporation Ltd

BanksVerified

OCBC has a total equity of SGD 56.87 billion and no dilution risk, as shares outstanding for both basic and diluted are equal at 4.49 billion. The company's debt-to-equity ratio is 0.0, indicating a strong capital structure with no leverage. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. In terms of profitability, OCBC's performance is not directly comparable to industry_config preferred metrics due to the lack of available data on cohort medians. Nonetheless, the absence of debt suggests a potentially stable return on equity, though this cannot be quantified without further data. OCBC's revenue concentration is not disclosed in the available data, and no specific segments or geographic exposure are provided. The company's operations are primarily based in Singapore, but the extent of its international presence is not detailed in the input data. The growth trajectory of OCBC is not quantified in the input data, and no numeric deltas are provided for the current or next fiscal year. Analysts have provided a mean price target of SGD 22.60 and a median price target of SGD 23.30, with a mean recommendation of 2.36 (1=strong buy, 5=strong sell). The risk assessment for OCBC indicates a low dilution risk and an unknown liquidity risk. The absence of balance-sheet inputs and no going-concern language in source documents prevents a full liquidity risk assessment. No recent events, such as filings or transcripts, are provided in the input data to inform on potential risk factors or strategic changes.

30-day price · OCBC+0.71 (+3.2%)
Low$21.51High$23.07Close$22.93As of17 May, 00:00 UTC
Profile
CompanyOversea-Chinese Banking Corporation Ltd
TickerOCBC.SI
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Oversea-Chinese Banking Corporation Ltd (OCBC) is a Singapore-based bank that provides a range of financial services, including retail banking, commercial banking, and investment services.

Classification. OCBC is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry, with a classification confidence of 0.92.

OCBC has a total equity of SGD 56.87 billion and no dilution risk, as shares outstanding for both basic and diluted are equal at 4.49 billion. The company's debt-to-equity ratio is 0.0, indicating a strong capital structure with no leverage. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. In terms of profitability, OCBC's performance is not directly comparable to industry_config preferred metrics due to the lack of available data on cohort medians. Nonetheless, the absence of debt suggests a potentially stable return on equity, though this cannot be quantified without further data. OCBC's revenue concentration is not disclosed in the available data, and no specific segments or geographic exposure are provided. The company's operations are primarily based in Singapore, but the extent of its international presence is not detailed in the input data. The growth trajectory of OCBC is not quantified in the input data, and no numeric deltas are provided for the current or next fiscal year. Analysts have provided a mean price target of SGD 22.60 and a median price target of SGD 23.30, with a mean recommendation of 2.36 (1=strong buy, 5=strong sell). The risk assessment for OCBC indicates a low dilution risk and an unknown liquidity risk. The absence of balance-sheet inputs and no going-concern language in source documents prevents a full liquidity risk assessment. No recent events, such as filings or transcripts, are provided in the input data to inform on potential risk factors or strategic changes.
Key takeaways
  • OCBC has a strong capital structure with no leverage, as indicated by a debt-to-equity ratio of 0.0.
  • The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.
  • Analysts have provided a mean price target of SGD 22.60 and a median price target of SGD 23.30, with a mean recommendation of 2.36 (1=strong buy, 5=strong sell).
  • There is no dilution risk for OCBC, as shares outstanding for both basic and diluted are equal at 4.49 billion.
  • The company's growth trajectory and specific segments or geographic exposure are not detailed in the input data.
  • # RATIONALES
  • ```json
  • {
Financial snapshot
PeriodHA-latest
CurrencySGD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity$56.87B
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$5.86B$4.86B$3.56B
FY-3$7.69B$5.53B$3.07B
FY-2$9.64B$7.02B$3.44B
FY-1$9.76B$7.59B$3.65B
FY0$9.15B$7.42B$2.60B
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$542.19B$52.66B
FY-3$556.92B$51.12B
FY-2$581.42B$54.17B
FY-1$625.05B$59.32B
FY0$675.69B$62.44B
PeriodOCFCapExFCFSBC
FY-4$14.28B-$443.0M$3.56B
FY-3$8.93B-$479.0M$3.07B
FY-2$9.13B-$537.0M$3.44B
FY-1$3.96B-$614.0M$3.65B
FY0$9.12B-$983.0M$2.60B
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7$56.87B
FQ-6
FQ-5$57.63B
FQ-4
FQ-3$61.57B
FQ-2
FQ-1$59.96B
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity0.0
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricOCBCActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity0.0%56.1% medp25 13.2% · p75 161.2%bottom quartile
Observations
IR observations
Mean price target22.60 SGD
Median price target23.30 SGD
High price target25.50 SGD
Low price target17.00 SGD
Mean recommendation2.36 (1=strong buy, 5=strong sell)
Strong-buy count3.00
Buy count4.00
Hold count6.00
Sell count1.00
Strong-sell count0.00
Mean EPS estimate1.69 SGD
Last actual EPS1.63 SGD
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-01 04:06 UTC#7f525d01
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 20:00 UTCJob: 246c5c22