Oversea-Chinese Banking Corporation Ltd

OCBC has a total equity of SGD 56.87 billion and no dilution risk, as shares outstanding for both basic and diluted are equal at 4.49 billion. The company's debt-to-equity ratio is 0.0, indicating a strong capital structure with no leverage. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.

In terms of profitability, OCBC's performance is not directly comparable to industry_config preferred metrics due to the lack of available data on cohort medians. Nonetheless, the absence of debt suggests a potentially stable return on equity, though this cannot be quantified without further data.

OCBC's revenue concentration is not disclosed in the available data, and no specific segments or geographic exposure are provided. The company's operations are primarily based in Singapore, but the extent of its international presence is not detailed in the input data.

The growth trajectory of OCBC is not quantified in the input data, and no numeric deltas are provided for the current or next fiscal year. Analysts have provided a mean price target of SGD 22.60 and a median price target of SGD 23.30, with a mean recommendation of 2.36 (1=strong buy, 5=strong sell).

The risk assessment for OCBC indicates a low dilution risk and an unknown liquidity risk. The absence of balance-sheet inputs and no going-concern language in source documents prevents a full liquidity risk assessment. No recent events, such as filings or transcripts, are provided in the input data to inform on potential risk factors or strategic changes.

Net income grew at an 11.2% CAGR over four years, reaching SGD 7.4 billion in FY2026.

Total assets expanded at a 5.7% CAGR, reaching SGD 675.7 billion in FY2026.

Revenue demonstrated strong historical growth with an 11.8% CAGR over the four-year period.

Equity grew at a 4.4% CAGR, reaching SGD 62.4 billion in FY2026.

The company maintains a zero debt-to-equity ratio, significantly above the 75th percentile of peers.

Revenue contracted by 6.2% year-over-year in FY2026, dropping to SGD 9.15 billion.

Long-term debt increased substantially to SGD 31.3 billion in FY2026.

Analysts project a 4.8% downside from the current market price of SGD 23.75.

Revenue SGD 9.15B, −6,2% YoY; Net income −2,2% YoY.

• ▍Revenue SGD 9.15B, −6,2% YoY
• ▍Net income −2,2% YoY
• ▍Free cash flow −28,6% YoY
• ▍Net margin 81.1%

Revenue SGD 9.76B, +1,1% YoY; Net income +8,1% YoY.

• ▍Revenue SGD 9.76B, +1,1% YoY
• ▍Net income +8,1% YoY
• ▍Free cash flow +5,9% YoY
• ▍Net margin 77.8%

Revenue SGD 9.64B, +25,5% YoY; Net income +27,1% YoY.

• ▍Revenue SGD 9.64B, +25,5% YoY
• ▍Net income +27,1% YoY
• ▍Free cash flow +12,1% YoY
• ▍Net margin 72.8%

Revenue SGD 7.69B, +31,3% YoY; Net income +13,8% YoY.

• ▍Revenue SGD 7.69B, +31,3% YoY
• ▍Net income +13,8% YoY
• ▍Free cash flow −13,8% YoY
• ▍Net margin 71.9%

Revenue SGD 5.86B; Net margin 83.0%.

• ▍Revenue SGD 5.86B
• ▍Net margin 83.0%