OC
OCFC.O
—
NASDAQ
Banks
Ocfc.O
Last 30 days
1D5D1M3M6MYTD1Y5YMax
Live price chart loads from the market-data widget.
Mcap
1,1B USD
P/E
16,1x
EV / Rev
3,7x
Div yield
4,07 %
Op margin
—
ROE
4,2 %
Net margin
18,9 %
Debt / equity
0,15
Beta
—
52w range
—
Volume
—
Day range
—
Prev close
$19,64
Open
—
Next earnings
2026-10-28
Ex-dividend
—
TR 1Y
—
About
OceanFirst Financial Corp operates as a financial institution within the sector classification Banks industry, generating net income of $70.98 million on a balance sheet of $14.56 billion in total assets.
Business. OceanFirst Financial Corp operates as a financial institution within the sector classification Banks industry, generating net income of $70.98 million on a balance sheet of $14.56 billion in total assets.
Classification85 %
SectorFinancials
Industry groupBanks
Generated · model-assisted
Sell-side consensus
HOLD7 analysts
3 buy4 hold0 sell
Avg 12m price target21,58
Analyst recommendations
7 analysts · consensus HoldBuy3
Hold4
Sell0
12-month price target
21,58
Consensus of sell-side coverage.
At a glance
Score
—
not yet scored
Valuation→
16,1x
P/E
Analysts→
Hold
7 analysts · indicative
Ownership→
T. Rowe Price Investment Management, Inc.
largest disclosed fund holder
Profitability→
4,2 %
return on equity
Quality
—
not yet scored
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
— missing data
News & coverage
0Sector rotation
Sector1D1Mvs mkt
Materials+2,3 %+6,6 %+1,7 %
Communication Services+2,2 %−5,5 %+1,7 %
Energy+0,6 %+3,3 %+0,0 %
Health Care+0,6 %−0,8 %+0,0 %
Information Technology+0,6 %+6,7 %+0,0 %
Consumer Discretionary+0,4 %+7,6 %−0,2 %
Financials · THIS SECTOR−0,4 %−2,7 %−0,9 %
Real Estate−0,7 %+10,9 %−1,3 %
Consumer Staples−0,7 %+2,3 %−1,3 %
Industrials−1,9 %−3,1 %−2,5 %
Utilities−1,9 %+28,2 %−2,5 %
Developing storylines
No tracked sagas currently linked to OCFC.O. Browse all sagas →
Analysis
AI analysis
Generated · analysis pipeline · tier hybrid · as of 2026-08-04
↑ At a glance
Opportunity
— missing data
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
- Congressional trades
- CongressJosh Gottheimer — OceanFirst Financial Corp. - Common2024-04-15 · Democrat · NJ · Purchase · $1,001 - $15,000
- CongressJosh Gottheimer — OceanFirst Financial Corp. - Common2024-03-14 · Democrat · NJ · Sale · $1,001 - $15,000
- CongressJosh Gottheimer — OceanFirst Financial Corp. - Common2024-01-11 · Democrat · NJ · Purchase · $1,001 - $15,000
- CongressJosh Gottheimer — OceanFirst Financial Corp.2023-12-11 · Democrat · NJ · Sale · $1,001 - $15,000
- CongressJosh Gottheimer — OceanFirst Financial Corp.2021-02-26 · Democrat · NJ · Purchase · $1,001 - $15,000
Pre-earnings brief
— missing data
Signals & dispatch
peak dispatch · —
Composite-score breakdown
Synthesis
Business
OceanFirst Financial Corp operates as a financial institution within the sector classification Banks industry, generating net income of $70.98 million on a balance sheet of $14.56 billion in total assets.
Classification85 %
SectorFinancials
Industry groupBanks
AI synthesis
GENERATED(a) Capital structure and liquidity: OceanFirst Financial Corp maintains a conservative leverage profile with a debt-to-equity ratio of 0.15, supported by $1.66 billion in total equity against $12.90 billion in total liabilities. The company holds $255.23 million in long-term debt, which is modest relative to its asset base. Operating cash flow stands at $87.21 million, comfortably covering capital expenditures of $7.70 million, indicating strong internal cash generation. However, the risk assessment flags medium liquidity risk and notes that net cash is negative after subtracting total debt, suggesting reliance on external funding or deposit stability to meet obligations.
(b) Profitability and returns: The company reports a return on equity (ROE) of 4.21% and a return on assets (ROA) of 0.48%, reflecting modest profitability typical of regional banking operations. With a price-to-earnings ratio of 16.11 and a price-to-book ratio of 0.68, the market values the company at a discount to its book value, implying potential undervaluation or concerns about future earnings sustainability. The price-to-tangible book ratio also stands at 0.68, reinforcing the discount narrative. These metrics suggest that while the company is profitable, it may face margin pressures or growth constraints compared to higher-return peers.
Key takeaways
- The company trades at a 32% discount to book value (P/B 0.68), suggesting potential undervaluation or market skepticism about future returns.
- Low debt-to-equity (0.15) and strong operating cash flow ($87.21M) provide a stable financial foundation, but negative net cash poses liquidity concerns.
- Modest profitability (ROE 4.21%, ROA 0.48%) reflects typical regional bank economics, with no clear growth trajectory visible from available data.
- Analyst consensus is neutral-to-positive, with a mean price target of $21.58 implying ~10% upside, but no strong buy ratings indicate limited enthusiasm.
- Dilution risk is low, with no difference between basic and diluted shares, suggesting no immediate pressure from equity issuances.
Bull / Bear case
analysis pipeline— missing data
In focus — financials by report
Quarterly
Annual
QUARTERLYFiled 2026-04-23
Q1 2026 · Quarter highlights
Revenue $96.4M, +11,3% YoY; Net income −4,7% YoY.
Revenue$96.4M+11,3 % YoY
Operating income—
Net income$20.5M−4,7 % YoY
Free cash flow$10.8M+14,7 % YoY
EPS—
Operating cash flow$25.2M+1 511,5 % YoY
Financials
Income statement
Revenue$96.4M
Gross profit—
Operating income—
Net income$20.5M
Margins
Gross margin—
Operating margin—
Net margin21.3%
FCF margin11.2%
Balance sheet
Total assets$14.56B
Total liabilities$12.89B
Total equity$1.67B
Cash & equivalents—
Long-term debt$322.8M
Cash flow
Operating cash flow$25.2M
CapEx-$2.0M
Free cash flow$10.8M
SBC—
Highlights
- ▍Revenue $96.4M, +11,3% YoY
- ▍Net income −4,7% YoY
- ▍Free cash flow +14,7% YoY
- ▍Net margin 21.3%
QUARTERLYFiled 2026-01-22
Q4 2025 · Quarter highlights
Revenue $95.3M, +14,3% YoY; Net income −40,2% YoY.
Revenue$95.3M+14,3 % YoY
Operating income—
Net income$13.1M−40,2 % YoY
Free cash flow$2.4M−76,6 % YoY
EPS—
Operating cash flow$87.2M−5,5 % YoY
Financials
Income statement
Revenue$95.3M
Gross profit—
Operating income—
Net income$13.1M
Margins
Gross margin—
Operating margin—
Net margin13.7%
FCF margin2.6%
Balance sheet
Total assets$14.56B
Total liabilities$12.90B
Total equity$1.66B
Cash & equivalents—
Long-term debt$309.7M
Cash flow
Operating cash flow$87.2M
CapEx-$7.7M
Free cash flow$2.4M
SBC—
Highlights
- ▍Revenue $95.3M, +14,3% YoY
- ▍Net income −40,2% YoY
- ▍Free cash flow −76,6% YoY
- ▍Net margin 13.7%
QUARTERLYFiled 2025-10-22
Q3 2025 · Quarter highlights
Revenue $90.7M, +10,3% YoY; Net income −31,0% YoY.
Revenue$90.7M+10,3 % YoY
Operating income—
Net income$17.3M−31,0 % YoY
Free cash flow$8.0M−42,6 % YoY
EPS—
Operating cash flow$51.2M+7,9 % YoY
Financials
Income statement
Revenue$90.7M
Gross profit—
Operating income—
Net income$17.3M
Margins
Gross margin—
Operating margin—
Net margin19.1%
FCF margin8.8%
Balance sheet
Total assets$14.32B
Total liabilities$12.67B
Total equity$1.65B
Cash & equivalents—
Long-term debt$263.0M
Cash flow
Operating cash flow$51.2M
CapEx-$4.8M
Free cash flow$8.0M
SBC—
Highlights
- ▍Revenue $90.7M, +10,3% YoY
- ▍Net income −31,0% YoY
- ▍Free cash flow −42,6% YoY
- ▍Net margin 19.1%
QUARTERLYFiled 2025-07-24
Q2 2025 · Quarter highlights
Revenue $87.6M, +6,5% YoY; Net income −21,9% YoY.
Revenue$87.6M+6,5 % YoY
Operating income—
Net income$19.0M−21,9 % YoY
Free cash flow$7.6M−26,2 % YoY
EPS—
Operating cash flow$26.8M−61,6 % YoY
Financials
Income statement
Revenue$87.6M
Gross profit—
Operating income—
Net income$19.0M
Margins
Gross margin—
Operating margin—
Net margin21.7%
FCF margin8.7%
Balance sheet
Total assets$13.33B
Total liabilities$11.69B
Total equity$1.64B
Cash & equivalents—
Long-term debt$259.5M
Cash flow
Operating cash flow$26.8M
CapEx-$3.2M
Free cash flow$7.6M
SBC—
Highlights
- ▍Revenue $87.6M, +6,5% YoY
- ▍Net income −21,9% YoY
- ▍Free cash flow −26,2% YoY
- ▍Net margin 21.7%
QUARTERLYFiled 2025-04-24
Q1 2025 · Quarter highlights
Revenue $86.7M; Net margin 24.8%.
Revenue$86.7M
Operating income—
Net income$21.5M
Free cash flow$9.5M
EPS—
Operating cash flow-$1.8M
Financials
Income statement
Revenue$86.7M
Gross profit—
Operating income—
Net income$21.5M
Margins
Gross margin—
Operating margin—
Net margin24.8%
FCF margin10.9%
Balance sheet
Total assets$13.31B
Total liabilities$11.60B
Total equity$1.71B
Cash & equivalents—
Long-term debt$262.9M
Cash flow
Operating cash flow-$1.8M
CapEx-$1.9M
Free cash flow$9.5M
SBC—
Highlights
- ▍Revenue $86.7M
- ▍Net margin 24.8%
QUARTERLYFiled 2025-01-23
Q4 2024 · Quarter highlights
Revenue $83.3M; Net margin 26.3%.
Revenue$83.3M
Operating income—
Net income$21.9M
Free cash flow$10.4M
EPS—
Operating cash flow$92.2M
Financials
Income statement
Revenue$83.3M
Gross profit—
Operating income—
Net income$21.9M
Margins
Gross margin—
Operating margin—
Net margin26.3%
FCF margin12.5%
Balance sheet
Total assets$13.42B
Total liabilities$11.72B
Total equity$1.70B
Cash & equivalents—
Long-term debt$258.1M
Cash flow
Operating cash flow$92.2M
CapEx-$7.6M
Free cash flow$10.4M
SBC—
Highlights
- ▍Revenue $83.3M
- ▍Net margin 26.3%
QUARTERLYFiled 2024-10-17
Q3 2024 · Quarter highlights
Revenue $82.2M; Net margin 30.5%.
Revenue$82.2M
Operating income—
Net income$25.1M
Free cash flow$14.0M
EPS—
Operating cash flow$47.4M
Financials
Income statement
Revenue$82.2M
Gross profit—
Operating income—
Net income$25.1M
Margins
Gross margin—
Operating margin—
Net margin30.5%
FCF margin17.0%
Balance sheet
Total assets$13.49B
Total liabilities$11.79B
Total equity$1.69B
Cash & equivalents—
Long-term debt$501.1M
Cash flow
Operating cash flow$47.4M
CapEx-$5.9M
Free cash flow$14.0M
SBC—
Highlights
- ▍Revenue $82.2M
- ▍Net margin 30.5%
QUARTERLYFiled 2024-07-18
Q2 2024 · Quarter highlights
Revenue $82.3M; Net margin 29.6%.
Revenue$82.3M
Operating income—
Net income$24.4M
Free cash flow$10.3M
EPS—
Operating cash flow$69.8M
Financials
Income statement
Revenue$82.3M
Gross profit—
Operating income—
Net income$24.4M
Margins
Gross margin—
Operating margin—
Net margin29.6%
FCF margin12.5%
Balance sheet
Total assets$13.32B
Total liabilities$11.65B
Total equity$1.68B
Cash & equivalents—
Long-term debt$504.5M
Cash flow
Operating cash flow$69.8M
CapEx-$4.9M
Free cash flow$10.3M
SBC—
Highlights
- ▍Revenue $82.3M
- ▍Net margin 29.6%
ANNUALFiled 2026-01-22
FY 2026 · Full-year highlights
Revenue $360.2M, +7,8% YoY; Net income −29,1% YoY.
Revenue$360.2M+7,8 % YoY
Operating income—
Net income$71.0M−29,1 % YoY
Free cash flow$27.5M−48,4 % YoY
EPS—
Operating cash flow$87.2M−5,5 % YoY
Financials
Income statement
Revenue$360.2M
Gross profit—
Operating income—
Net income$71.0M
Margins
Gross margin—
Operating margin—
Net margin19.7%
FCF margin7.6%
Balance sheet
Total assets$14.56B
Total liabilities$12.90B
Total equity$1.66B
Cash & equivalents—
Long-term debt$309.7M
Cash flow
Operating cash flow$87.2M
CapEx-$7.7M
Free cash flow$27.5M
SBC—
Highlights
- ▍Revenue $360.2M, +7,8% YoY
- ▍Net income −29,1% YoY
- ▍Free cash flow −48,4% YoY
- ▍Net margin 19.7%
ANNUALFiled 2025-01-23
FY 2025 · Full-year highlights
Revenue $334.0M, −9,7% YoY; Net income −3,8% YoY.
Revenue$334.0M−9,7 % YoY
Operating income—
Net income$100.1M−3,8 % YoY
Free cash flow$53.3M−7,2 % YoY
EPS—
Operating cash flow$92.2M−25,8 % YoY
Financials
Income statement
Revenue$334.0M
Gross profit—
Operating income—
Net income$100.1M
Margins
Gross margin—
Operating margin—
Net margin30.0%
FCF margin16.0%
Balance sheet
Total assets$13.42B
Total liabilities$11.72B
Total equity$1.70B
Cash & equivalents—
Long-term debt$258.1M
Cash flow
Operating cash flow$92.2M
CapEx-$7.6M
Free cash flow$53.3M
SBC—
Highlights
- ▍Revenue $334.0M, −9,7% YoY
- ▍Net income −3,8% YoY
- ▍Free cash flow −7,2% YoY
- ▍Net margin 30.0%
ANNUALFiled 2024-01-18
FY 2024 · Full-year highlights
Revenue $369.7M, −2,0% YoY; Net income −29,0% YoY.
Revenue$369.7M−2,0 % YoY
Operating income—
Net income$104.0M−29,0 % YoY
Free cash flow$57.5M−37,1 % YoY
EPS—
Operating cash flow$124.3M−50,4 % YoY
Financials
Income statement
Revenue$369.7M
Gross profit—
Operating income—
Net income$104.0M
Margins
Gross margin—
Operating margin—
Net margin28.1%
FCF margin15.5%
Balance sheet
Total assets$13.54B
Total liabilities$11.88B
Total equity$1.66B
Cash & equivalents—
Long-term debt$269.6M
Cash flow
Operating cash flow$124.3M
CapEx-$7.7M
Free cash flow$57.5M
SBC—
Highlights
- ▍Revenue $369.7M, −2,0% YoY
- ▍Net income −29,0% YoY
- ▍Free cash flow −37,1% YoY
- ▍Net margin 28.1%
ANNUALFiled 2023-01-19
FY 2023 · Full-year highlights
Revenue $377.5M, +23,6% YoY; Net income +33,2% YoY.
Revenue$377.5M+23,6 % YoY
Operating income—
Net income$146.6M+33,2 % YoY
Free cash flow$91.4M+165,5 % YoY
EPS—
Operating cash flow$250.4M+56,6 % YoY
Financials
Income statement
Revenue$377.5M
Gross profit—
Operating income—
Net income$146.6M
Margins
Gross margin—
Operating margin—
Net margin38.8%
FCF margin24.2%
Balance sheet
Total assets$13.10B
Total liabilities$11.52B
Total equity$1.58B
Cash & equivalents—
Long-term debt$264.5M
Cash flow
Operating cash flow$250.4M
CapEx-$20.9M
Free cash flow$91.4M
SBC—
Highlights
- ▍Revenue $377.5M, +23,6% YoY
- ▍Net income +33,2% YoY
- ▍Free cash flow +165,5% YoY
- ▍Net margin 38.8%
Valuation TTM
Market price
$19,66
Market cap
$1.13B
Enterprise valueⓘ
$1.38B
P/Eⓘ
16.1x
Non-GAAP P/Eⓘ
—
EV / Revenueⓘ
3.7x
EV / Op incomeⓘ
—
EV / OCFⓘ
15.8x
P / Bⓘ
0.7x
P / Tangible bookⓘ
0.7x
Tangible book
$1.66B
Net cashⓘ
-$255.2M
Current ratioⓘ
—
Debt / equityⓘ
0.1
ROAⓘ
0.5%
ROEⓘ
4.2%
Cash conversionⓘ
125.0%
CapEx / revenueⓘ
-2.1%
SBC / revenueⓘ
—
Dilution ratioⓘ
0.0%
Revenue by segment
Business relationships
— missing data
Supply chain
— missing data
Peer comparison
— missing data
Market position
Stress test
— missing data
Predictor forecast
Next quarternear-term
Earnings · next quarterconf 45 %
EPS
Consensus EPS
1,84
Predicted surprise
+0,00
Beat probability
45 %
Analysts
7
Other metrics
Revenue
—
no estimate
Segment revenue
—
no estimate
Margin
—
no estimate
Segment margin
—
no estimate
as of 2026-07-31 · Earnings Surprise V1
Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
Full fiscal year~1 year ahead
Full fiscal year · our forecast vs guidance vs consensus
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 1,84 |
| Revenue | —no estimate | —no estimate | 570,0M USD |
| Operating income | —no estimate | —no estimate | 229,1M USD |
Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
Probabilistic model output — not investment advice. · generated 2026-08-04
Options
— missing data
Short squeeze
— missing data
Earnings-call key lines
— missing data
Consensus distribution
sell-side coverageRecommendation distribution7 analysts
Strong buy0
Buy3
Hold4
Sell0
Strong sell0
12-month price target$21,58 · Median $22,00
Low $19,00High $24,00
Operating income · consensus229,1M USD
EPS surprise
−22,3 %
reported vs consensus · miss
Revenue surprise
−36,8 %
reported vs consensus · miss
Estimate revisions
consensus EPS · 26-week trend— missing data
Sell-side observations
Low$19,00
Mean$21,58
Median$22,00
High$24,00
Spot$19,66
+9.8 %implied to mean12-month sell-side price targets · ▲ spot
Themes
— missing data
ESG
— missing data
Risk factors
Dilution riskLow
Liquidity riskMedium
Filing-based flags
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Net Margin18,9 %Bottom quartile
ROE4,2 %Below median
Capex / Rev-2,1 %Above median
D/E0,15Above median
Cash Conv1,25Above median
Corporate actions / M&A
— missing data
FX exposure
— missing data
Comparable transactions
— missing data
Derivatives & instruments
— missing data
Actions
Ask Handelsavisen
— missing data
Data sources
- Reference data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
How metrics are computed
- Cash Conversion Ratiooperating_cash_flow / net_income
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- Ev To Revenueenterprise_value / revenue
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
- Market Capmarket_price * shares_outstanding_diluted
Source documents
- OCEANFIRST FINANCIAL CORP Market data — financials · 2026-07-31
- reconciler_enqueue (reconciler) on OCFC.O · 2026-07-31
- OceanFirst Financial Corp Market data — analyst estimates · 2026-07-31
- OceanFirst Financial Corp Market data — ESG · 2026-07-31
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,03 %$0M
- Investment Managers · as of 2026-03-310,01 %$61M
- Investment Managers · as of 2026-03-310,01 %$22M
- Investment Managers · as of 2026-03-310,01 %$47M
- Funds · as of 2026-03-310,01 %$36M
- Investment Managers · as of 2024-12-310,00 %$14M
- Investment Managers · as of 2026-03-310,00 %$5M
- Investment Managers · as of 2026-03-310,00 %$7M
- Investment Managers · as of 2024-06-300,00 %$132M
- Investment Managers · as of 2026-03-310,00 %$15M
- Institutional Investor · as of 2026-03-310,00 %$10M
- Investment Managers · as of 2026-03-310,00 %$52M
- Investment Managers · as of 2026-03-310,00 %$13M
- Investment Managers · as of 2026-03-310,00 %$25M
- Institutional Investor · as of 2026-03-310,00 %$8M
- Investment Managers · as of 2026-03-310,00 %$9M
- Investment Managers · as of 2025-12-310,00 %$61M
- Investment Managers · as of 2026-03-310,00 %$7M
- Investment Managers · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$1M
- Brokerage Firms · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$4M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$1M
- Institutional Investor · as of 2026-03-310,00 %$0M
Leadership
- Chris D. MaherPresident, Chief Executive Officer, Director
Insider activity
Mixed / flat0 buys · 0 sellsnet $013 insiders · last 365d
- Director · Common StockOther 104 737 · 2026-06-01
- Director · Common StockOther 52 262 · 2026-06-01
- Director · Common StockOther 65 323 · 2026-06-01
- Director · Common StockOther 52 190 · 2026-06-01
- Director · Common StockOther 52 262 · 2026-06-01
- Director · Common StockOther 113 329 · 2026-06-01
- Director · Common StockOther 113 265 · 2026-06-01
- Director, Senior EVP and COO · Common StockOther 9 499 @ $18,58$176K · 2026-03-04
- Director, Chairman and CEO · Common StockOther 14 147 @ $18,58$263K · 2026-03-04
- SEVP & CIO, OceanFirst Bank · Common StockOther 1 837 @ $18,58$34K · 2026-03-04
- Senior EVP & Corp. Secretary · Common StockOther 4 629 @ $18,58$86K · 2026-03-04
- SEVP & CAO, OceanFirst Bank · Common StockOther 4 629 @ $18,58$86K · 2026-03-04
- Senior EVP & CRO · Common StockOther 3 541 @ $18,58$66K · 2026-03-04
- Senior EVP & CFO · Common StockOther 5 643 @ $18,48$104K · 2026-03-04
- Senior EVP & Corp. Secretary · Common StockOther 17 075 · 2026-03-01
- Senior EVP & Corp. Secretary · Common StockOther 20 765 · 2026-02-27
- Senior EVP & Corp. Secretary · Common StockOther 13 844 · 2026-02-27
- SEVP & CIO, OceanFirst Bank · Common StockOther 15 365 · 2026-02-27
- SEVP & CIO, OceanFirst Bank · Common StockOther 10 244 · 2026-02-27
Short positioning
4.5Mshares short+7.8% vs prior
5.32days to cover
54.1%short of daily vol
525fails-to-deliver
as of 2026-07-15 · short-interest report (free)
Geographic breakdown
— missing data
Listings · one canonical issuer
all listings resolve to the canonical
OCFC.OCanonical
NASDAQ · USD
Intel & risk
peak dispatch · —
OSINT findings
Dilution riskLow
Liquidity riskMedium
Net cash is negative after subtracting total debt.
Evidence & claims
From filings & derived data- Shares outstanding (annual): 57.39MUnknown
- Total liabilities (annual): USD 12.9BUnknown
- Operating cash flow (annual): USD 87.21MUnknown
- Total assets (annual): USD 14.56BUnknown
- Pre-tax income (annual): USD 92.52MUnknown
- EPS (basic) (annual): USD-PER-SHARES 1Unknown
- Long-term debt (annual): USD 255.23MUnknown
- Shareholders' equity (annual): USD 1.66BUnknown
- Net income (annual): USD 67.13MUnknown
- Capex (annual): USD 7.7MUnknown
- EPS (diluted) (annual): USD-PER-SHARES 1Unknown
- Total operating expenses (annual): USD 296.24MUnknown
- Total assets (annual): USD 13.42BUnknown
- Capex (annual): USD 7.57MUnknown
- Operating cash flow (annual): USD 92.24MUnknown
- Total operating expenses (annual): USD 245.88MUnknown
- EPS (diluted) (annual): USD-PER-SHARES 2Unknown
- Shareholders' equity (annual): USD 1.7BUnknown
- EPS (basic) (annual): USD-PER-SHARES 2Unknown
- Pre-tax income (annual): USD 130.66MUnknown
- Total liabilities (annual): USD 11.72BUnknown
- Net income (annual): USD 96.05MUnknown
- Shares outstanding (annual): 58.55MUnknown
- Long-term debt (annual): USD 197.55MUnknown
Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.
The Thread
Everything we know, in order2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
2026-07-30 00:00 UTCTRANSCRIPTEarnings call — Q3 2026
2026-07-30EVENTQ2 2026 earnings (expected) estimated date
2026-06-01 00:00 UTCINSIDER7 insider transactions — 2026-06
2026-06-01 00:00 UTCINSIDER7 insider transactions — 2026-06
2026-06-01INSIDERGRASSI LOUIS C transacted 104.7k sh — Director
2026-06-01INSIDERYoh Caren C transacted 52.3k sh — Director
2026-06-01INSIDERHan Sam Sang Ki transacted 65.3k sh — Director
2026-06-01INSIDERDIorio Steven J transacted 52.2k sh — Director
2026-06-01INSIDERDelliBovi Alfred A transacted 52.3k sh — Director
2026-06-01INSIDERBURAN JOHN R transacted 113.3k sh — Director
2026-06-01INSIDERBURAN JOHN R transacted 113.3k sh — Director
2026-04-23 16:20 UTCEARNINGSQuarterly results — Q1 2026 Revenue USD 96.4M · Net USD 20.5M
2026-03-04 00:00 UTCINSIDER8 insider transactions — 2026-03 · net sell $816k
2026-03-04 00:00 UTCINSIDER8 insider transactions — 2026-03 · net sell $816k
2026-03-04INSIDERLebel Joseph III transacted 9.5k sh — Director, Senior EVP and COO ~$176k
2026-03-04INSIDERMaher Christopher transacted 14.1k sh — Director, Chairman and CEO ~$263k
2026-03-04INSIDERSchaeffer Brian transacted 1.8k sh — SEVP & CIO, OceanFirst Bank ~$34k
2026-03-04INSIDERTsimbinos Steven James transacted 4.6k sh — Senior EVP & Corp. Secretary ~$86k
2026-03-04INSIDERESTEP MICHELE B transacted 4.6k sh — SEVP & CAO, OceanFirst Bank ~$86k
2026-03-04INSIDERBerninger David transacted 3.5k sh — Senior EVP & CRO ~$66k
2026-03-04INSIDERBarrett Patrick Sean transacted 5.6k sh — Senior EVP & CFO ~$104k
2026-03-01INSIDERTsimbinos Steven James transacted 17.1k sh — Senior EVP & Corp. Secretary
2026-02-27 00:00 UTCINSIDER4 insider transactions — 2026-02
2026-02-27 00:00 UTCINSIDER4 insider transactions — 2026-02
2026-02-27INSIDERTsimbinos Steven James transacted 20.8k sh — Senior EVP & Corp. Secretary
2026-02-27INSIDERTsimbinos Steven James transacted 13.8k sh — Senior EVP & Corp. Secretary
2026-02-27INSIDERSchaeffer Brian transacted 15.4k sh — SEVP & CIO, OceanFirst Bank
2026-02-27INSIDERSchaeffer Brian transacted 10.2k sh — SEVP & CIO, OceanFirst Bank
Showing the 40 most recent of 58 entries.
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Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04
Reference data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data
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