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INDICATIVE · SAMPLE DATA
ORPB.PK58

Oregon Pacific Bancorp

BanksVerified

Capital Structure and Liquidity ORPB has a basic and diluted share count of 7,162,985 shares, indicating no immediate dilution pressure from share issuance. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. ### Profitability and Returns The company reported last actual EPS of $420.00 and revenue of $10.96 million, but no industry-specific profitability metrics or cohort medians are available for comparison. ### Segments and Geographic Exposure ORPB operates through a single bank segment, with services concentrated in Oregon counties including Lane, Douglas, Coos, Jackson, Josephine, and Washington. The geographic concentration suggests limited diversification. ### Growth Trajectory No forward-looking revenue or earnings growth estimates are available, and historical revenue data is limited to the last actual reported figure of $10.96 million. ### Risk Factors Liquidity risk remains unassessed due to missing balance-sheet data. Dilution risk is currently low, with no evidence of near-term share issuance or capital-raising plans. ### Recent Events No recent filings, transcripts, or material events have been disclosed in the available data.

30-day price · ORPB.PK+0.26 (+2.4%)
Low$10.81High$11.29Close$11.24As of9 May, 00:00 UTC
Profile
CompanyOregon Pacific Bancorp
TickerORPB.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Oregon Pacific Bancorp (ORPB) operates as the holding company for Oregon Pacific Bank, a state-chartered institution providing full-service banking, lending, and wealth management services to individuals and businesses in Oregon.

Classification. ORPB is classified under the Financials sector, specifically in the Banks industry, with a confidence level of 0.92 based on verified market data.

### Capital Structure and Liquidity ORPB has a basic and diluted share count of 7,162,985 shares, indicating no immediate dilution pressure from share issuance. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. ### Profitability and Returns The company reported last actual EPS of $420.00 and revenue of $10.96 million, but no industry-specific profitability metrics or cohort medians are available for comparison. ### Segments and Geographic Exposure ORPB operates through a single bank segment, with services concentrated in Oregon counties including Lane, Douglas, Coos, Jackson, Josephine, and Washington. The geographic concentration suggests limited diversification. ### Growth Trajectory No forward-looking revenue or earnings growth estimates are available, and historical revenue data is limited to the last actual reported figure of $10.96 million. ### Risk Factors Liquidity risk remains unassessed due to missing balance-sheet data. Dilution risk is currently low, with no evidence of near-term share issuance or capital-raising plans. ### Recent Events No recent filings, transcripts, or material events have been disclosed in the available data.
Key takeaways
  • ORPB operates as a regional bank with a focus on Oregon counties, offering a range of financial services.
  • The company has no immediate dilution risk, with basic and diluted shares outstanding aligned.
  • Liquidity risk could not be assessed due to missing balance-sheet inputs.
  • Revenue and earnings data is limited to the last actual reported figures.
  • No forward-looking guidance or competitor benchmarking is available in the current dataset.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
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PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
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PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
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PeriodOCFCapExFCFSBC
FY0
FY-1
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Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
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FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
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FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 7 companies
MetricORPB.PKActivity
Op margin560.2% medp25 560.2% · p75 560.2%
Net margin459.2% medp25 422.9% · p75 495.5%
Gross margin62.8% medp25 28.5% · p75 92.6%
CapEx / revenue2.6% medp25 1.0% · p75 12.1%
Debt / equity16.8% medp25 13.7% · p75 33.1%
Observations
IR observations
Last actual EPS420.00 USD
Last actual revenue10,957,000 USD
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 07:35 UTC#c68773f0
Source: analysis-pipeline (hybrid)Generated: 2026-05-10 07:36 UTCJob: bda16134