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INDICATIVE · SAMPLE DATA
PBCO.PK56

Peoples Bank of Commerce

BanksVerified

Peoples Bank of Commerce has a fully diluted share count of 5,124,357 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for comparison with industry benchmarks, as no valuation snapshot data is provided. This limits the ability to assess the company's performance relative to its peers in the banking industry. The company's geographic and segmental revenue exposure is not disclosed in the available data, making it difficult to evaluate concentration risk or regional performance. Without segment-level financials, it is unclear how different business lines or regions contribute to overall revenue. Growth trajectory is also indeterminate, as no outlook data is available to project revenue or earnings changes in the current or next fiscal year. Historical revenue data is not provided, further limiting the ability to assess growth trends. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. The absence of balance-sheet inputs and lack of going-concern language in source documents raise concerns about the availability of reliable financial data. Recent events, including filings and transcripts, are not disclosed in the available data, preventing an assessment of management commentary or regulatory developments that may impact the company's operations or strategy.

30-day price · PBCO.PK+2.61 (+14.2%)
Low$18.15High$21.00Close$21.00As of20 May, 00:00 UTC
Profile
CompanyPeoples Bank of Commerce
TickerPBCO.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Peoples Bank of Commerce provides banking and investment services to individuals and businesses, primarily generating revenue through interest income from loans and fees from financial products and services.

Classification. Peoples Bank of Commerce is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry, with a confidence level of 0.92 based on verified market data.

Peoples Bank of Commerce has a fully diluted share count of 5,124,357 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for comparison with industry benchmarks, as no valuation snapshot data is provided. This limits the ability to assess the company's performance relative to its peers in the banking industry. The company's geographic and segmental revenue exposure is not disclosed in the available data, making it difficult to evaluate concentration risk or regional performance. Without segment-level financials, it is unclear how different business lines or regions contribute to overall revenue. Growth trajectory is also indeterminate, as no outlook data is available to project revenue or earnings changes in the current or next fiscal year. Historical revenue data is not provided, further limiting the ability to assess growth trends. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. The absence of balance-sheet inputs and lack of going-concern language in source documents raise concerns about the availability of reliable financial data. Recent events, including filings and transcripts, are not disclosed in the available data, preventing an assessment of management commentary or regulatory developments that may impact the company's operations or strategy.
Key takeaways
  • No dilution risk is currently present, as basic and diluted shares are equal.
  • Liquidity risk cannot be assessed due to missing balance-sheet data.
  • Profitability and return metrics are not available for comparison with industry benchmarks.
  • Geographic and segmental revenue exposure is undisclosed, limiting visibility into business diversification.
  • Growth trajectory and historical revenue data are not available, making it difficult to assess performance trends.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4
FY-3
FY-2
FY-1
FY0
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4
FY-3
FY-2
FY-1
FY0
PeriodOCFCapExFCFSBC
FY-4
FY-3
FY-2
FY-1
FY0
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricPBCO.PKActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 10:12 UTC#81c694b8
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 22:25 UTCJob: fbc0542e