Pege.Jk

The company's capital structure is characterized by a strong equity base of IDR 143.16 trillion and zero long-term debt, resulting in a debt-to-equity ratio of 0.0. Its liquidity position is robust, with cash and equivalents of IDR 43.5 trillion and a current ratio of 3.82, indicating a strong ability to meet short-term obligations. The price-to-book ratio of 2.32 suggests the market values the company at a premium to its book value, while the price-to-tangible-book ratio is identical, indicating no intangible asset discounting.

Profitability metrics are negative, with a return on equity of -24.75% and a return on assets of -18.71%, both significantly below the industry median for investment banking and brokerage services. The company reported a net loss of IDR 35.43 trillion for the period, driven by a net income that is negative despite a revenue of IDR 19.28 trillion. These results suggest operational challenges or a difficult market environment.

Geographically, PT Pegadaian's revenue is concentrated in Indonesia, with no disclosed international operations. The company operates through a network of pawnshops and financial services, with no material revenue diversification across business segments. This concentration increases exposure to domestic economic and regulatory shifts.

The company's growth trajectory is uncertain, with no disclosed revenue growth in the current fiscal year and no forward-looking guidance provided. Historical revenue trends are not available in the input data, but the current net loss and negative operating cash flow of IDR 18.54 trillion suggest a challenging operating environment. The absence of capital expenditures (IDR -60.77 million) indicates a lack of investment in expansion or modernization.

Risk factors include the company's negative net income and operating cash flow, which could pressure liquidity if not reversed. The risk assessment indicates low dilution and liquidity risk, with no immediate filing-based flags detected. However, the negative returns and cash flow metrics suggest operational and earnings risks that could affect long-term stability. No dilution potential is indicated in the basic shares outstanding, as diluted and basic shares are equal.

Recent events include the latest financial filing (market data), which discloses the current financial position and performance. No recent earnings call transcripts or material regulatory filings are included in the input data, limiting visibility into management commentary or strategic direction.