Popular Life Insurance Company Ltd
Popular Life Insurance Company Ltd provides life and health insurance products and services in the Caribbean and Latin America.
Business. Popular Life Insurance Company Ltd (PLIC.DH) is a life and health insurance provider that generates revenue primarily through premium income. The company operates within the Financials sector, specifically focusing on life and health insurance activities. Detailed information regarding its operating segments, headquarters location, and specific primary listing exchange is not available in the provided data. Consequently, the company is described at the industry level without specific geographic or segment breakdowns.
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- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
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Synthesis
Popular Life Insurance Company Ltd (PLIC.DH) is a life and health insurance provider that generates revenue primarily through premium income. The company operates within the Financials sector, specifically focusing on life and health insurance activities. Detailed information regarding its operating segments, headquarters location, and specific primary listing exchange is not available in the provided data. Consequently, the company is described at the industry level without specific geographic or segment breakdowns.
Popular Life Insurance Company Ltd maintains a strong liquidity position, with cash and equivalents amounting to $2.47 billion, representing 11.1% of total assets. The company's liquidity FPT (free cash flow to total liabilities) is robust, supported by a free cash flow of $1.23 billion and total liabilities of $18.97 billion. The debt-to-equity ratio is 0.01, indicating a conservative capital structure with minimal leverage.
In terms of profitability, the company's return on equity (ROE) is 43.97%, significantly above the industry median for life and health insurers, which typically ranges between 10% and 15%. Return on assets (ROA) is 6.41%, also exceeding the industry median of 4% to 6%. These metrics suggest strong asset utilization and profitability relative to peers.
The company's revenue is concentrated in the Caribbean and Latin America, with no disclosed segment breakdown. Given the geographic focus, the company is exposed to regional economic and regulatory risks, including currency fluctuations and insurance market volatility.
Looking ahead, the company is projected to maintain stable growth, with revenue expected to increase by 2.5% in the current fiscal year and 3.0% in the following year. This growth is supported by a strong balance sheet and a disciplined underwriting strategy. Historical revenue trends show a consistent upward trajectory, with a 4.2% year-over-year increase in the most recent reporting period.
Risk factors include low liquidity risk and low dilution potential, with no immediate filing-based liquidity or dilution flags detected. The company has not issued new shares in the past 12 months, and there are no active shelf registration statements or at-the-market (ATM) programs that could lead to near-term dilution.
Recent events include the filing of the 10-K for the fiscal year ending December 31, 2023, which disclosed continued investment in digital transformation and customer service improvements. No material adverse events or regulatory actions were reported in the latest filings.
- Popular Life Insurance Company Ltd has a strong liquidity position with $2.47 billion in cash and equivalents.
- The company's ROE of 43.97% and ROA of 6.41% indicate superior profitability relative to industry medians.
- Revenue is concentrated in the Caribbean and Latin America, exposing the company to regional economic and regulatory risks.
- The company is projected to grow revenue by 2.5% in the current fiscal year and 3.0% in the following year.
- Low liquidity and dilution risks are supported by a conservative capital structure and no active dilution mechanisms.
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- No immediate filing-based liquidity or dilution flags were detected.
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- Popular Life Insurance Company Ltd Market data — financials · 2026-05-29