Plenti Group Ltd

Plenti Group Limited has a market price of 0.845 AUD and a market cap of 153,969,925 AUD, with a price-to-earnings ratio of 6.22 and a price-to-book ratio of 3.62. The company's debt-to-equity ratio is 60.25, indicating a high level of leverage. The return on equity is 58.19%, which is significantly higher than the typical industry benchmark, but the return on assets is only 0.93%, suggesting that the company is not efficiently utilizing its assets. In terms of profitability, Plenti Group Limited reported a net income of 24,757,000 AUD and an operating income of 6,704,000 AUD. The company's return on equity is 58.19%, which is well above the industry median for consumer lending firms. However, the return on assets is only 0.93%, indicating that the company is not effectively leveraging its assets to generate returns. The company's gross profit margin is 38.0%, which is in line with the industry median. Plenti Group Limited operates primarily in Australia and offers a wide range of loan products, including automotive, renewable energy, and personal loans. The company's revenue is concentrated in its core lending and investment services, with no significant diversification into other segments. The company's geographic exposure is limited to Australia, which may increase its vulnerability to local economic conditions. The company's growth trajectory is mixed. The current fiscal year is expected to show a modest increase in revenue, but the next fiscal year is projected to have a more significant growth rate. The company's operating cash flow is 64,472,000 AUD, and its free cash flow is 26,230,000 AUD, indicating that the company is generating positive cash flow from operations. However, the company's capital expenditure is negative, suggesting that it is not investing in new assets. The risk assessment for Plenti Group Limited indicates a medium level of liquidity risk and a low level of dilution risk. The company's key financial flag is that its net cash is negative after subtracting total debt, which could impact its ability to meet short-term obligations. The company's liquidity risk is moderate, and its credit risk is low, as it has a strong balance sheet with total assets of 2,657,027,000 AUD and total liabilities of 2,614,479,000 AUD. Recent events for Plenti Group Limited include analyst estimates that suggest a mean price target of 1.63 AUD, with a median price target of 1.63 AUD. The mean recommendation from analysts is 1.50, indicating a generally positive outlook. The company has one strong-buy recommendation and one buy recommendation, with no hold recommendations.