Patriot National Bancorp Inc

Patriot National Bancorp Inc has a market price of $1.12, resulting in a market capitalization of $131.14 million. The company's price-to-book ratio is 3.01, and its enterprise value to revenue is 29.84, indicating a premium valuation relative to its book value and revenue. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt. The company reported a net loss of $299,000 in the latest period, with a return on equity of -0.69% and a return on assets of -0.03%, both significantly below the industry median for profitability metrics. The debt-to-equity ratio of 0.69 suggests a moderate level of leverage, but the negative net income raises concerns about its ability to service debt and generate returns for shareholders. Patriot National Bancorp Inc's revenue is concentrated in the United States, with no disclosed international operations. The company's business is primarily driven by domestic banking services, and there is no indication of significant diversification across geographic regions or business segments. The company's revenue in the latest period was $5.40 million, and the outlook for the current fiscal year is uncertain due to the reported net loss. The company's operating cash flow was $1.80 million, but its free cash flow was negative at -$44,000, indicating limited cash generation after capital expenditures. The risk assessment for Patriot National Bancorp Inc highlights a medium liquidity risk and a low dilution risk. The company's negative net cash position after subtracting total debt is a key flag, suggesting potential challenges in maintaining liquidity. There is no indication of recent dilutive events, and the number of shares outstanding has remained unchanged. Recent filings and transcripts do not indicate any major strategic shifts or operational changes. The company's ESG profile includes a Social pillar score of 9.09 and a Governance pillar score of 21.02, with an ESG controversies score of 100.00, indicating no major controversies.