Pozavarovalnica Sava dd

Pozavarovalnica Sava dd maintains a liquidity position that is in line with industry norms, with a liquidity_fpt of 0.18, indicating a moderate level of liquidity. The company's cash and equivalents amount to EUR 21.93 million, while its long-term debt stands at EUR 136.14 million, resulting in a net cash position that is negative after subtracting total debt. The company's return on equity (ROE) is 15.36%, which is a strong indicator of profitability and efficient use of equity capital.

The company's profitability is reflected in its net income of EUR 113.91 million and operating income of EUR 82.29 million. Its return on assets (ROA) is 3.66%, which is a measure of how effectively the company uses its assets to generate earnings. These figures suggest that Pozavarovalnica Sava dd is performing well in terms of profitability compared to the industry median.

Pozavarovalnica Sava dd's revenue is primarily derived from its insurance and reinsurance operations, with no specific segments disclosed. The company's geographic exposure is not detailed in the provided data, but as a reinsurance company, it is likely to have a diversified geographic footprint to mitigate regional risks.

The company's growth trajectory is positive, with a free cash flow of EUR 85.33 million and an operating cash flow of EUR 166.69 million. These figures indicate that the company is generating sufficient cash to support its operations and potentially fund future growth. The capital expenditure of EUR -6.82 million suggests that the company is not heavily investing in new assets, which may indicate a focus on maintaining existing operations.

The risk assessment for Pozavarovalnica Sava dd indicates a medium level of liquidity risk and a low level of dilution risk. The company's debt-to-equity ratio of 0.18 suggests a conservative capital structure, which is favorable for long-term stability. The key risk flag of a negative net cash position after subtracting total debt highlights the need for careful liquidity management.

Recent events and filings for Pozavarovalnica Sava dd include analyst estimates that suggest a mean price target of EUR 79.50 and a median price target of EUR 79.50. The mean recommendation from analysts is 3.00, indicating a neutral stance, with one buy recommendation and no strong buy or hold recommendations.