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INDICATIVE · SAMPLE DATA
PPBN.PK58

Pinnacle Bankshares Corp

BanksVerified

Pinnacle Bankshares Corp has a total equity of $78.39 million and total liabilities of $965.61 million, resulting in a debt-to-equity ratio of 0.0. The company's liquidity risk could not be assessed due to insufficient balance-sheet inputs and lack of going-concern language in source documents. The company reported an EPS of $0.21 in the latest period. However, no profitability metrics such as ROIC or margins are available for comparison with industry medians. The absence of these metrics limits the ability to assess the company's performance relative to its peers. Pinnacle Bankshares Corp operates primarily in Virginia counties and cities, including Amherst, Bedford, Campbell, and Pittsylvania, as well as the cities of Charlottesville, Danville, and Lynchburg. The company has over 19 branches, but no specific revenue concentration by segment or geography is disclosed. No growth trajectory data is available for the current or next fiscal year. The company's revenue history is not provided, making it difficult to assess its growth potential. The company's risk assessment indicates low dilution potential, with no significant dilution sources identified in the available documents. However, the lack of detailed financial data and the absence of going-concern language in source documents raise concerns about the company's financial health and future prospects. No recent events such as filings or transcripts are provided in the input data to inform the company's current status or strategic direction.

30-day price · PPBN.PK+5.17 (+11.1%)
Low$44.14High$52.75Close$51.84As of22 May, 00:00 UTC
Profile
CompanyPinnacle Bankshares Corp
TickerPPBN.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Pinnacle Bankshares Corp operates as a bank holding company through its subsidiary, First National Bank, providing commercial and retail banking services including deposits, loans, and investment products in Virginia counties and cities.

Classification. Pinnacle Bankshares Corp is classified under the Financials sector, Banking & Investment Services business sector, and Banks industry with 92% confidence based on verified market data.

Pinnacle Bankshares Corp has a total equity of $78.39 million and total liabilities of $965.61 million, resulting in a debt-to-equity ratio of 0.0. The company's liquidity risk could not be assessed due to insufficient balance-sheet inputs and lack of going-concern language in source documents. The company reported an EPS of $0.21 in the latest period. However, no profitability metrics such as ROIC or margins are available for comparison with industry medians. The absence of these metrics limits the ability to assess the company's performance relative to its peers. Pinnacle Bankshares Corp operates primarily in Virginia counties and cities, including Amherst, Bedford, Campbell, and Pittsylvania, as well as the cities of Charlottesville, Danville, and Lynchburg. The company has over 19 branches, but no specific revenue concentration by segment or geography is disclosed. No growth trajectory data is available for the current or next fiscal year. The company's revenue history is not provided, making it difficult to assess its growth potential. The company's risk assessment indicates low dilution potential, with no significant dilution sources identified in the available documents. However, the lack of detailed financial data and the absence of going-concern language in source documents raise concerns about the company's financial health and future prospects. No recent events such as filings or transcripts are provided in the input data to inform the company's current status or strategic direction.
Key takeaways
  • Pinnacle Bankshares Corp has a debt-to-equity ratio of 0.0, indicating a strong equity position relative to liabilities.
  • The company's EPS is reported at $0.21, but no profitability metrics are available for comparison with industry medians.
  • The company operates in a concentrated geographic area in Virginia with over 19 branches.
  • No growth trajectory data is available for the current or next fiscal year.
  • The company's risk assessment indicates low dilution potential, but liquidity risk could not be assessed.
  • --
  • ## RATIONALES
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Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities$965.6M
Total equity$78.4M
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity0.0
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 7 companies
MetricPPBN.PKActivity
Op margin560.2% medp25 560.2% · p75 560.2%
Net margin459.2% medp25 422.9% · p75 495.5%
Gross margin62.8% medp25 28.5% · p75 92.6%
CapEx / revenue2.6% medp25 1.0% · p75 12.1%
Debt / equity0.0%16.8% medp25 13.7% · p75 33.1%bottom quartile
Observations
IR observations
Last actual EPS0.21
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 11:04 UTC#f76b34c2
Source: analysis-pipeline (hybrid)Generated: 2026-05-10 11:05 UTCJob: 60d19a3e