Pssa3.Sa
PSSA3.SA operates in the insurance and asset management sectors, generating revenue through multiline insurance products and investment management services.
Business. PSSA3.SA operates in the insurance and asset management sectors, generating revenue through multiline insurance products and investment management services.
Analyst recommendations
9 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
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Developing storylines
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Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
PSSA3.SA operates in the insurance and asset management sectors, generating revenue through multiline insurance products and investment management services.
PSSA3.SA maintains a liquidity position with a cash and equivalents balance of 1.62 billion BRL, but its liquidity risk is rated as medium due to a negative net cash position after subtracting total debt. The company's debt-to-equity ratio is 1.36, indicating a moderate reliance on debt financing.
The company's profitability is reflected in a return on equity of 21.48% and a return on assets of 6.05%, which are strong indicators of efficient capital use and asset management. These metrics suggest that PSSA3.SA is performing well in terms of generating returns for its shareholders.
PSSA3.SA's revenue is primarily derived from its operations in the insurance and asset management sectors. The company's exposure is concentrated in these segments, with no significant geographic diversification reported in the available data.
The company's growth trajectory is expected to be positive, with a focus on maintaining and potentially expanding its current operations. The outlook for the current fiscal year is optimistic, with a projected increase in revenue and earnings.
PSSA3.SA faces a medium level of risk, with liquidity concerns being the primary issue. The company's dilution potential is low, and no significant adjustments have been applied to its valuation metrics. The risk assessment indicates that the company is managing its financial obligations effectively.
Recent events, including analyst estimates and recommendations, suggest a cautious outlook from the investment community. The mean price target is 53.88 BRL, with a median of 54.00 BRL, and the majority of recommendations are holds.
- PSSA3.SA has a strong return on equity of 21.48%, indicating effective use of shareholder capital.
- The company's liquidity risk is rated as medium, with a negative net cash position after subtracting total debt.
- PSSA3.SA's debt-to-equity ratio is 1.36, suggesting a moderate reliance on debt financing.
- Analysts have a cautious outlook, with a mean recommendation of 2.67 and a median price target of 54.00 BRL.
- The company's growth is expected to be positive, with a focus on maintaining and expanding its current operations.
Bull / Bear case
analysis pipelineIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 5,59 |
| Revenue | —no estimate | —no estimate | 41,4B BRL |
| Operating income | —no estimate | —no estimate | 5,2B BRL |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
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- Market data
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- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- Return On Assetsnet_income / total_assets
- PSSA3.SA Market data — financials · 2026-05-29
- Porto Seguro SA Market data — analyst estimates · 2026-05-29