OSEBX1,423.56+0.84%
EQNR284.60+4.20%
DNB198.35-1.15%
MOWI172.80+0.45%
Brent$71.24-0.32%
EUR/USD1.0824-0.14%
DXY104.18+0.08%
INDICATIVE · SAMPLE DATA
PURL55

Purple Finance Ltd

Consumer LendingVerified

Purple Finance Ltd reported a revenue of INR 21,063,000 in the latest period, but the company recorded an operating loss of INR 32,974,000 and a net loss of INR 42,262,000. The company's liquidity position could not be assessed due to the absence of balance-sheet inputs and no going-concern language in the source documents. The valuation snapshot is not available, which limits the ability to assess the company's valuation metrics. The company's profitability is significantly below the industry norms, as it reported a net loss, indicating a poor performance compared to the preferred metrics for the consumer lending industry. The operating loss further highlights the company's inability to generate positive operating income, which is a critical metric for assessing the financial health of a consumer lending firm. Purple Finance Ltd's revenue is not segmented by geographic regions or business segments in the available data, making it difficult to assess the company's exposure to different markets or product lines. The lack of segment data also prevents a detailed analysis of the company's revenue concentration and diversification. The company's growth trajectory is not clearly defined in the available data, as there are no numeric deltas or revenue history provided to assess the company's performance over time. The absence of growth metrics makes it challenging to evaluate the company's future prospects and potential for expansion. The risk assessment indicates that the company's liquidity risk could not be assessed, which is a significant concern for investors and stakeholders. The dilution risk is currently low, but the lack of liquidity data introduces uncertainty about the company's ability to meet its short-term obligations. The absence of adjustments in the custom valuations further complicates the assessment of the company's financial position. There are no recent events or filings provided in the data to offer insights into the company's current operations or strategic direction. The lack of recent information limits the ability to assess the company's response to market conditions and regulatory changes.

30-day price · PURL+15.10 (+27.4%)
Low$49.51High$75.10Close$70.12As of12 May, 00:00 UTC
Profile
CompanyPurple Finance Ltd
TickerPURL.BO
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryConsumer Lending
AI analysis

Business. Purple Finance Ltd operates in the consumer lending industry, providing banking services to customers in India.

Classification. The company is classified under the Financials economic sector, Banking & Investment Services business sector, and Consumer Lending industry with a confidence level of 0.92.

Purple Finance Ltd reported a revenue of INR 21,063,000 in the latest period, but the company recorded an operating loss of INR 32,974,000 and a net loss of INR 42,262,000. The company's liquidity position could not be assessed due to the absence of balance-sheet inputs and no going-concern language in the source documents. The valuation snapshot is not available, which limits the ability to assess the company's valuation metrics. The company's profitability is significantly below the industry norms, as it reported a net loss, indicating a poor performance compared to the preferred metrics for the consumer lending industry. The operating loss further highlights the company's inability to generate positive operating income, which is a critical metric for assessing the financial health of a consumer lending firm. Purple Finance Ltd's revenue is not segmented by geographic regions or business segments in the available data, making it difficult to assess the company's exposure to different markets or product lines. The lack of segment data also prevents a detailed analysis of the company's revenue concentration and diversification. The company's growth trajectory is not clearly defined in the available data, as there are no numeric deltas or revenue history provided to assess the company's performance over time. The absence of growth metrics makes it challenging to evaluate the company's future prospects and potential for expansion. The risk assessment indicates that the company's liquidity risk could not be assessed, which is a significant concern for investors and stakeholders. The dilution risk is currently low, but the lack of liquidity data introduces uncertainty about the company's ability to meet its short-term obligations. The absence of adjustments in the custom valuations further complicates the assessment of the company's financial position. There are no recent events or filings provided in the data to offer insights into the company's current operations or strategic direction. The lack of recent information limits the ability to assess the company's response to market conditions and regulatory changes.
Key takeaways
  • Purple Finance Ltd reported a net loss of INR 42,262,000, indicating poor financial performance.
  • The company's liquidity position could not be assessed due to the absence of balance-sheet inputs.
  • The company's profitability is significantly below industry norms, as it reported a net loss.
  • The company's growth trajectory is not clearly defined in the available data.
  • The risk assessment indicates that the company's liquidity risk could not be assessed.
  • --
  • # RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyINR
Revenue$21.1M
Gross profit
Operating income-$33.0M
Net income-$42.3M
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4-$17.4M-$60.9M-$61.8M-$60.6M
FY-3$13.7M-$70.1M-$70.6M-$86.0M
FY-2$44.3M-$122.1M-$76.1M-$78.6M
FY-1$147.2M-$147.9M-$155.5M-$148.4M
FY0$335.5M-$112.5M-$64.4M-$50.8M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$171.0M$161.3M$389.2k
FY-3$178.8M$168.1M$45.5M
FY-2$738.7M$483.3M
FY-1$1.54B$771.3M
FY0$2.45B$1.32B$102.3M
PeriodOCFCapExFCFSBC
FY-4-$7.9M-$213.9k-$60.6M
FY-3-$54.6M-$18.1M-$86.0M
FY-2-$602.1M-$14.3M-$78.6M
FY-1-$779.3M-$10.6M-$148.4M
FY0-$981.6M-$9.0M-$50.8M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7$21.1M-$33.0M-$42.3M
FQ-6$27.0M-$43.3M-$55.7M
FQ-5$35.6M-$41.7M-$54.4M
FQ-4$47.8M-$47.0M-$3.1M
FQ-3$60.5M-$40.7M-$48.4M
FQ-2$80.6M-$23.0M-$16.3M
FQ-1$88.1M-$24.5M$122.0k
FQ0$106.3M-$24.3M$217.0k
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6$941.9M$387.7M$1.1M
FQ-5
FQ-4$1.54B$771.3M$166.1M
FQ-3
FQ-2$1.96B$1.09B$8.6M
FQ-1
FQ0$2.45B$1.32B$102.3M
PeriodOCFCapExFCFSBC
FQ-7
FQ-6-$302.7M
FQ-5
FQ-4-$779.3M-$10.6M
FQ-3
FQ-2-$624.5M-$3.6M
FQ-1
FQ0-$981.6M-$9.0M
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banking · cohort 265 companies
MetricPURLActivity
Op margin-156.5%29.4% medp25 11.0% · p75 55.5%bottom quartile
Net margin-200.6%14.7% medp25 3.8% · p75 30.9%bottom quartile
Gross margin63.7% medp25 42.1% · p75 95.0%
CapEx / revenue-1.4% medp25 -3.9% · p75 -0.4%
Debt / equity121.9% medp25 14.0% · p75 332.1%
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 14:27 UTC#3428a8de
Source: analysis-pipeline (hybrid)Generated: 2026-05-29 02:32 UTCJob: b0d928dd