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RVSB.O NASDAQ Banks

Riverview Bancorp Inc

$5,38
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Last 30 days
1D5D1M3M6MYTD1Y5YMax
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Mcap
110,7M USD
P/E
EV / Rev
Div yield
1,56 %
Op margin
ROE
3,1 %
Net margin
13,5 %
Debt / equity
0,18
Beta
52w range
Volume
Day range
Prev close
$5,64
Open
Next earnings
2026-10-28
Ex-dividend
TR 1Y
About

Riverview Bancorp Inc provides banking and investment services, primarily generating revenue through net interest income and fee-based services.

Business. Riverview Bancorp Inc (RVSB.O) is a bank headquartered in the United States that operates within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. It is listed on the NASDAQ stock exchange under the ticker symbol RVSB.O. Specific details regarding operating segments or geographic breakdowns are not available.

Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryBanks
Generated · model-assisted
Sell-side consensus
BUY1 analysts
1 buy0 hold0 sell
Avg 12m price target7,00

Analyst recommendations

1 analysts · consensus Buy
Buy1
Hold0
Sell0
12-month price target
7,00
Consensus of sell-side coverage.
Upcoming events
  • EarningsQ2 2026 earnings (expected)2026-10-28 · estimated
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
Buy
1 analysts · indicative
Ownership
Arrowstreet Capital, Limited Partnership
largest disclosed fund holder
Profitability
3,1 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning RVSB.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to RVSB.O. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Company
    • EarningsQ2 2026 earnings (expected)2026-10-28 · estimated
    • Peers
    • DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Riverview Bancorp Inc (RVSB.O) is a bank headquartered in the United States that operates within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. It is listed on the NASDAQ stock exchange under the ticker symbol RVSB.O. Specific details regarding operating segments or geographic breakdowns are not available.

    Classification92 %
    SectorFinancials
    Business sectorBanking & Investment Services
    IndustryBanks
    AI synthesis
    GENERATED

    Riverview Bancorp Inc has a market price of $5.45, translating to a market capitalization of $112.08 million. The company's price-to-earnings ratio is 22.86, and its price-to-book ratio is 0.7, indicating a relatively low valuation compared to book value. The enterprise value to revenue ratio is 3.89, suggesting a moderate valuation relative to revenue.

    The company's profitability is reflected in a return on equity of 3.06% and a return on assets of 0.32%. These figures are below the typical performance metrics for banks, indicating that the company is not generating strong returns relative to its equity and asset base.

    Riverview Bancorp Inc's revenue is not segmented by product or geography in the available data, making it difficult to assess the concentration of its revenue streams. However, the company's exposure to the banking sector suggests that it may be subject to regional economic conditions and regulatory changes.

    The company's growth trajectory is modest, with no specific revenue growth projections provided. The company's free cash flow is $2.98 million, and its capital expenditure is -$2.71 million, indicating a reduction in capital spending. The company's liquidity is rated as medium, and its debt-to-equity ratio is 0.18, suggesting a relatively low level of leverage.

    The company's risk assessment indicates a medium liquidity risk and a low dilution risk. The key flag of negative net cash after subtracting total debt suggests potential liquidity constraints. The company's dilution potential is low, and no significant adjustments have been applied to its valuation metrics.

    Recent events and filings do not provide specific details on the company's operations or strategic initiatives. The company's analyst estimates suggest a mean price target of $7.00, with a mean recommendation of 2.00, indicating a neutral stance from analysts.

    Key takeaways
    • Riverview Bancorp Inc has a market price of $5.45 and a market capitalization of $112.08 million.
    • The company's return on equity is 3.06%, and its return on assets is 0.32%, indicating moderate profitability.
    • The company's liquidity is rated as medium, and its debt-to-equity ratio is 0.18, suggesting a relatively low level of leverage.
    • Analysts have a mean price target of $7.00 for the company, with a mean recommendation of 2.00.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $5,38
    Market cap
    $112.1M
    Enterprise value
    $141.3M
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    17.1x
    P / B
    0.7x
    P / Tangible book
    0.7x
    Tangible book
    $160.0M
    Net cash
    -$29.2M
    Current ratio
    Debt / equity
    0.2
    ROA
    0.3%
    ROE
    3.1%
    Cash conversion
    169.0%
    CapEx / revenue
    -7.5%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Commercial Banking
    low · business_description · 2026-07-03
    Credit Cards & Consumer Finance
    low · business_description · 2026-07-03
    Mortgage & Home Lending
    low · business_description · 2026-07-03
    Wealth Management
    low · business_description · 2026-07-03

    Market share

    — missing data

    Business relationships

    Business relationships5 disclosed relationships · 1 type · extracted from filings & disclosures
    Subsidiaries5
    EX21:3e23e8160039EX21:3e23e8160039Subsidiarie97%
    EX21:56d0f910bbedEX21:56d0f910bbedSubsidiarie97%
    EX21:5870adad0603EX21:5870adad0603Subsidiarie97%
    EX21:a169cce37a6fEX21:a169cce37a6fSubsidiarie97%
    EX21:ca978112ca1bEX21:ca978112ca1bSubsidiarie97%

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    0,32
    Predicted surprise
    +0,00
    Beat probability
    45 %
    Analysts
    1
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    as of 2026-05-10 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate0,32
    Revenueno estimateno estimate62,0M USD
    Operating incomeno estimateno estimate9,7M USD
    Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution1 analysts
    Strong buy0
    Buy1
    Hold0
    Sell0
    Strong sell0
    12-month price target$7,00 · Median $7,00
    Low $7,00High $7,00
    Operating income · consensus9,7M USD
    EPS surprise
    −34,4 %
    reported vs consensus · miss
    Revenue surprise
    −30,5 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$7,00
    Mean$7,00
    Median$7,00
    High$7,00
    Spot$5,38
    +30.0 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Net Margin13,5 %Bottom quartile
    ROE3,1 %Below median
    Capex / Rev-7,5 %Below median
    D/E0,18Above median
    Cash Conv1,69Above median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Ev To Operating Cash Flow
      enterprise_value / operating_cash_flow
    • Return On Equity
      net_income / total_equity
    • Price To Earnings
      market_price / (net_income / shares_outstanding_diluted)
    • Price To Book
      market_price / (adjusted_book_value / shares_outstanding_diluted)
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Market Price
      input from market-data provider (delayed close or quote-shim mid)
    Source documents
    • Riverview Bancorp Inc Market data — financials · 2026-05-29
    • Riverview Bancorp Inc Market data — analyst estimates · 2026-05-29

    Ownership & reference

    Top holders

    • Arrowstreet Capital, Limited PartnershipInvestment Managers · as of 2026-03-310,00 %$3M
    • Dimensional Fund Advisors, L.P.Investment Managers · as of 2026-03-310,00 %$7M
    • AMERIPRISE FINANCIAL INCInstitutional Investor · as of 2026-03-310,00 %$5M
    • American Century Investment Management, Inc.Investment Managers · as of 2026-03-310,00 %$1M
    • First Trust Advisors L.P.Investment Managers · as of 2026-03-310,00 %$0M
    • Geode Capital Management, L.L.C.Investment Managers · as of 2026-03-310,00 %$3M
    • BlackRock Institutional Trust Company, N.A.Investment Managers · as of 2024-06-300,00 %$7M
    • Goldman Sachs Asset Management, L.P.Investment Managers · as of 2026-03-310,00 %$1M
    • AQR Capital Management, LLCInvestment Managers · as of 2026-03-310,00 %$0M
    • Northern Trust Investments, Inc.Investment Managers · as of 2026-03-310,00 %$1M
    • Vanguard Capital Management, LLCInvestment Managers · as of 2025-12-310,00 %$5M
    • Bank of New York Mellon CorpInstitutional Investor · as of 2026-03-310,00 %$0M
    • State Street Investment Management (US)Investment Managers · as of 2026-03-310,00 %$1M
    • Charles Schwab Investment Management, Inc.Investment Managers · as of 2026-03-310,00 %$0M
    • Morgan Stanley Smith Barney LLCInvestment Managers · as of 2026-03-310,00 %$1M
    • JONES FINANCIAL COMPANIES LLLPInstitutional Investor · as of 2026-03-310,00 %$0M
    • Invesco QQQ TrustFunds · as of 2026-03-310,00 %$0M
    • Wells Fargo AdvisorsBrokerage Firms · as of 2026-03-310,00 %$0M
    • T. Rowe Price Associates, Inc.Investment Managers · as of 2026-03-310,00 %$0M
    • UBS Financial Services, Inc.Investment Managers · as of 2026-03-310,00 %$0M
    • PNC Investments LLCInvestment Managers · as of 2026-03-310,00 %$0M
    • FMR LLCInstitutional Investor · as of 2026-03-310,00 %$0M

    Insider activity

    Net buying17 buys · 0 sellsnet $115K10 insiders · last 365d
    • Lightheart CharmaineEVP/CRDEO · Common StockBought 150 @ $5,54$831 · 2026-06-01
    • Lightheart CharmaineEVP/CRDEO · Common StockBought 26 @ $5,59$145 · 2026-05-29
    • Benke RobertEVP/CCO · Common StockBought 4 000 @ $5,44$22K · 2026-05-08
    • Sherman NicoleDirector, President/CEO · Common StockBought 1 800 @ $5,49$10K · 2026-05-07
    • Hoff LarryDirector · Common StockBought 1 920 @ $5,21$10K · 2026-05-05
    • Cox Daniel DEVP/COO · Common StockBought 1 000 @ $5,22$5K · 2026-05-04
    • Lightheart CharmaineEVP/CRDEO · Common StockBought 325 @ $5,36$2K · 2026-03-05
    • Wills Bessie RossDirector · Common StockBought 2 539 @ $5,39$14K · 2026-02-18
    • Wills Bessie RossDirector · Common StockBought 200 @ $5,37$1K · 2026-02-18
    • Wills Bessie RossDirector · Common StockBought 261 @ $5,37$1K · 2026-02-18
    • Sherman NicoleDirector, President/CEO · Common StockBought 975 @ $5,12$5K · 2025-12-05
    • Sventek MichaelEVP/CLO · Common StockOther 7 200 · 2025-09-19
    • Lam DavidEVP/CFO · Common StockOther 5 162 · 2025-09-19
    • Lam DavidEVP/CFO · Common StockOther 7 743 · 2025-09-19
    • Lightheart CharmaineEVP/CRDEO · Common StockOther 2 184 · 2025-09-19
    • Lightheart CharmaineEVP/CRDEO · Common StockOther 6 553 · 2025-09-19
    • Sventek MichaelEVP/CLO · Common StockOther 2 400 · 2025-09-19
    • Sowers Courtney EvanPRESIDENT/CEO - TRUST CO. · Common StockOther 6 796 · 2025-09-19
    • Sowers Courtney EvanPRESIDENT/CEO - TRUST CO. · Common StockOther 10 194 · 2025-09-19
    • Benke RobertEVP/CCO · Common StockOther 4 800 · 2025-09-19
    • Benke RobertEVP/CCO · Common StockOther 7 200 · 2025-09-19
    • Cox Daniel DEVP/COO · Common StockOther 6 505 · 2025-09-19
    • Cox Daniel DEVP/COO · Common StockOther 9 757 · 2025-09-19
    • Sherman NicoleDirector, President/CEO · Common StockOther 8 252 · 2025-09-19
    • Sherman NicoleDirector, President/CEO · Common StockOther 24 757 · 2025-09-19

    Short positioning

    141.4Kshares short+94.3% vs prior
    1.93days to cover
    20.1%short of daily vol
    536fails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    RVSB.OCanonical
    NASDAQ · USD

    Intel & risk

    PredictorBeat prob45 %Surprise+0,00Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.
    Relationship graph
    RVSBJPMBACCEX21:3e2EX21:56dEX21:587EX21:a16EX21:ca9Banks
    This companyPeerSectorSubsidiaries

    Evidence & claims

    From filings & derived data
    • EPS (basic) (YoY) (2026-03-31 vs 2025-03-31): -191.3%Derived (calculated)
    • EPS (diluted) (YoY) (2026-03-31 vs 2025-03-31): -191.3%Derived (calculated)
    • Net income (YoY) (2026-03-31 vs 2025-03-31): -188.5%Derived (calculated)
    • Operating cash flow (YoY) (2026-03-31 vs 2025-03-31): 45.6%Derived (calculated)
    • Pre-tax income (annual): USD -5.83MSEC XBRL filing
    • EPS (basic) (annual): USD-PER-SHARES -0SEC XBRL filing
    • EPS (diluted) (annual): USD-PER-SHARES -0SEC XBRL filing
    • Operating cash flow (annual): USD 12.04MSEC XBRL filing
    • Net income (annual): USD -4.34MSEC XBRL filing
    • Debt-to-equity (FY 2025-12-31): 8.21xDerived (calculated)
    • Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): 13.0%Derived (calculated)
    • Total liabilities (YoY) (2025-12-31 vs 2024-12-31): -0.2%Derived (calculated)
    • Total assets (YoY) (2025-12-31 vs 2024-12-31): 0.2%Derived (calculated)
    • Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 3.8%Derived (calculated)
    • Shareholders' equity (annual): USD 164.22MSEC XBRL filing
    • Total assets (annual): USD 1.51BSEC XBRL filing
    • Cash & equivalents (annual): USD 28.64MSEC XBRL filing
    • Total liabilities (annual): USD 1.35BSEC XBRL filing
    • Shares outstanding (annual): 20.71MSEC XBRL filing
    • Operating cash flow (YoY) (2025-03-31 vs 2024-03-31): -35.2%Derived (calculated)
    • EPS (basic) (YoY) (2025-03-31 vs 2024-03-31): 27.8%Derived (calculated)
    • EPS (diluted) (YoY) (2025-03-31 vs 2024-03-31): 27.8%Derived (calculated)
    • Net income (YoY) (2025-03-31 vs 2024-03-31): 29.1%Derived (calculated)
    • EPS (basic) (annual): USD-PER-SHARES 0SEC XBRL filing
    Showing 24 of 60 surfaced claims.
    Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.

    The Thread

    Everything we know, in order
    2026-10-28EVENTUpcomingQ2 2026 earnings (expected) estimated date
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-12FILING10-K filing →
    2026-06-01 00:00 UTCINSIDER1 insider transaction — 2026-06
    2026-06-01INSIDERLightheart Charmaine bought 150 sh — EVP/CRDEO ~$1k
    2026-05-29 00:00 UTCINSIDER5 insider transactions — 2026-05
    2026-05-29INSIDERLightheart Charmaine bought 26 sh — EVP/CRDEO ~$0k
    2026-05-08INSIDERBenke Robert bought 4.0k sh — EVP/CCO ~$22k
    2026-05-07INSIDERSherman Nicole bought 1.8k sh — Director, President/CEO ~$10k
    2026-05-05INSIDERHoff Larry bought 1.9k sh — Director ~$10k
    2026-05-04INSIDERCox Daniel D bought 1.0k sh — EVP/COO ~$5k
    2026-04-30FILINGCurrent report →
    2026-04-24FILINGCurrent report →
    2026-04-02FILINGCurrent report →
    2026-03-26FILINGCurrent report →
    2026-03-05 00:00 UTCINSIDER1 insider transaction — 2026-03
    2026-03-05INSIDERLightheart Charmaine bought 325 sh — EVP/CRDEO ~$2k
    2026-02-18 00:00 UTCINSIDER3 insider transactions — 2026-02
    2026-02-18INSIDERWills Bessie Ross bought 2.5k sh — Director ~$14k
    2026-02-18INSIDERWills Bessie Ross bought 200 sh — Director ~$1k
    2026-02-18INSIDERWills Bessie Ross bought 261 sh — Director ~$1k
    2026-02-13FILING10-Q filing →
    2026-01-29FILINGCurrent report →
    2026-01-28FILINGCurrent report →
    2026-01-07FILINGCurrent report →
    2025-12-05 00:00 UTCINSIDER1 insider transaction — 2025-12
    2025-12-05INSIDERSherman Nicole bought 975 sh — Director, President/CEO ~$5k
    2025-11-07FILING10-Q filing →
    2025-11-03FILINGCurrent report →
    2025-09-19 00:00 UTCINSIDER15 insider transactions — 2025-09
    2025-09-19INSIDERSventek Michael transacted 7.2k sh — EVP/CLO
    2025-09-19INSIDERLam David transacted 5.2k sh — EVP/CFO
    2025-09-19INSIDERLam David transacted 7.7k sh — EVP/CFO
    2025-09-19INSIDERLightheart Charmaine transacted 2.2k sh — EVP/CRDEO
    2025-09-19INSIDERLightheart Charmaine transacted 6.6k sh — EVP/CRDEO
    2025-09-19INSIDERSventek Michael transacted 2.4k sh — EVP/CLO
    2025-09-19INSIDERSowers Courtney Evan transacted 6.8k sh — PRESIDENT/CEO - TRUST CO.
    2025-09-19INSIDERSowers Courtney Evan transacted 10.2k sh — PRESIDENT/CEO - TRUST CO.
    2025-09-19INSIDERBenke Robert transacted 4.8k sh — EVP/CCO
    2025-09-19INSIDERBenke Robert transacted 7.2k sh — EVP/CCO
    Showing the 40 most recent of 47 entries.
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage