Riverview Bancorp Inc
Riverview Bancorp Inc has a market price of $5.45, translating to a market capitalization of $112.08 million. The company's price-to-earnings ratio is 22.86, and its price-to-book ratio is 0.7, indicating a relatively low valuation compared to book value. The enterprise value to revenue ratio is 3.89, suggesting a moderate valuation relative to revenue. The company's profitability is reflected in a return on equity of 3.06% and a return on assets of 0.32%. These figures are below the typical performance metrics for banks, indicating that the company is not generating strong returns relative to its equity and asset base. Riverview Bancorp Inc's revenue is not segmented by product or geography in the available data, making it difficult to assess the concentration of its revenue streams. However, the company's exposure to the banking sector suggests that it may be subject to regional economic conditions and regulatory changes. The company's growth trajectory is modest, with no specific revenue growth projections provided. The company's free cash flow is $2.98 million, and its capital expenditure is -$2.71 million, indicating a reduction in capital spending. The company's liquidity is rated as medium, and its debt-to-equity ratio is 0.18, suggesting a relatively low level of leverage. The company's risk assessment indicates a medium liquidity risk and a low dilution risk. The key flag of negative net cash after subtracting total debt suggests potential liquidity constraints. The company's dilution potential is low, and no significant adjustments have been applied to its valuation metrics. Recent events and filings do not provide specific details on the company's operations or strategic initiatives. The company's analyst estimates suggest a mean price target of $7.00, with a mean recommendation of 2.00, indicating a neutral stance from analysts.
Business. Riverview Bancorp Inc provides banking and investment services, primarily generating revenue through net interest income and fee-based services.
Classification. Riverview Bancorp Inc is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.
- Riverview Bancorp Inc has a market price of $5.45 and a market capitalization of $112.08 million.
- The company's return on equity is 3.06%, and its return on assets is 0.32%, indicating moderate profitability.
- The company's liquidity is rated as medium, and its debt-to-equity ratio is 0.18, suggesting a relatively low level of leverage.
- Analysts have a mean price target of $7.00 for the company, with a mean recommendation of 2.00.
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- # RATIONALES
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- Net cash is negative after subtracting total debt.