Companies ›Financials ›SAFABANK.PL

SAFABANK.PL — — Banks

Safa Bank

$0,60

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Mcap

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P/E

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EV / Rev

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Div yield

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Op margin

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ROE

-4,5 %

Net margin

-26,4 %

Debt / equity

0,17

Beta

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52w range

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Volume

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Day range

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Prev close

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Open

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Next earnings

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Ex-dividend

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TR 1Y

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About

SAFABANK.PL operates as a bank, providing financial services and generating revenue primarily through interest income and fee-based services.

Business. SAFABANK.PL is a banking institution operating within the Financials sector, specifically engaged in the Banks industry. The company generates revenue primarily through interest income, consistent with standard banking operations. No specific operating segments, headquarters location, or primary stock exchange listings are provided in the available data. Consequently, the entity is described at the industry level without geographic or segment-specific details.

Classification92 %

SectorFinancials

Business sectorBanking & Investment Services

IndustryBanks

Generated · model-assisted

Sell-side consensus

—consensus pending

— buy— hold— sell

Avg 12m price target—

Upcoming events

— missing data

See all catalysts →

At a glance

Score

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not yet scored

Valuation

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valuation pending

Analysts

—

not yet wired

Ownership

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not yet wired

Profitability→

-4,5 %

return on equity

Quality

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not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

No recent newsroom coverage mentioning SAFABANK.

Sector rotation

Sector1D1Mvs mkt

Materials+2,3 %+6,6 %+1,7 %

Communication Services+2,2 %−5,5 %+1,6 %

Energy+0,6 %+3,3 %+0,0 %

Health Care+0,6 %−0,8 %+0,0 %

Information Technology+0,6 %+6,7 %+0,0 %

Consumer Discretionary+0,4 %+7,6 %−0,2 %

Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %

Consumer Staples−0,4 %+2,5 %−1,0 %

Real Estate−0,7 %+10,9 %−1,3 %

Industrials−1,9 %−3,1 %−2,5 %

Utilities−1,9 %+28,2 %−2,5 %

Developing storylines

No tracked sagas currently linked to SAFABANK.PL. Browse all sagas →

Analysis

AI analysis

Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

Opportunity

— missing data

Upcoming catalysts

Scheduled public events. Informational only — not investment advice.

Peers
DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
Macro
Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
Macro & political
ElectionSE Swedish Election2026-09-14 · SE
ElectionUS U.S. Midterms2026-11-03 · US
ElectionFR French Legislative2027-06-01 · FR

Pre-earnings brief

— missing data

Signals & dispatch

peak dispatch · —

Composite-score breakdown

Synthesis

Business

SAFABANK.PL is a banking institution operating within the Financials sector, specifically engaged in the Banks industry. The company generates revenue primarily through interest income, consistent with standard banking operations. No specific operating segments, headquarters location, or primary stock exchange listings are provided in the available data. Consequently, the entity is described at the industry level without geographic or segment-specific details.

Classification92 %

SectorFinancials

Business sectorBanking & Investment Services

IndustryBanks

AI synthesis

GENERATED

SAFABANK.PL's capital structure is characterized by a debt-to-equity ratio of 0.17, indicating a relatively low level of leverage compared to industry norms. The company's liquidity position is assessed as medium, with a negative net cash position after subtracting total debt, suggesting potential short-term liquidity constraints. Free cash flow is negative at -2,169,660 USD, which may limit the company's ability to reinvest or return capital to shareholders without external financing.

Profitability metrics for SAFABANK.PL are underperforming relative to industry standards. The company reported a net loss of 2,622,480 USD, resulting in a return on equity of -4.47% and a return on assets of -0.71%. These figures indicate that the company is not generating returns that meet the cost of equity or assets, which is a concern for investors.

Geographic and segment exposure data is not available in the provided information, making it difficult to assess revenue concentration or segment-specific performance. However, the absence of detailed segment reporting may suggest a lack of diversification or transparency in the company's operations.

Growth trajectory for SAFABANK.PL is uncertain, as the company is currently reporting a net loss and negative free cash flow. Without a clear path to profitability or improved cash generation, the company may struggle to sustain operations or grow its market share in the competitive banking sector.

Risk factors for SAFABANK.PL include medium liquidity risk and a negative net cash position, which could impact the company's ability to meet short-term obligations. The dilution risk is assessed as low, but the company's negative free cash flow and net loss may necessitate future capital raising, which could lead to share dilution.

Recent events and filings have not been provided in the input data, so no specific recent developments can be cited. However, the company's financial performance and risk profile suggest that investors should closely monitor its ability to improve profitability and manage liquidity.

Key takeaways

SAFABANK.PL is currently reporting a net loss and negative free cash flow, indicating financial distress.
The company's debt-to-equity ratio is relatively low, but its liquidity position is assessed as medium, with a negative net cash position.
Profitability metrics are underperforming, with a return on equity of -4.47% and a return on assets of -0.71%.
The company's growth trajectory is uncertain, and it may struggle to sustain operations or grow its market share without significant improvements in profitability.
Risk factors include medium liquidity risk and potential future capital raising needs, which could lead to share dilution.

Bull / Bear case

Generated · model-assisted

— missing data

In focus — financials by report

Valuation

Market price

$0,60

Market cap

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Enterprise valueⓘ

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P/Eⓘ

—

Non-GAAP P/Eⓘ

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EV / Revenueⓘ

—

EV / Op incomeⓘ

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EV / OCFⓘ

—

P / Bⓘ

—

P / Tangible bookⓘ

—

Tangible book

$58.7M

Net cashⓘ

-$10.3M

Current ratioⓘ

—

Debt / equityⓘ

0.2

ROAⓘ

-0.7%

ROEⓘ

-4.5%

Cash conversionⓘ

-871.0%

CapEx / revenueⓘ

-8.1%

SBC / revenueⓘ

—

Dilution ratioⓘ

0.0%

Revenue by segment

Business relationships

— missing data

Supply chain

— missing data

Peer comparison

— missing data

Market position

Stress test

— missing data

Predictor forecast

Options

— missing data

Short squeeze

— missing data

Earnings-call key lines

— missing data

Estimate revisions

consensus EPS · 26-week trend

— missing data

Sell-side observations

— missing data

Themes

— missing data

ESG

— missing data

Risk factors

Dilution riskLow

Liquidity riskMedium

Filing-based flags

Net cash is negative after subtracting total debt.

Benchmarks vs cohort

Net Margin-26,4 %Bottom quartile

ROE-4,5 %Bottom quartile

Capex / Rev-8,1 %Below median

D/E0,17Above median

Cash Conv-8,71Bottom quartile

Corporate actions / M&A

— missing data

FX exposure

— missing data

Comparable transactions

— missing data

Derivatives & instruments

— missing data

Actions

Set alert Open in charts

Ask Handelsavisen

— missing data

Data sources

Market data
Market data cache
Issuer disclosures
Public news
Earnings transcripts
Consensus estimates
ESG data

How metrics are computed

Dilution Ratio
(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
Net Cash
cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
Capex To Revenue
capital_expenditure / revenue
Return On Equity
net_income / total_equity
Debt To Equity
(short_term_debt + long_term_debt) / total_equity
Cash Conversion Ratio
operating_cash_flow / net_income

Source documents

SAFABANK.PL Market data — financials · 2026-05-29

Ownership & reference

Insider activity

— missing data

Short positioning

— missing data

Geographic breakdown

— missing data

Listings · one canonical issuer all listings resolve to the canonical

SAFABANK.PLCanonical

— · USD

Intel & risk

peak dispatch · —

OSINT findings

Dilution riskLow

Liquidity riskMedium

Net cash is negative after subtracting total debt.

Relationship graph

This companyPeerSector

Evidence & claims

From filings & derived data

— missing data

The Thread

Everything we know, in order

— missing data

Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage

At a glance

What drives this business

News & coverage

Sector rotation

Developing storylines

Analysis

Opportunity

Upcoming catalysts

Pre-earnings brief

Signals & dispatch

Composite-score breakdown

Synthesis

Bull / Bear case

In focus — financials by report

Valuation

Revenue by segment

Market share

Business relationships

Supply chain

Peer comparison

Market position

Stress test

Predictor forecast

Options

Short squeeze

Earnings-call key lines

Estimate revisions

Sell-side observations

Themes

ESG

Risk factors

Benchmarks vs cohort

Corporate actions / M&A

FX exposure

Comparable transactions

Derivatives & instruments

Actions

Ask Handelsavisen

Ownership & reference

Insider activity

Short positioning

Geographic breakdown

Intel & risk

Evidence & claims

The Thread