Saft.Ns
SAFT.NS provides construction supplies and fixtures, generating revenue primarily through the sale of products and services in the construction industry.
Business. Safety Insurance Group Inc (SAFT.O) is a property and casualty insurance company headquartered in the United States. The firm operates within the financials sector, generating revenue primarily through insurance premiums. It is listed on the NASDAQ stock exchange under the ticker symbol SAFT.O. Specific details regarding operating segments and geographic breakdowns are not provided in the available data.
At a glance
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- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Safety Insurance Group Inc (SAFT.O) has recorded a series of notable additions to its shareholder base, marking the first analysis for this ticker with no prior basis for delta computation. The most significant recent activity involves investor ID 466, which held 2,129,594 shares valued at approximately $159.8 million as of June 30, 2024, representing a portfolio weight of 0.36%. This substantial position underscores a growing institutional interest in the company's equity. Additional notable additions were detected as of March 31, 2026, further diversifying the ownership structure. Investor ID 487 acquired 711,806 shares valued at roughly $51.7 million, accounting for 1.07% of the portfolio. Similarly, investor ID 467 added 757,977 shares worth approximately $55.1 million, representing a 0.19% weight. These moves indicate coordinated or independent accumulation by multiple entities during the first quarter of 2026. Smaller but notable positions were also established by other investors as of March 31, 2026. Investor ID 481 added 216,001 shares valued at $15.7 million (0.24% weight), while investor ID 486 acquired 122,414 shares worth $8.9 million (0.05% weight). Additionally, investor ID 478 added a smaller stake of 25,228 shares valued at $1.8 million, representing a 0.02% weight. An earlier addition by investor ID 497 was recorded as of December 31, 2024, with 37,228 shares valued at $3.1 million. These changes matter as they reflect a broadening investor base for Safety Insurance Group, which currently has 28 top holders, one officer, and one analyst covering the stock. With no index membership, the accumulation of shares by these specific investors suggests direct conviction in the company's fundamentals rather than passive index-driven demand. The data highlights a shift in ownership composition, providing a new baseline for monitoring future institutional sentiment and potential liquidity impacts.
Signals & dispatch
Composite-score breakdown
Synthesis
Safety Insurance Group Inc (SAFT.O) is a property and casualty insurance company headquartered in the United States. The firm operates within the financials sector, generating revenue primarily through insurance premiums. It is listed on the NASDAQ stock exchange under the ticker symbol SAFT.O. Specific details regarding operating segments and geographic breakdowns are not provided in the available data.
SAFT.NS maintains a strong liquidity position with a current ratio of 2.72, indicating the company can easily cover its short-term liabilities with its current assets. The company's cash and equivalents amount to INR 273,889,000, which supports its liquidity and operational flexibility. The free cash flow of INR 380,244,000 further reinforces its ability to fund operations and potentially invest in growth opportunities.
In terms of profitability, SAFT.NS demonstrates a return on equity of 54.37% and a return on assets of 38.44%, both of which are strong indicators of efficient use of equity and assets to generate profit. The company's operating income of INR 486,389,000 and net income of INR 391,855,000 reflect its robust performance in the construction supplies and fixtures industry.
The company's revenue is concentrated in the construction supplies and fixtures segment, with no disclosed geographic diversification in the provided data. This concentration may expose the company to regional economic fluctuations, but the data does not specify the geographic distribution of its revenue.
SAFT.NS has shown consistent growth, with a revenue of INR 1,383,131,000. The company's capital expenditure of INR -19,601,000 suggests a focus on maintaining and optimizing existing assets rather than significant new investments. The outlook for the next fiscal year is positive, with the company likely to maintain its strong performance based on current financial metrics.
The risk assessment indicates low liquidity and dilution risks, with no immediate filing-based flags detected. The company's low debt-to-equity ratio of 0.0 suggests a conservative capital structure, reducing financial risk. The absence of long-term debt further supports the company's financial stability.
Recent events and filings do not indicate any significant changes in the company's operations or financial strategy. The company's financial health and operational performance remain stable, with no immediate concerns highlighted in the provided data.
Safety Insurance Group Inc (SAFT.O) has recorded a series of notable additions to its shareholder base, marking the first analysis for this ticker with no prior basis for delta computation. The most significant recent activity involves investor ID 466, which held 2,129,594 shares valued at approximately $159.8 million as of June 30, 2024, representing a portfolio weight of 0.36%. This substantial position underscores a growing institutional interest in the company's equity. Additional notable additions were detected as of March 31, 2026, further diversifying the ownership structure. Investor ID 487 acquired 711,806 shares valued at roughly $51.7 million, accounting for 1.07% of the portfolio. Similarly, investor ID 467 added 757,977 shares worth approximately $55.1 million, representing a 0.19% weight. These moves indicate coordinated or independent accumulation by multiple entities during the first quarter of 2026. Smaller but notable positions were also established by other investors as of March 31, 2026. Investor ID 481 added 216,001 shares valued at $15.7 million (0.24% weight), while investor ID 486 acquired 122,414 shares worth $8.9 million (0.05% weight). Additionally, investor ID 478 added a smaller stake of 25,228 shares valued at $1.8 million, representing a 0.02% weight. An earlier addition by investor ID 497 was recorded as of December 31, 2024, with 37,228 shares valued at $3.1 million. These changes matter as they reflect a broadening investor base for Safety Insurance Group, which currently has 28 top holders, one officer, and one analyst covering the stock. With no index membership, the accumulation of shares by these specific investors suggests direct conviction in the company's fundamentals rather than passive index-driven demand. The data highlights a shift in ownership composition, providing a new baseline for monitoring future institutional sentiment and potential liquidity impacts.
- SAFT.NS has a strong liquidity position with a current ratio of 2.72 and significant cash reserves.
- The company demonstrates high profitability with a return on equity of 54.37% and a return on assets of 38.44%.
- SAFT.NS maintains a conservative capital structure with no long-term debt and a low debt-to-equity ratio.
- The company's revenue is concentrated in the construction supplies and fixtures segment, with no disclosed geographic diversification.
- The risk assessment indicates low liquidity and dilution risks, with no immediate filing-based flags detected.
- "margin_outlook_rationale": "The company's strong gross profit of INR 820,442,000 and operating income of INR 486,389,000 suggest that margins are likely to remain stable or improve in the next fiscal year.",
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Estimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- SAFT.NS Market data — financials · 2026-05-29
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,01 %$52M
- Investment Managers · as of 2026-03-310,01 %$22M
- Investment Managers · as of 2026-03-310,00 %$29M
- Investment Managers · as of 2026-03-310,00 %$8M
- Investment Managers · as of 2026-03-310,00 %$5M
- Investment Managers · as of 2024-06-300,00 %$160M
- Investment Managers · as of 2026-03-310,00 %$5M
- Investment Managers · as of 2026-03-310,00 %$5M
- Investment Managers · as of 2026-03-310,00 %$16M
- Investment Managers · as of 2026-03-310,00 %$55M
- Investment Managers · as of 2025-12-310,00 %$129M
- Institutional Investor · as of 2026-03-310,00 %$10M
- Investment Managers · as of 2026-03-310,00 %$10M
- Investment Managers · as of 2026-03-310,00 %$27M
- Investment Managers · as of 2026-03-310,00 %$11M
- Funds · as of 2026-03-310,00 %$6M
- Investment Managers · as of 2024-12-310,00 %$3M
- Brokerage Firms · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$9M
- Investment Managers · as of 2026-03-310,00 %$2M
- Institutional Investor · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Leadership
- George M MurphyPresident, Chief Executive Officer, Director
Insider activity
- 10% owner · Common StockSold 774 177 @ $103,05$79,8M · 2026-07-27
- 10% owner · Common StockSold 466 175 @ $103,09$48,1M · 2026-07-27
- 10% owner · Common StockSold 38 835 @ $103,08$4,0M · 2026-07-24
- 10% owner · Common StockSold 5 159 @ $76,03$392K · 2026-07-17
- 10% owner · Common StockSold 34 272 @ $76,04$2,6M · 2026-07-13
- 10% owner · Common StockSold 2 650 @ $76,51$203K · 2026-07-09
- 10% owner · Common StockSold 14 151 @ $71,12$1,0M · 2026-03-20
- 10% owner · Common StockSold 1 199 @ $73,06$88K · 2026-03-17
- VP of Underwriting · Common StockOther 14 @ $76,17$1K · 2026-03-02
- VP - MIS · Common StockOther 428 @ $76,89$33K · 2026-03-02
- Director, PRESIDENT AND CEO · Common StockOther 68 @ $76,18$5K · 2026-03-02
- VP - CLAIMS · Common StockOther 23 @ $76,19$2K · 2026-03-02
- VP - CLAIMS · Common StockOther 243 @ $76,89$19K · 2026-03-02
- VP OF ACTUARIAL SERVICES · Common StockOther 185 @ $76,89$14K · 2026-03-02
- VP OF ACTUARIAL SERVICES · Common StockOther 18 @ $76,18$1K · 2026-03-02
- VP of Insurance Operations · Common StockOther 17 @ $76,18$1K · 2026-03-02
- VP of Insurance Operations · Common StockOther 176 @ $76,89$14K · 2026-03-02
- 10% owner · Common StockSold 11 270 @ $76,49$862K · 2026-03-02
- VP - MARKETING · Common StockOther 1 @ $75,44$75 · 2026-03-02
- VP - MARKETING · Common StockOther 283 @ $76,86$22K · 2026-03-02
- VP of Underwriting · Common StockOther 183 @ $76,88$14K · 2026-03-02
- VP - MIS · Common StockOther 41 @ $76,18$3K · 2026-03-02
- VP, CFO AND SECRETARY · Common StockOther 27 @ $76,19$2K · 2026-03-02
- VP, CFO AND SECRETARY · Common StockOther 289 @ $76,89$22K · 2026-03-02
- Director, PRESIDENT AND CEO · Common StockOther 712 @ $76,89$55K · 2026-03-02
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Long-term debt (YoY) (2025-12-31 vs 2023-12-31): 66.7%Derived (calculated)
- Return on assets (FY 2025-12-31): 4.0%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 40.3%Derived (calculated)
- Return on equity (FY 2025-12-31): 11.1%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 1.77xDerived (calculated)
- Net margin (FY 2025-12-31): 7.9%Derived (calculated)
- Capex (YoY) (2025-12-31 vs 2024-12-31): -42.6%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): 12.8%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 7.7%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 51.1%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 8.9%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 40.2%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 40.3%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 9.5%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): 25.3%Derived (calculated)
- Revenue (annual): USD 1.26BSEC XBRL filing
- Long-term debt (annual): USD 50MSEC XBRL filing
- Pre-tax income (annual): USD 126.68MSEC XBRL filing
- Total assets (annual): USD 2.47BSEC XBRL filing
- EPS (diluted) (annual): USD-PER-SHARES 7SEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES 7SEC XBRL filing
- Cash & equivalents (annual): USD 73.9MSEC XBRL filing
- Total liabilities (annual): USD 1.58BSEC XBRL filing
- Operating cash flow (annual): USD 194.5MSEC XBRL filing