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INDICATIVE · SAMPLE DATA
SLF.CS50

Salafin SA

Consumer LendingVerified

Salafin SA has a basic capital structure with 3,124,119 shares outstanding, both basic and diluted, indicating no immediate dilution pressure from share-based compensation or convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for comparison against industry benchmarks, as the valuation snapshot and custom valuations data are currently empty. This lack of data limits the ability to assess the company's performance relative to its peers in the consumer lending industry. The company's revenue concentration and geographic exposure are not disclosed in the available data, making it difficult to evaluate the risk associated with its business segments or regional dependencies. Growth trajectory is also unclear, as the outlook for the current and next fiscal years is not provided. Without historical revenue data or forward-looking guidance, it is not possible to determine the company's growth rate or future expectations. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. The dilution risk is currently low, but the absence of detailed financial disclosures limits the ability to fully evaluate potential dilution sources. Recent events and filings are not detailed in the available data, so no specific developments or disclosures can be reported at this time.

30-day price · SLF.CS-17.70 (-3.5%)
Low$424.90High$524.80Close$482.30As of12 May, 00:00 UTC
Profile
CompanySalafin SA
TickerSLF.CS
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryConsumer Lending
AI analysis

Business. (unavailable from LLM output)

Classification. (unavailable from LLM output)

Salafin SA has a basic capital structure with 3,124,119 shares outstanding, both basic and diluted, indicating no immediate dilution pressure from share-based compensation or convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for comparison against industry benchmarks, as the valuation snapshot and custom valuations data are currently empty. This lack of data limits the ability to assess the company's performance relative to its peers in the consumer lending industry. The company's revenue concentration and geographic exposure are not disclosed in the available data, making it difficult to evaluate the risk associated with its business segments or regional dependencies. Growth trajectory is also unclear, as the outlook for the current and next fiscal years is not provided. Without historical revenue data or forward-looking guidance, it is not possible to determine the company's growth rate or future expectations. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. The dilution risk is currently low, but the absence of detailed financial disclosures limits the ability to fully evaluate potential dilution sources. Recent events and filings are not detailed in the available data, so no specific developments or disclosures can be reported at this time.
Key takeaways
  • Salafin SA operates in the consumer lending industry with a basic capital structure and no immediate dilution pressure.
  • Liquidity risk could not be assessed due to missing balance-sheet data and lack of going-concern language.
  • Profitability and return metrics are not available for comparison against industry benchmarks.
  • Revenue concentration, geographic exposure, and growth trajectory are not disclosed in the available data.
  • Risk factors include unassessable liquidity risk and limited financial disclosures.
  • --
  • **RATIONALES**:
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyMAD
Revenue$93.2M
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$463.9M$137.0M$84.7M-$72.2M
FY-3$467.8M$139.6M$85.7M-$72.6M
FY-2$463.4M$149.3M$90.6M$12.7M
FY-1$444.2M$156.1M$93.1M$11.3M
FY0$448.0M$191.4M$96.1M$9.4M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$4.24B$933.2M
FY-3$4.21B$856.5M
FY-2$3.91B$862.8M
FY-1$3.73B$866.9M
FY0$3.81B$870.8M
PeriodOCFCapExFCFSBC
FY-4$364.9M-$6.7M-$72.2M
FY-3$218.8M-$8.4M-$72.6M
FY-2$44.4M-$5.5M$12.7M
FY-1-$235.7M-$3.7M$11.3M
FY0$236.3M-$4.0M$9.4M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7$93.2M
FQ-6
FQ-5$94.7M
FQ-4
FQ-3$94.0M
FQ-2
FQ-1$95.0M
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banking · cohort 265 companies
MetricSLF.CSActivity
Op margin29.4% medp25 11.0% · p75 55.5%
Net margin14.7% medp25 3.8% · p75 30.9%
Gross margin63.7% medp25 42.1% · p75 95.0%
CapEx / revenue-1.4% medp25 -3.9% · p75 -0.4%
Debt / equity121.9% medp25 14.0% · p75 332.1%
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-12 01:53 UTC#49cf8488
Source: analysis-pipeline (hybrid)Generated: 2026-05-29 11:30 UTCJob: aaf8c8e8