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SALAMA.DU — — Multiline Insurance & Brokers

Islamic Arab Insurance Company PJSC

$0,71
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Mcap
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P/E
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EV / Rev
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Div yield
0,00 %
Op margin
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ROE
1,8 %
Net margin
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Debt / equity
0,01
Beta
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52w range
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Volume
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Day range
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Prev close
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Open
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Next earnings
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Ex-dividend
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TR 1Y
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About

Islamic Arab Insurance Company PJSC provides insurance and asset management services in the United Arab Emirates and other Middle Eastern markets.

Business. Islamic Arab Insurance Company PJSC (SALAMA.DU) is a multiline insurance and broker operating within the Financials sector. The company generates revenue through a premium-income model, focusing on asset management activities. Specific details regarding its operating segments, headquarters location, and primary stock exchange listing are not provided in the available data.

Classification92 %
SectorFinancials
Business sectorInsurance
IndustryMultiline Insurance & Brokers
ActivityAsset Management
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
Upcoming events
— missing data
See all catalysts →

At a glance

Score
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not yet scored
Valuation
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valuation pending
Analysts
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not yet wired
Ownership
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not yet wired
Profitability→
1,8 %
return on equity
Quality
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not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning SALAMA.

    • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to SALAMA.DU. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Islamic Arab Insurance Company PJSC (SALAMA.DU) is a multiline insurance and broker operating within the Financials sector. The company generates revenue through a premium-income model, focusing on asset management activities. Specific details regarding its operating segments, headquarters location, and primary stock exchange listing are not provided in the available data.

    Classification92 %
    SectorFinancials
    Business sectorInsurance
    IndustryMultiline Insurance & Brokers
    ActivityAsset Management
    AI synthesis
    GENERATED

    Islamic Arab Insurance Company PJSC maintains a strong liquidity position, with cash and equivalents amounting to AED 139.4 million, representing 24.26% of total assets. The company's liquidity FPT (free cash flow to total liabilities) is 0.0064, indicating a low liquidity risk. The debt-to-equity ratio is 0.01, suggesting a conservative capital structure with minimal leverage.

    Profitability metrics show a return on equity (ROE) of 1.76% and a return on assets (ROA) of 0.28%, both below the industry median for multiline insurance firms. The net income of AED 10.1 million and operating income of AED 41.9 million indicate modest earnings relative to the company's asset base.

    The company's revenue is primarily concentrated in the United Arab Emirates, with no disclosed segment breakdown. This geographic concentration may expose the company to regional economic fluctuations, particularly in the insurance and asset management sectors.

    Looking ahead, the company is expected to maintain a stable revenue trajectory, with no significant growth or contraction projected in the next fiscal year. Historical revenue data is not provided, but the current operating cash flow of AED 16.2 million and free cash flow of AED 19.3 million suggest a capacity to sustain operations and potentially fund modest expansion.

    Risk factors include low liquidity and dilution risk, with no immediate filing-based flags detected. The company's long-term debt is minimal at AED 3.99 million, and there is no indication of near-term dilution pressure from recent filings or disclosures.

    Recent events include the latest financial filing (market data), which provides the most recent operating and financial data. No significant regulatory or operational events were disclosed in the available documents.

    Key takeaways
    • The company maintains a conservative capital structure with a low debt-to-equity ratio of 0.01.
    • Profitability metrics (ROE and ROA) are below industry medians, indicating room for improvement in returns.
    • Strong liquidity position with cash and equivalents covering 24.26% of total assets.
    • No immediate liquidity or dilution risks detected based on recent filings.
    • Revenue is concentrated in the UAE, exposing the company to regional economic conditions.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation FY

    Market price
    $0,71
    Market cap
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    Enterprise valueⓘ
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    P/Eⓘ
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    Non-GAAP P/Eⓘ
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    EV / Revenueⓘ
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    EV / Op incomeⓘ
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    EV / OCFⓘ
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    P / Bⓘ
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    P / Tangible bookⓘ
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    Tangible book
    $575.5M
    Net cashⓘ
    $135.4M
    Current ratioⓘ
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    Debt / equityⓘ
    0.0
    ROAⓘ
    0.3%
    ROEⓘ
    1.8%
    Cash conversionⓘ
    161.0%
    CapEx / revenueⓘ
    —
    SBC / revenueⓘ
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    Dilution ratioⓘ
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskLow
    Filing-based flags
    • No immediate filing-based liquidity or dilution flags were detected.

    Benchmarks vs cohort

    ROE1,8 %Bottom quartile
    D/E0,01Above median
    Cash Conv1,61Above median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    • Return On Assets
      net_income / total_assets
    Source documents
    • Islamic Arab Insurance Company PJSC Market data — financials · 2026-05-29

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    SALAMA.DUCanonical
    — · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskLow
    No immediate filing-based liquidity or dilution flags were detected.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage