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SBSI.L — London Stock Exchange UK Investment Trusts

Schroder Bsc Social Impact Trust PLC

$77,00
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Last 30 days
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Live price chart loads from the market-data widget.
Mcap
—
P/E
—
EV / Rev
—
Div yield
6,02 %
Op margin
47,2 %
ROE
1,1 %
Net margin
47,2 %
Debt / equity
0,00
Beta
—
52w range
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Volume
—
Day range
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Prev close
$34,09
Open
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Next earnings
2026-10-28
Ex-dividend
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TR 1Y
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About

SBSI.L is a UK-based investment trust that manages a portfolio of assets, primarily generating income through capital appreciation and dividend yields from its investments.

Business. Southside Bancshares Inc (SBSI.K) is a bank headquartered in the United States that operates within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. It is listed on the New York Stock Exchange under the ticker symbol SBSI.K. Specific details regarding operating segments and geographic mix are not available.

Classification92 %
SectorFinancials
Business sectorCollective Investments
IndustryUK Investment Trusts
Generated · model-assisted
Sell-side consensus
HOLD4 analysts
0 buy4 hold0 sell
Avg 12m price target37,00

Analyst recommendations

4 analysts · consensus Hold
Buy0
Hold4
Sell0
12-month price target
37,00
Consensus of sell-side coverage.
Upcoming events
  • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
See all catalysts →

At a glance

Score
—
not yet scored
Valuation
—
valuation pending
Analysts→
Hold
4 analysts · indicative
Ownership→
Dimensional Fund Advisors, L.P.
largest disclosed fund holder
Profitability→
1,1 %
return on equity
Quality
—
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning SBSI.

    • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to SBSI.L. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Company
    • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR
    • Congressional trades
    • CongressLisa McClain — Southside Bancshares, Inc. - Common2025-06-17 · Republican · MI · Sale · $1,001 - $15,000
    • CongressLisa McClain — Southside Bancshares, Inc. - Common2025-06-09 · Republican · MI · Purchase · $1,001 - $15,000

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Southside Bancshares Inc (SBSI.K) is a bank headquartered in the United States that operates within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. It is listed on the New York Stock Exchange under the ticker symbol SBSI.K. Specific details regarding operating segments and geographic mix are not available.

    Classification92 %
    SectorFinancials
    Business sectorCollective Investments
    IndustryUK Investment Trusts
    AI synthesis
    GENERATED

    SBSI.L maintains a strong capital structure with a debt-to-equity ratio of 0.0, indicating no long-term debt obligations. The company's liquidity position is reflected in a current ratio of 21.72, suggesting a high ability to meet short-term liabilities with its current assets. The company's total equity of £83.49 million supports a robust balance sheet, with total liabilities amounting to only £0.48 million.

    In terms of profitability, SBSI.L reports a return on equity (ROE) of 1.1% and a return on assets (ROA) of 1.1%. These figures are relatively low, indicating that the company is not generating significant returns relative to its equity and asset base. The net income of £0.92 million is consistent with the operating income, suggesting minimal non-operating expenses.

    The company's revenue is concentrated in a single business segment, as disclosed in its financial statements. There is no geographic diversification provided in the available data, which may indicate a concentration risk if the trust's investments are primarily domestic. The lack of segmental or geographic breakdown limits the ability to assess diversification benefits.

    Looking at the growth trajectory, the available data does not provide forward-looking revenue projections or historical growth rates. The company's operating cash flow of £2.88 million suggests a positive cash flow generation, which is essential for maintaining operations and potentially funding growth initiatives. However, without specific growth targets or historical performance metrics, it is difficult to assess the company's growth potential.

    The risk assessment indicates a low liquidity risk and a low dilution risk, with no immediate filing-based liquidity or dilution flags detected. The absence of long-term debt and the high current ratio contribute to the low liquidity risk. The dilution risk is also low, as there are no signs of recent or planned share issuances that could dilute existing shareholders.

    Recent events, as disclosed in the latest financial filings, do not highlight any significant corporate actions or strategic changes. The company's financial statements are consistent with its classification as a UK investment trust, with no major deviations from standard reporting practices. The lack of recent events or strategic announcements suggests a stable but potentially conservative operational approach.

    Key takeaways
    • SBSI.L has a strong liquidity position with a current ratio of 21.72 and no long-term debt.
    • The company's ROE and ROA are both 1.1%, indicating modest returns on equity and assets.
    • The company's revenue and operations are concentrated in a single segment, with no geographic diversification disclosed.
    • There are no immediate liquidity or dilution risks, as per the risk assessment.
    • The company's growth trajectory is not clearly defined, with no forward-looking revenue projections provided.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $77,00
    Market cap
    —
    Enterprise valueⓘ
    —
    P/Eⓘ
    —
    Non-GAAP P/Eⓘ
    —
    EV / Revenueⓘ
    —
    EV / Op incomeⓘ
    —
    EV / OCFⓘ
    —
    P / Bⓘ
    —
    P / Tangible bookⓘ
    —
    Tangible book
    $83.5M
    Net cashⓘ
    —
    Current ratioⓘ
    21.7
    Debt / equityⓘ
    0.0
    ROAⓘ
    1.1%
    ROEⓘ
    1.1%
    Cash conversionⓘ
    312.0%
    CapEx / revenueⓘ
    —
    SBC / revenueⓘ
    —
    Dilution ratioⓘ
    0.0%

    Revenue by segment

    Brokerage Services—
    low · business_description · 2026-07-03
    Commercial Banking—
    low · business_description · 2026-07-03
    Consumer & Retail Banking—
    low · business_description · 2026-07-03
    Wealth Management—
    low · business_description · 2026-07-03

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    3,36
    Predicted surprise
    +0,00
    Beat probability
    45 %
    Analysts
    4
    Other metrics
    Revenue
    —
    no estimate
    Segment revenue
    —
    no estimate
    Margin
    —
    no estimate
    Segment margin
    —
    no estimate
    as of 2026-05-24 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$36,00
    Mean$37,00
    Median$37,00
    High$38,00
    Spot$77,00
    −51.9 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskLow
    Filing-based flags
    • No immediate filing-based liquidity or dilution flags were detected.

    Benchmarks vs cohort

    Op Margin47,2 %Below median
    Net Margin47,2 %Below median
    ROE1,1 %Below median
    D/E0,00Above median
    Cash Conv3,12Best in class

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    • Return On Assets
      net_income / total_assets
    Source documents
    • SBSI.L Market data — financials · 2026-05-29

    Ownership & reference

    Top holders

    • Dimensional Fund Advisors, L.P.Investment Managers · as of 2026-03-310,01 %$43M
    • American Century Investment Management, Inc.Investment Managers · as of 2026-03-310,01 %$11M
    • BlackRock Institutional Trust Company, N.A.Investment Managers · as of 2024-06-300,00 %$120M
    • Principal Global Investors (Equity)Investment Managers · as of 2026-03-310,00 %$4M
    • AQR Capital Management, LLCInvestment Managers · as of 2026-03-310,00 %$5M
    • Arrowstreet Capital, Limited PartnershipInvestment Managers · as of 2026-03-310,00 %$4M
    • Charles Schwab Investment Management, Inc.Investment Managers · as of 2026-03-310,00 %$12M
    • Goldman Sachs Asset Management, L.P.Investment Managers · as of 2026-03-310,00 %$11M
    • Bank of New York Mellon CorpInstitutional Investor · as of 2026-03-310,00 %$8M
    • Geode Capital Management, L.L.C.Investment Managers · as of 2026-03-310,00 %$22M
    • State Street Investment Management (US)Investment Managers · as of 2026-03-310,00 %$40M
    • Northern Trust Investments, Inc.Investment Managers · as of 2026-03-310,00 %$10M
    • Invesco QQQ TrustFunds · as of 2026-03-310,00 %$8M
    • Vanguard Capital Management, LLCInvestment Managers · as of 2025-12-310,00 %$62M
    • Nuveen LLCInvestment Managers · as of 2024-12-310,00 %$2M
    • Fisher InvestmentsInvestment Managers · as of 2026-03-310,00 %$2M
    • Morgan Stanley Smith Barney LLCInvestment Managers · as of 2026-03-310,00 %$9M
    • AMERIPRISE FINANCIAL INCInstitutional Investor · as of 2026-03-310,00 %$2M
    • UBS Financial Services, Inc.Investment Managers · as of 2026-03-310,00 %$3M
    • AllianceBernstein L.P.Investment Managers · as of 2026-03-310,00 %$1M
    • Wells Fargo AdvisorsBrokerage Firms · as of 2026-03-310,00 %$1M
    • JANUS HENDERSON GROUP PLCInstitutional Investor · as of 2026-03-310,00 %$0M
    • T. Rowe Price Associates, Inc.Investment Managers · as of 2026-03-310,00 %$0M
    • PNC Investments LLCInvestment Managers · as of 2026-03-310,00 %$0M
    • Franklin Advisers, Inc.Investment Managers · as of 2026-03-310,00 %$1M
    • LPL Financial LLCInvestment Managers · as of 2026-03-310,00 %$0M
    • JONES FINANCIAL COMPANIES LLLPInstitutional Investor · as of 2026-03-310,00 %$0M
    • FMR LLCInstitutional Investor · as of 2026-03-310,00 %$0M

    Insider activity

    Net selling0 buys · 1 sellsnet -$16K21 insiders · last 365d
    • Martinez AnneCRO · Common StockOther 176 @ $33,63$6K · 2026-06-20
    • Anthony SherriChief Banking Officer · Common StockOther 128 @ $33,63$4K · 2026-06-20
    • PINKLEY APRILCAO · Common StockOther 135 @ $33,63$5K · 2026-06-20
    • Craddock John Mitchell Jr.Chief Operating Officer · Common StockSold 486 @ $33,38$16K · 2026-06-09
    • SHAMBURGER JULIECFO · Common StockOther 71 · 2026-06-01
    • Craddock John Mitchell Jr.Chief Operating Officer · Common StockOther 53 · 2026-06-01
    • DAVIS SUNI MCHIEF TREASURY OFFICER · Common StockOther 41 · 2026-06-01
    • SMITH PRESTON LDirector · Common StockOther 28 · 2026-06-01
    • SHANDS HILLIARD JDirector · Common StockOther 14 · 2026-06-01
    • Martinez AnneCRO · Common StockOther 49 · 2026-06-01
    • McKinney Raymond CDirector · Common StockOther 14 · 2026-06-01
    • PINKLEY APRILCAO · Common StockOther 37 · 2026-06-01
    • GIBSON LEE RDirector · Common StockOther 93 · 2026-06-01
    • Jones Jeb WeldonDirector · Common StockOther 14 · 2026-06-01
    • Green Jared C.Regional President, ETX · Common StockOther 18 · 2026-06-01
    • Frailey Alton L.Director · Common StockOther 148 · 2026-06-01
    • Burchard CurtisCHIEF LENDING OFFICER · Common StockOther 69 · 2026-06-01
    • CALLAN PATRICIA ANNDirector · Common StockOther 14 · 2026-06-01
    • Garrett John RobertDirector, COB · Common StockOther 14 · 2026-06-01
    • Calhoun Kirk A.Director · Common StockOther 19 · 2026-06-01
    • ANDERSON LAWRENCE LAZELLEDirector · Common StockOther 18 · 2026-06-01
    • ANDERSON SUSAN ELAINEDirector · Common StockOther 14 · 2026-06-01
    • Arnold T L JrCCO · Common StockOther 53 · 2026-06-01
    • Dacus ShannonDirector · Common StockOther 14 · 2026-06-01
    • Anthony SherriChief Banking Officer · Common StockOther 32 · 2026-06-01

    Short positioning

    729.4Kshares short+6.2% vs prior
    6.36days to cover
    41.0%short of daily vol
    29fails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    SBSI.LCanonical
    London Stock Exchange · USD

    Intel & risk

    PredictorBeat prob45 %Surprise+0,00Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskLow
    No immediate filing-based liquidity or dilution flags were detected.

    Evidence & claims

    From filings & derived data
    • Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -8.5%Derived (calculated)
    • Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -7.9%Derived (calculated)
    • Return on equity (FY 2025-12-31): 8.2%Derived (calculated)
    • Return on assets (FY 2025-12-31): 0.8%Derived (calculated)
    • Debt-to-equity (FY 2025-12-31): 9.05xDerived (calculated)
    • Total assets (YoY) (2025-12-31 vs 2024-12-31): -0.0%Derived (calculated)
    • Capex (YoY) (2025-12-31 vs 2024-12-31): 82.2%Derived (calculated)
    • EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): -21.2%Derived (calculated)
    • EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): -21.3%Derived (calculated)
    • Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 96.9%Derived (calculated)
    • Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 4.4%Derived (calculated)
    • Net income (YoY) (2025-12-31 vs 2024-12-31): -21.8%Derived (calculated)
    • Total liabilities (YoY) (2025-12-31 vs 2024-12-31): -0.5%Derived (calculated)
    • Long-term debt (annual): USD 299.96MSEC XBRL filing
    • Total assets (annual): USD 8.51BSEC XBRL filing
    • EPS (basic) (annual): USD-PER-SHARES 2SEC XBRL filing
    • Net income (annual): USD 69.22MSEC XBRL filing
    • Operating cash flow (annual): USD 93.82MSEC XBRL filing
    • Pre-tax income (annual): USD 82.63MSEC XBRL filing
    • EPS (diluted) (annual): USD-PER-SHARES 2SEC XBRL filing
    • Capex (annual): USD 20.34MSEC XBRL filing
    • Total liabilities (annual): USD 7.67BSEC XBRL filing
    • Cash & equivalents (annual): USD 389.79MSEC XBRL filing
    • Shareholders' equity (annual): USD 847.62MSEC XBRL filing
    Showing 24 of 60 surfaced claims.
    Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.

    The Thread

    Everything we know, in order
    2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
    2026-07-24 00:00 UTCTRANSCRIPTEarnings call — Q3 2026
    2026-07-24EVENTQ2 2026 earnings (expected) estimated date
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 00:00 UTCINSIDER25 insider transactions — 2026-06
    2026-06-20INSIDERMartinez Anne transacted 176 sh — CRO ~$6k
    2026-06-20INSIDERAnthony Sherri transacted 128 sh — Chief Banking Officer ~$4k
    2026-06-20INSIDERPINKLEY APRIL transacted 135 sh — CAO ~$5k
    2026-06-09INSIDERCraddock John Mitchell Jr. sold 486 sh — Chief Operating Officer ~$16k
    2026-06-01INSIDERSHAMBURGER JULIE transacted 71 sh — CFO
    2026-06-01INSIDERCraddock John Mitchell Jr. transacted 53 sh — Chief Operating Officer
    2026-06-01INSIDERDAVIS SUNI M transacted 41 sh — CHIEF TREASURY OFFICER
    2026-06-01INSIDERSMITH PRESTON L transacted 28 sh — Director
    2026-06-01INSIDERSHANDS HILLIARD J transacted 14 sh — Director
    2026-06-01INSIDERMartinez Anne transacted 49 sh — CRO
    2026-06-01INSIDERMcKinney Raymond C transacted 14 sh — Director
    2026-06-01INSIDERPINKLEY APRIL transacted 37 sh — CAO
    2026-06-01INSIDERGIBSON LEE R transacted 93 sh — Director
    2026-06-01INSIDERJones Jeb Weldon transacted 14 sh — Director
    2026-06-01INSIDERGreen Jared C. transacted 18 sh — Regional President, ETX
    2026-06-01INSIDERFrailey Alton L. transacted 148 sh — Director
    2026-06-01INSIDERBurchard Curtis transacted 69 sh — CHIEF LENDING OFFICER
    2026-06-01INSIDERCALLAN PATRICIA ANN transacted 14 sh — Director
    2026-06-01INSIDERGarrett John Robert transacted 14 sh — Director, COB
    2026-06-01INSIDERCalhoun Kirk A. transacted 19 sh — Director
    2026-06-01INSIDERANDERSON LAWRENCE LAZELLE transacted 18 sh — Director
    2026-06-01INSIDERANDERSON SUSAN ELAINE transacted 14 sh — Director
    2026-06-01INSIDERArnold T L Jr transacted 53 sh — CCO
    2026-06-01INSIDERDacus Shannon transacted 14 sh — Director
    2026-06-01INSIDERAnthony Sherri transacted 32 sh — Chief Banking Officer
    2026-05-20FILING8-K filing →
    2026-04-30FILING10-Q filing →
    2026-04-30FILING8-K filing →
    2026-03-25FILINGDEF 14A filing →
    2026-02-27FILING10-K filing →
    2026-02-20FILING8-K filing →
    2026-01-29FILING8-K filing →
    2026-01-06FILING8-K filing →
    Showing the 40 most recent of 46 entries.
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage