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INDICATIVE · SAMPLE DATA
SCBL.LZ56

Standard Chartered Bank Zambia PLC

BanksVerified

Standard Chartered Bank Zambia PLC has a total equity of ZMW 1,413,188,000 and no dilution risk, as the number of basic and diluted shares outstanding is identical at 2,083,726,250. The company's debt-to-equity ratio is 0.0, indicating no leverage in its capital structure. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's profitability and returns are not directly comparable to industry benchmarks due to the lack of disclosed metrics such as ROIC, net interest margin, or return on equity. Without these metrics, it is not possible to evaluate its performance relative to the Banks industry's preferred KPIs. Standard Chartered Bank Zambia PLC operates primarily in Zambia, and its revenue concentration is not disclosed in the available data. The absence of segment or geographic breakdowns limits the ability to assess exposure to regional economic conditions. The company's growth trajectory is not quantifiable due to the lack of historical revenue data and forward-looking guidance in the available documents. No numeric deltas or directionality for the current or next fiscal year are provided, making it difficult to assess growth potential. The risk assessment indicates low dilution potential, with no evidence of recent share issuance or plans for future dilution. However, the absence of liquidity metrics and the lack of going-concern language in source documents raise concerns about the company's ability to meet short-term obligations. No recent events, such as filings or transcripts, are available in the source documents to provide insight into the company's current operations or strategic direction.

30-day price · SCBL.LZ-0.22 (-14.8%)
Low$1.18High$1.56Close$1.27As of12 May, 00:00 UTC
Profile
CompanyStandard Chartered Bank Zambia PLC
TickerSCBL.LZ
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Standard Chartered Bank Zambia PLC provides banking and investment services in Zambia, generating revenue through interest income, fees, and commissions.

Classification. Standard Chartered Bank Zambia PLC is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.

Standard Chartered Bank Zambia PLC has a total equity of ZMW 1,413,188,000 and no dilution risk, as the number of basic and diluted shares outstanding is identical at 2,083,726,250. The company's debt-to-equity ratio is 0.0, indicating no leverage in its capital structure. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's profitability and returns are not directly comparable to industry benchmarks due to the lack of disclosed metrics such as ROIC, net interest margin, or return on equity. Without these metrics, it is not possible to evaluate its performance relative to the Banks industry's preferred KPIs. Standard Chartered Bank Zambia PLC operates primarily in Zambia, and its revenue concentration is not disclosed in the available data. The absence of segment or geographic breakdowns limits the ability to assess exposure to regional economic conditions. The company's growth trajectory is not quantifiable due to the lack of historical revenue data and forward-looking guidance in the available documents. No numeric deltas or directionality for the current or next fiscal year are provided, making it difficult to assess growth potential. The risk assessment indicates low dilution potential, with no evidence of recent share issuance or plans for future dilution. However, the absence of liquidity metrics and the lack of going-concern language in source documents raise concerns about the company's ability to meet short-term obligations. No recent events, such as filings or transcripts, are available in the source documents to provide insight into the company's current operations or strategic direction.
Key takeaways
  • Standard Chartered Bank Zambia PLC has no debt and no dilution risk, as basic and diluted shares are equal.
  • The company's debt-to-equity ratio is 0.0, indicating a conservative capital structure.
  • Liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language.
  • The company's profitability and returns are not disclosed, making it difficult to compare with industry benchmarks.
  • No recent events or forward-looking guidance are available to assess growth or strategic direction.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyZMW
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity$1.41B
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$832.6M$353.9M$395.6M
FY-3$594.8M$244.6M-$101.5M
FY-2$847.9M$599.7M$613.2M
FY-1$306.4M$259.1M-$555.1M
FY0$256.9M$238.4M$175.9M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$13.27B$1.15B
FY-3$15.43B$965.9M
FY-2$16.95B$1.42B
FY-1$18.48B$1.10B
FY0$16.67B$1.33B
PeriodOCFCapExFCFSBC
FY-4-$23.8M-$46.7M$395.6M
FY-3-$1.10B-$68.7M-$101.5M
FY-2-$802.1M-$65.8M$613.2M
FY-1-$1.14B-$69.8M-$555.1M
FY0$1.61B-$6.4M$175.9M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7$1.41B
FQ-6
FQ-5
FQ-4
FQ-3$1.15B
FQ-2
FQ-1$1.29B
FQ0$16.67B$1.33B
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity0.0
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricSCBL.LZActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity0.0%56.1% medp25 13.2% · p75 161.2%bottom quartile
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-11 00:57 UTC#3db2ffbe
Source: analysis-pipeline (hybrid)Generated: 2026-05-29 08:10 UTCJob: ffa0b155