STBS—58

Secure Trust Bank PLC

BanksVerified

Secure Trust Bank PLC has a basic and diluted share count of 19,114,795, indicating no immediate dilution pressure from share issuance. However, the liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in the source documents. The company's profitability and returns are not currently available for comparison against industry_config preferred metrics or cohort medians, as the valuation snapshot does not provide relevant data. Segment and geographic exposure details are not disclosed in the available data, making it difficult to assess revenue concentration or geographic diversification. Growth trajectory is not quantified in the available data, as no numeric deltas or revenue history are provided for the current or next fiscal year. Risk factors include an inability to assess liquidity risk, which could affect the company's operational stability. The dilution potential is currently low, and no adjustments have been applied to the valuation metrics. Recent events, such as filings or transcripts, are not detailed in the available data, limiting insight into the company's recent developments.

30-day price · STBS-60.00 (-4.5%)

Low$1212.00High$1408.00Close$1270.00As of17 May, 00:00 UTC

Profile

CompanySecure Trust Bank PLC

TickerSTBS.L

SectorFinancials

BusinessBanking & Investment Services

Industry groupBanking & Investment Services

IndustryBanks

AI analysis

Business. Secure Trust Bank PLC provides banking and investment services, primarily operating in the financial sector.

Classification. Secure Trust Bank PLC is classified under the Financials economic sector, within the Banking & Investment Services business sector, and the Banks industry, with a classification confidence of 0.92.

Key takeaways

Secure Trust Bank PLC has no immediate dilution pressure based on the current share count.
The company's liquidity risk could not be assessed due to missing balance-sheet data.
Profitability and returns data are not available for comparison with industry benchmarks.
Growth trajectory and segment performance are not quantified in the available data.
No recent events or filings are disclosed, limiting insight into the company's recent developments.
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Financial snapshot

PeriodHA-latest

CurrencyGBP

Revenue—

Gross profit—

Operating income—

Net income—

R&D—

SG&A—

D&A—

SBC—

Operating cash flow—

CapEx—

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Total equity—

Cash & equivalents—

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Annual history (last 5)

PeriodRevenueOp IncomeNet IncomeFCF

FY-4$136.2M—$45.6M$35.8M

FY-3$152.6M—$33.7M$19.5M

FY-2$167.6M—$24.3M$18.1M

FY-1$137.3M—$19.7M$40.6M

FY0$151.1M—$17.6M$39.7M

PeriodGross %Op %Net %FCF %

FY-4————

FY-3————

FY-2————

FY-1————

FY0————

PeriodAssetsEquityCashDebt

FY-4$2.89B$302.4M——

FY-3$3.38B$326.9M——

FY-2$3.78B$344.5M——

FY-1$4.12B$360.5M——

FY0$4.32B$374.3M——

PeriodOCFCapExFCFSBC

FY-4-$96.4M-$1.3M$35.8M—

FY-3$32.7M-$2.7M$19.5M—

FY-2-$45.4M-$2.7M$18.1M—

FY-1$111.7M-$1.0M$40.6M—

FY0$257.0M-$1.6M$39.7M—

Quarterly history (last 4)

PeriodRevenueOp IncomeNet IncomeFCF

FQ-7————

FQ-6————

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FQ0————

PeriodGross %Op %Net %FCF %

FQ-7————

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FQ0————

PeriodAssetsEquityCashDebt

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PeriodOCFCapExFCFSBC

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Valuation

Market price—

Market cap—

Enterprise value—

P/E—

Reported non-GAAP P/E—

EV/Revenue—

EV/Op income—

EV/OCF—

P/B—

P/Tangible book—

Tangible book—

Net cash—

Current ratio—

Debt/Equity—

ROA—

ROE—

Cash conversion—

CapEx/Revenue—

SBC/Revenue—

Asset intensity—

Dilution ratio0.0%

Risk assessment

Dilution riskLow

Liquidity riskUnknown

Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).

Industry benchmarks

Activity: Banks · cohort 670 companies

MetricSTBSActivity

Op margin—36.8% medp25 22.9% · p75 60.0%

Net margin—33.6% medp25 19.4% · p75 51.1%

Gross margin—55.0% medp25 42.9% · p75 88.7%

CapEx / revenue—-4.6% medp25 -10.4% · p75 -2.1%

Debt / equity—56.1% medp25 13.2% · p75 161.2%

Observations

IR observations

Mean price target2,100.00 GBP

Median price target2,100.00 GBP

High price target2,200.00 GBP

Low price target2,000.00 GBP

Mean recommendation1.50 (1=strong buy, 5=strong sell)

Strong-buy count1.00

Buy count1.00

Hold count0.00

Sell count0.00

Strong-sell count0.00

Mean EPS estimate2.46 GBP

Last actual EPS2.11 GBP

Competitor context

JPMJPMorgan ChaseUSPeer

Derived from classification anchor Banks.

Banks, Banking & Investment Services, Financials

BACBank of AmericaUSPeer

Derived from classification anchor Banks.

Banks, Banking & Investment Services, Financials

CCitigroupUSPeer

Derived from classification anchor Banks.

Banks, Banking & Investment Services, Financials

Source data

Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.

Company fundamentalsperiod FQ-7 · history via verified-market-data

no public URL

2026-05-07 07:35 UTC#a1d78737

Source: analysis-pipeline (hybrid)Generated: 2026-05-29 14:02 UTCJob: 59ab380f