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SIFI.CM — — Unclassified

Singer Finance (Lanka) PLC

$59,00
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— —
USD
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Last 30 days
1D5D1M3M6MYTD1Y5YMax
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Mcap
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P/E
—
EV / Rev
—
Div yield
1,91 %
Op margin
16,2 %
ROE
8,8 %
Net margin
9,5 %
Debt / equity
8,73
Beta
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52w range
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Volume
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Day range
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Prev close
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Open
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Next earnings
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Ex-dividend
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TR 1Y
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About

Singer Finance (Lanka) PLC operates as a financial services entity, generating revenue through interest and fee-based activities within the Consumer Finance industry.

Business. Singer Finance (Lanka) PLC operates as a financial services entity, generating revenue through interest and fee-based activities within the Consumer Finance industry.

Classification20 %
SectorUnclassified
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
Upcoming events
— missing data
See all catalysts →

At a glance

Score
—
not yet scored
Valuation
—
valuation pending
Analysts
—
not yet wired
Ownership
—
not yet wired
Profitability→
8,8 %
return on equity
Quality
—
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning SIFI.

    • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to SIFI.CM. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Singer Finance (Lanka) PLC operates as a financial services entity, generating revenue through interest and fee-based activities within the Consumer Finance industry.

    Classification20 %
    SectorUnclassified
    AI synthesis
    GENERATED
    — missing data
    Key takeaways
    • High leverage with a debt-to-equity ratio of 8.73 increases financial risk and interest sensitivity.
    • Modest profitability with 8.84% ROE and 0.88% ROA reflects the capital-intensive nature of consumer finance.
    • Negative operating cash flow of LKR 23.1 billion contrasts with positive free cash flow of LKR 1.5 billion, indicating working capital dynamics.
    • Medium liquidity risk is flagged due to negative net cash position after debt subtraction.
    • Low dilution risk suggests stable share count with no immediate pressure from equity issuance.

    Bull / Bear case

    Generated · model-assisted
    BULL CASE · 2

    Free cash flow surged 158.6% year-over-year to LKR 1.55 billion, highlighting a significant improvement in cash generation.

    Net income grew 51.9% year-over-year to LKR 1.58 billion, showing strong recent earnings momentum despite long-term declines.

    BEAR CASE · 4

    Debt-to-equity ratio of 8.73 places the company in the bottom quartile, signaling extreme leverage risk compared to peers.

    High credit risk flag indicates significant potential for loan defaults or counterparty failures, threatening asset quality and stability.

    Cash conversion ratio of -2.76 is in the bottom quartile, suggesting poor ability to convert earnings into actual cash.

    Medium liquidity risk flag suggests potential difficulties in meeting short-term obligations, raising concerns about financial flexibility.

    In focus — financials by report

    Valuation FY

    Market price
    $59,00
    Market cap
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    Enterprise valueⓘ
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    P/Eⓘ
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    Non-GAAP P/Eⓘ
    —
    EV / Revenueⓘ
    —
    EV / Op incomeⓘ
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    EV / OCFⓘ
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    P / Bⓘ
    —
    P / Tangible bookⓘ
    —
    Tangible book
    $9.64B
    Net cashⓘ
    -$84.09B
    Current ratioⓘ
    —
    Debt / equityⓘ
    8.7
    ROAⓘ
    0.9%
    ROEⓘ
    8.8%
    Cash conversionⓘ
    -276.0%
    CapEx / revenueⓘ
    -2.1%
    SBC / revenueⓘ
    —
    Dilution ratioⓘ
    0.0%

    Revenue by segment

    Commercial & Consumer Lending—
    low · llm_fanout_v2
    Retail Banking Services—
    low · llm_fanout_v2

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Op Margin16,2 %Above P75
    Net Margin9,5 %Above median
    ROE8,8 %Above median
    Capex / Rev-2,1 %Above median
    D/E8,73Bottom quartile
    Cash Conv-2,76Bottom quartile

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    • Reference data
    How metrics are computed
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Capex To Revenue
      capital_expenditure / revenue
    • Return On Equity
      net_income / total_equity
    • Return On Assets
      net_income / total_assets
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    Source documents
    • Singer Finance (Lanka) PLC Market data — financials · 2026-07-06

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    30shares short+42.9% vs prior
    1days to cover
    37.5%short of daily vol
    5fails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    SIFI.CMCanonical
    — · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data · Reference data Premium coverage