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INDICATIVE · SAMPLE DATA
SOUB.PK56

SouthPoint Bancshares Inc

BanksVerified

SouthPoint Bancshares Inc has a fully diluted share count of 2,970,785 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability metrics for SouthPoint Bancshares Inc are not available in the current dataset, making it difficult to compare its performance against industry_config preferred metrics or cohort medians. This lack of data limits the ability to assess its return on equity, net interest margin, or efficiency ratios. The company's revenue concentration and geographic exposure are not disclosed in the available data, which prevents a detailed analysis of its segmental or regional performance. Without this information, it is challenging to evaluate the diversification of its revenue streams or the potential impact of regional economic shifts. Growth trajectory data is also limited, with no outlook provided for the current or next fiscal year. Historical revenue data is not available, which hinders the ability to assess the company's growth rate or its position relative to competitors such as JPMorgan Chase, Bank of America, and Citigroup. Risk factors include the inability to assess liquidity risk, which could affect the company's ability to meet short-term obligations. The dilution risk is currently low, as there is no evidence of dilutive instruments or recent equity issuances. Recent events and filings have not been disclosed in the available data, which limits the ability to assess any material developments that may impact the company's operations or financial position.

30-day price · SOUB.PK+2.95 (+20.8%)
Low$14.15High$19.53Close$17.10As of13 May, 00:00 UTC
Profile
CompanySouthPoint Bancshares Inc
TickerSOUB.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. SouthPoint Bancshares Inc is a financial services company primarily engaged in banking activities, offering a range of services including commercial and retail banking, wealth management, and loan products.

Classification. SouthPoint Bancshares Inc is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry, with a classification confidence of 0.92.

SouthPoint Bancshares Inc has a fully diluted share count of 2,970,785 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability metrics for SouthPoint Bancshares Inc are not available in the current dataset, making it difficult to compare its performance against industry_config preferred metrics or cohort medians. This lack of data limits the ability to assess its return on equity, net interest margin, or efficiency ratios. The company's revenue concentration and geographic exposure are not disclosed in the available data, which prevents a detailed analysis of its segmental or regional performance. Without this information, it is challenging to evaluate the diversification of its revenue streams or the potential impact of regional economic shifts. Growth trajectory data is also limited, with no outlook provided for the current or next fiscal year. Historical revenue data is not available, which hinders the ability to assess the company's growth rate or its position relative to competitors such as JPMorgan Chase, Bank of America, and Citigroup. Risk factors include the inability to assess liquidity risk, which could affect the company's ability to meet short-term obligations. The dilution risk is currently low, as there is no evidence of dilutive instruments or recent equity issuances. Recent events and filings have not been disclosed in the available data, which limits the ability to assess any material developments that may impact the company's operations or financial position.
Key takeaways
  • SouthPoint Bancshares Inc has no dilution risk as of the latest data, with basic and diluted shares outstanding being equal.
  • Liquidity risk could not be assessed due to missing balance-sheet inputs and no going-concern language in source documents.
  • Profitability and return metrics are not available, limiting the ability to compare with industry benchmarks.
  • Revenue concentration and geographic exposure data are not disclosed, making it difficult to evaluate diversification.
  • Growth trajectory and historical revenue data are not available, hindering the ability to assess performance against competitors.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4
FY-3
FY-2
FY-1
FY0
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4
FY-3
FY-2
FY-1
FY0
PeriodOCFCapExFCFSBC
FY-4
FY-3
FY-2
FY-1
FY0
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricSOUB.PKActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-12 01:34 UTC#d5c28695
Source: analysis-pipeline (hybrid)Generated: 2026-05-29 12:52 UTCJob: 090163e5