Star Money PCL

Star Money PCL has a debt-to-equity ratio of 1.49, indicating a moderate reliance on debt financing, which is above the typical threshold for financial institutions. The company's liquidity position is assessed as medium, with a current ratio of 0.83, suggesting that it may struggle to meet short-term obligations without additional financing. The company's free cash flow of 33,163,000 THB indicates some capacity to fund operations and investments without external financing. In terms of profitability, Star Money PCL's return on equity (ROE) is 1.7%, and its return on assets (ROA) is 0.63%. These figures are below the industry median for consumer lending institutions, indicating that the company is underperforming relative to its peers in terms of capital efficiency and asset utilization. The company's revenue is concentrated in a single business segment, with no disclosed geographic diversification. This lack of diversification increases the company's exposure to regional economic downturns and regulatory changes. The company's revenue has remained relatively stable, with no significant growth or decline in the most recent period. Star Money PCL's outlook for the current fiscal year is neutral, with no significant changes expected in revenue or profitability. The company's capital expenditure is minimal, at -2,119,000 THB, indicating a conservative approach to investment. The company's risk assessment indicates a low potential for dilution, with no significant changes in shares outstanding between basic and diluted measures. The company's liquidity risk is moderate, with a negative net cash position after accounting for total debt. Recent filings and transcripts do not indicate any material events or strategic shifts for Star Money PCL. The company's financial performance and risk profile remain consistent with historical trends.