Sundaram Finance Ltd

Sundaram Finance Ltd maintains a capital structure characterized by high leverage, with a debt-to-equity ratio of 4.68. Total liabilities stand at INR 709.0 billion against total equity of INR 148.9 billion. Long-term debt constitutes the majority of liabilities at INR 696.4 billion. The company holds INR 9.9 billion in cash and equivalents, resulting in a negative net cash position after subtracting total debt. Operating cash flow is negative at INR -58.9 billion, while free cash flow is positive at INR 17.8 billion, driven by low capital expenditure of INR -0.6 billion.

Profitability metrics indicate a return on equity of 13.82% and a return on assets of 2.4%. The company generated net income of INR 20.6 billion on revenue of INR 96.7 billion. Operating income was INR 24.8 billion, reflecting an operating margin of approximately 25.6%. Gross profit was INR 48.0 billion. Without cohort median data, these returns are assessed in isolation, though the ROE suggests efficient use of equity despite the high leverage.