Sus.L

SUS.L has a debt-to-equity ratio of 0.97, indicating a relatively balanced capital structure with moderate leverage. The company's liquidity position is characterized by a current ratio of 22.28, which is significantly higher than the industry median, suggesting strong short-term liquidity. However, the company has no cash and equivalents, and its operating cash flow is negative at -21.5 million GBP, which raises concerns about its ability to fund operations from core activities.

In terms of profitability, SUS.L reports a return on equity (ROE) of 9.52% and a return on assets (ROA) of 4.73%. These figures are above the industry median for ROE but slightly below the median for ROA, indicating that the company is generating reasonable returns for shareholders but could improve asset utilization efficiency.

The company's revenue is concentrated in the consumer lending segment, with no disclosed geographic diversification. This concentration increases exposure to regional economic downturns and regulatory changes in the consumer finance sector. The lack of geographic diversification is a notable risk factor, as it limits the company's ability to offset losses in one region with gains in another.

Looking at the growth trajectory, SUS.L has reported a revenue of 107.43 million GBP in the latest period. While the company has shown positive net income of 23.71 million GBP, the outlook for the next fiscal year is uncertain due to the negative operating cash flow and the absence of clear growth drivers in the disclosed financials. The company's capital expenditure of -0.88 million GBP suggests minimal investment in long-term growth.

The risk assessment for SUS.L highlights medium liquidity risk and low dilution risk. The company's net cash position is negative after subtracting total debt, which could impact its ability to meet short-term obligations. The low dilution risk is supported by the absence of significant share issuance activity and the alignment of basic and diluted shares outstanding.

Recent events and filings do not indicate any major changes in the company's operations or strategic direction. The company's financial performance and risk profile remain stable, with no significant new risks or opportunities identified in the latest disclosures. The analyst estimates suggest a generally positive outlook, with a mean price target of 2,426.67 GBP and a median price target of 2,460.00 GBP, reflecting moderate confidence in the company's future performance.