Thg Plc
THG PLC is a technology company that provides online services, primarily through its software and IT services offerings.
Business. THG PLC (THG.L) is an insurance company headquartered in the United Kingdom and primarily listed on the London Stock Exchange. The firm operates within the Insurance industry group, focusing on insurance-related activities. Specific details regarding operating segments and geographic revenue mix are not available.
Analyst recommendations
4 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
THG PLC (THG.L) is an insurance company headquartered in the United Kingdom and primarily listed on the London Stock Exchange. The firm operates within the Insurance industry group, focusing on insurance-related activities. Specific details regarding operating segments and geographic revenue mix are not available.
THG PLC's capital structure and liquidity position are not fully assessable due to the absence of balance-sheet inputs and no going-concern language in the source documents. The company's liquidity risk remains unknown, and there is no evidence of dilution pressure in the near term.
Profitability and return metrics for THG PLC are not available in the current dataset. Without access to key financial ratios such as ROIC, EBITDA margins, or net profit margins, it is not possible to compare the company's performance against industry benchmarks or preferred metrics for the Online Services sector.
Segment and geographic exposure data for THG PLC are not disclosed in the available source documents. The company's revenue concentration by product line or geographic region is therefore unknown, limiting the ability to assess diversification risk or growth opportunities.
Growth trajectory for THG PLC is not quantifiable at this time. The company's outlook for the current and next fiscal years, including revenue and earnings expectations, is not provided in the available data. Analysts have issued a mean price target of 55.33 GBP and a median price target of 60.00 GBP, with a mean recommendation of 2.00 (indicating a "Hold" rating).
Risk factors for THG PLC include the inability to assess liquidity risk due to missing balance-sheet data. The company's dilution risk is currently low, and no adjustments have been applied to valuation metrics. However, the absence of going-concern language in source documents raises concerns about the completeness of the financial picture.
Recent events and disclosures for THG PLC are not detailed in the available source documents. Analyst estimates and price targets are the most recent inputs, but no specific filings, transcripts, or earnings call summaries are provided to inform the company's strategic direction or operational performance.
- THG PLC operates in the Online Services industry within the Technology economic sector.
- The company's liquidity and capital structure are not fully assessable due to missing balance-sheet data.
- Analysts have assigned a "Hold" rating to THG PLC, with a mean price target of 55.33 GBP.
- No segment or geographic revenue concentration data is available for THG PLC.
- The company's profitability and return metrics are not disclosed in the current dataset.
- Dilution risk is currently low, but liquidity risk remains unassessed.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Revenue £1.72B, −1,9% YoY; Operating income +105,5% YoY.
- ▍Revenue £1.72B, −1,9% YoY
- ▍Operating income +105,5% YoY
- ▍Net income +116,6% YoY
- ▍Free cash flow +103,2% YoY
- ▍Net margin 3.1%
Revenue £1.75B, −6,8% YoY; Operating income −277,0% YoY.
- ▍Revenue £1.75B, −6,8% YoY
- ▍Operating income −277,0% YoY
- ▍Net income −31,3% YoY
- ▍Free cash flow −37,2% YoY
- ▍Net margin -18.6%
Revenue £1.88B, −16,1% YoY; Operating income +92,1% YoY.
- ▍Revenue £1.88B, −16,1% YoY
- ▍Operating income +92,1% YoY
- ▍Net income +54,0% YoY
- ▍Free cash flow +72,8% YoY
- ▍Net margin -13.2%
Revenue £2.24B, +2,7% YoY; Operating income −260,5% YoY.
- ▍Revenue £2.24B, +2,7% YoY
- ▍Operating income −260,5% YoY
- ▍Net income −291,1% YoY
- ▍Free cash flow −225,4% YoY
- ▍Net margin -24.1%
Revenue £2.18B; Operating income -£137.5M.
- ▍Revenue £2.18B
- ▍Operating income -£137.5M
- ▍Net margin -6.3%
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | -0,03 |
| Revenue | —no estimate | —no estimate | 1,8B GBP |
| Operating income | —no estimate | —no estimate | 25,8M GBP |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- Executive Vice President · Common Stock Option (right to buy) → Common StockDisposed 19 084 @ $115,35exercise · 2026-07-29
- Executive Vice President · Common Stock Option (right to buy) → Common StockDisposed 20 379 @ $117,22exercise · 2026-07-29
- Executive Vice President · Common Stock Option (right to buy) → Common StockDisposed 26 832 @ $118,54exercise · 2026-07-29
- Executive Vice President · Common Stock Option (right to buy) → Common StockDisposed 16 394 @ $104,11exercise · 2026-06-03
- Executive Vice President · Common Stock Option (right to buy) → Common StockDisposed 6 262 @ $115,35exercise · 2026-05-20
- Director, President and CEO · Common Stock Option (right to buy) → Common StockDisposed 24 026 @ $104,11exercise · 2026-05-19
- Director, President and CEO · Common Stock Option (right to buy) → Common StockDisposed 9 098 @ $85,87exercise · 2026-05-19
- Director, President and CEO · Common Stock Option (right to buy) → Common StockDisposed 18 194 @ $85,87exercise · 2026-05-15
- Executive Vice President · Common Stock Option (right to buy) → Common StockDisposed 4 175 @ $115,35exercise · 2026-05-14
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- THG PLC Market data — financials · 2026-05-29
- THG PLC Market data — analyst estimates · 2026-05-29
- THG PLC Market data — ESG · 2026-05-29
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,10 %$143M
- Investment Managers · as of 2026-03-310,09 %$174M
- Investment Managers · as of 2026-03-310,08 %$175M
- Investment Managers · as of 2026-03-310,05 %$152M
- Investment Managers · as of 2026-03-310,03 %$168M
- Institutional Investor · as of 2026-03-310,03 %$104M
- Institutional Investor · as of 2026-03-310,03 %$120M
- Investment Managers · as of 2026-03-310,03 %$0M
- Investment Managers · as of 2026-03-310,01 %$82M
- Funds · as of 2026-03-310,01 %$79M
- Institutional Investor · as of 2026-03-310,01 %$59M
- Institutional Investor · as of 2026-03-310,01 %$20M
- Investment Managers · as of 2026-03-310,01 %$283M
- Investment Managers · as of 2025-12-310,01 %$669M
- Investment Managers · as of 2024-06-300,01 %$420M
- Investment Managers · as of 2026-03-310,01 %$126M
- Investment Managers · as of 2026-03-310,01 %$59M
- Investment Managers · as of 2026-03-310,01 %$32M
- Investment Managers · as of 2026-03-310,01 %$0M
- Investment Managers · as of 2026-03-310,01 %$14M
- Investment Managers · as of 2026-03-310,01 %$41M
- Investment Managers · as of 2026-03-310,00 %$38M
- Investment Managers · as of 2026-03-310,00 %$80M
- Investment Managers · as of 2024-12-310,00 %$12M
- Institutional Investor · as of 2022-09-300,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$7M
- Investment Managers · as of 2026-03-310,00 %$4M
- Investment Managers · as of 2026-03-310,00 %$2M
- Institutional Investor · as of 2026-03-310,00 %$15M
- Investment Managers · as of 2026-03-310,00 %$3M
- Brokerage Firms · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$1M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
Insider activity
- Executive Vice President · Common StockOther 49 330 @ $232,34$11,5M · 2026-07-29
- Executive Vice President · Common StockOther 19 084 @ $115,35$2,2M · 2026-07-29
- Executive Vice President · Common StockOther 26 832 @ $118,54$3,2M · 2026-07-29
- Executive Vice President · Common StockOther 20 379 @ $117,22$2,4M · 2026-07-29
- Director · Common StockOther 4 · 2026-06-26
- Executive Vice President · Common StockOther 11 · 2026-06-26
- Executive Vice President · Common StockOther 11 · 2026-06-26
- SVP & Princpl. Accntg. Officer · Common StockOther 6 · 2026-06-26
- Director, President and CEO · Common StockOther 122 · 2026-06-26
- Executive Vice President · Common StockOther 25 · 2026-06-26
- Director · Common StockOther 4 · 2026-06-26
- Director · Common StockOther 4 · 2026-06-26
- Director · Common StockOther 4 · 2026-06-26
- Director · Common StockOther 4 · 2026-06-26
- Director · Common StockOther 4 · 2026-06-26
- Director · Common StockOther 4 · 2026-06-26
- Director · Common StockOther 4 · 2026-06-26
- Director · Common StockOther 4 · 2026-06-26
- Director · Common StockOther 4 · 2026-06-26
- Executive Vice President · Common StockSold 16 394 @ $185,76$3,0M · 2026-06-03
- Executive Vice President · Common StockOther 16 394 @ $104,11$1,7M · 2026-06-03
- Director · Common StockSold 1 000 @ $195,37$195K · 2026-05-21
- Director, President and CEO · Common StockSold 5 145 @ $194,05$998K · 2026-05-20
- Director, President and CEO · Common StockSold 3 152 @ $193,21$609K · 2026-05-20
- Director, President and CEO · Common StockSold 61 @ $194,77$12K · 2026-05-20
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 7.6%Derived (calculated)
- Return on equity (FY 2025-12-31): 18.5%Derived (calculated)
- Net margin (FY 2025-12-31): 10.0%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 46.1%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 3.74xDerived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 55.2%Derived (calculated)
- Return on assets (FY 2025-12-31): 3.9%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 16.8%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 10.9%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 25.7%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): 5.7%Derived (calculated)
- Operating income (YoY) (2025-12-31 vs 2024-12-31): 43.5%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): 157.8%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 55.5%Derived (calculated)
- Capex (YoY) (2025-12-31 vs 2024-12-31): -24.5%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 56.1%Derived (calculated)
- Capex (annual): USD 7.7MSEC XBRL filing
- Operating cash flow (annual): USD 1.18BSEC XBRL filing
- Revenue (annual): USD 6.59BSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES 18SEC XBRL filing
- Pre-tax income (annual): USD 843.8MSEC XBRL filing
- Cash & equivalents (annual): USD 1.12BSEC XBRL filing
- Net income (annual): USD 662.5MSEC XBRL filing
- Long-term debt (annual): USD 843.3MSEC XBRL filing