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Companies Financials TQM.BK
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TQM.BK SET (Bangkok) Multiline Insurance & Brokers

TQM Alpha PCL

$13,50
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1D5D1M3M6MYTD1Y5YMax
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Mcap
P/E
EV / Rev
Div yield
7,59 %
Op margin
26,1 %
ROE
25,3 %
Net margin
19,1 %
Debt / equity
0,57
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

TQM Alpha PCL operates in the insurance and asset management sectors, generating revenue primarily through underwriting insurance products and managing investment portfolios.

Business. TQM Alpha PCL (TQM.BK) is a multiline insurance and broker headquartered in Thailand, operating within the Financials sector. The company is primarily listed on the Stock Exchange of Thailand (SET). Its business activities focus on asset management and insurance services, generating revenue through a premium-income model. Specific operating segments and geographic breakdowns are not disclosed in the available data.

Classification92 %
SectorFinancials
Business sectorInsurance
IndustryMultiline Insurance & Brokers
ActivityAsset Management
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
25,3 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning TQM.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to TQM.BK. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    TQM Alpha PCL (TQM.BK) is a multiline insurance and broker headquartered in Thailand, operating within the Financials sector. The company is primarily listed on the Stock Exchange of Thailand (SET). Its business activities focus on asset management and insurance services, generating revenue through a premium-income model. Specific operating segments and geographic breakdowns are not disclosed in the available data.

    Classification92 %
    SectorFinancials
    Business sectorInsurance
    IndustryMultiline Insurance & Brokers
    ActivityAsset Management
    AI synthesis
    GENERATED

    TQM Alpha PCL maintains a relatively strong liquidity position, with a current ratio of 2.04, indicating that it has twice as many current assets as current liabilities. However, the company's net cash position is negative after subtracting total debt, which raises concerns about its short-term liquidity. The company's debt-to-equity ratio of 0.57 suggests a moderate level of leverage, with total liabilities accounting for 52.5% of total assets.

    In terms of profitability, TQM Alpha PCL demonstrates a return on equity (ROE) of 25.34%, which is a strong indicator of efficient capital use and profitability. The return on assets (ROA) of 12.02% also reflects a solid performance in generating returns from its asset base. These metrics are in line with the industry's preferred metrics for profitability and capital efficiency.

    The company's revenue is concentrated in its core insurance and asset management operations, with no significant geographic diversification disclosed. This concentration may expose the company to regional economic fluctuations and regulatory changes that could impact its revenue streams.

    TQM Alpha PCL's growth trajectory is supported by its strong operating and net income figures, with operating income of 10.07 billion THB and net income of 7.37 billion THB. The company's free cash flow of 282.64 million THB indicates that it has sufficient cash to fund operations and potentially reinvest in growth opportunities.

    The company's risk profile is characterized by a medium liquidity risk and a low dilution risk. The key risk flag of negative net cash after subtracting total debt suggests that the company may need to manage its debt obligations carefully. The dilution risk is low, as there is no indication of significant share issuance or dilution potential in the near term.

    Recent financial filings and transcripts do not indicate any major events or strategic shifts that would significantly alter the company's financial position or operational strategy. The company's financial performance appears to be stable, with no immediate signs of distress or major challenges.

    Key takeaways
    • TQM Alpha PCL has a strong return on equity (25.34%) and return on assets (12.02%), indicating efficient capital use and profitability.
    • The company's liquidity position is moderate, with a current ratio of 2.04, but it faces a negative net cash position after subtracting total debt.
    • TQM Alpha PCL's revenue is concentrated in its core insurance and asset management operations, with no significant geographic diversification.
    • The company's growth is supported by strong operating and net income figures, with a free cash flow of 282.64 million THB.
    • The company's risk profile is characterized by a medium liquidity risk and a low dilution risk.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $13,50
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    $2.91B
    Net cash
    -$535.9M
    Current ratio
    2.0
    Debt / equity
    0.6
    ROA
    12.0%
    ROE
    25.3%
    Cash conversion
    85.0%
    CapEx / revenue
    -1.2%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution4 analysts
    Strong buy0
    Buy4
    Hold0
    Sell0
    Strong sell0
    12-month price target$15,80 · Median $16,00
    Low $15,00High $16,40
    Operating income · consensus1,1B THB
    EPS surprise
    −8,3 %
    reported vs consensus · miss
    Revenue surprise
    −6,5 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Op Margin26,1 %Above median
    Net Margin19,1 %Above P75
    ROE25,3 %Best in class
    Capex / Rev-1,2 %Above median
    D/E0,57Bottom quartile
    Cash Conv0,85Below median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Capex To Revenue
      capital_expenditure / revenue
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    Source documents
    • TQM Alpha PCL Market data — financials · 2026-05-29

    Ownership & reference

    Leadership

    • Napassanun PunnipaChief Executive Officer, Executive Director

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    TQM.BKCanonical
    SET (Bangkok) · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage