Companies ›Financials ›TRV

TRV — NYSE Insurance

Travelers Companies, Inc.

$373,82

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USD

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Last 30 days

1D5D1M3M6MYTD1Y5YMax

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Mcap

80,7B USD

P/E

10,5x

EV / Rev

—

Div yield

—

Op margin

—

ROE

19,0 %

Net margin

12,9 %

Debt / equity

—

Beta

—

52w range

—

Volume

—

Day range

—

Prev close

$337,82

Open

—

Next earnings

2026-10-28

Ex-dividend

—

TR 1Y

—

About

TRAVELERS COMPANIES, INC. is classified under Financials / Insurance and appears profitable on the latest normalized snapshot.

Business. TRAVELERS COMPANIES, INC. (TRV) is a multiline insurance and brokerage firm operating within the Financials sector. The company is headquartered in the United States and is primarily listed on the New York Stock Exchange. Specific details regarding its operating segments and geographic revenue mix are not provided.

Classification99 %

SectorFinancials

Industry groupInsurance

Generated · rules-based

Sell-side consensus

HOLD31 analysts

7 buy20 hold4 sell

Avg 12m price target325,56

Analyst recommendations

31 analysts · consensus Hold

Buy7

Hold20

Sell4

12-month price target

325,56

Consensus of sell-side coverage.

Upcoming events

DividendDividend USD 1.25/sh2026-09-30
EarningsQ3 2026 earnings (expected)2026-10-28 · estimated

See all catalysts →

At a glance

Score

—

not yet scored

31 analysts · indicative

Ownership→

MASSACHUSETTS FINANCIAL SERVICES CO /MA/

largest disclosed fund holder

Profitability→

19,0 %

return on equity

Quality

—

not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

No recent newsroom coverage mentioning TRV.

Sector rotation

Sector1D1Mvs mkt

Materials+2,3 %+6,6 %+1,7 %

Communication Services+2,2 %−5,5 %+1,6 %

Energy+0,6 %+3,3 %+0,0 %

Health Care+0,6 %−0,8 %+0,0 %

Information Technology+0,6 %+6,7 %+0,0 %

Consumer Discretionary+0,4 %+7,6 %−0,2 %

Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %

Consumer Staples−0,4 %+2,5 %−1,0 %

Real Estate−0,7 %+10,9 %−1,3 %

Industrials−1,9 %−3,1 %−2,5 %

Utilities−1,9 %+28,2 %−2,5 %

Developing storylines

No tracked sagas currently linked to TRV. Browse all sagas →

Analysis

AI analysis

Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

Opportunity

— missing data

Upcoming catalysts

Scheduled public events. Informational only — not investment advice.

Company
DividendDividend USD 1.25/sh2026-09-30
EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
Macro
Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
Macro & political
ElectionSE Swedish Election2026-09-14 · SE
ElectionUS U.S. Midterms2026-11-03 · US
ElectionFR French Legislative2027-06-01 · FR
Congressional trades
CongressValerie Hoyle — The Travelers Companies, Inc.2025-09-23 · Democrat · OR · Sale · $1,001 - $15,000
CongressValerie Hoyle — The Travelers Companies, Inc.2024-10-29 · Democrat · OR · Purchase · $1,001 - $15,000

Pre-earnings brief

Briefing · model-assisted

Travelers Companies, Inc. (TRV) experienced a significant shift in institutional ownership as investor ID 587 drastically altered its position in the company's stock. Data detected in late June 2026 reveals that this holder reduced its stake from approximately 398,811 shares, valued at $116.3 million, to just 4,892 shares, worth roughly $1.4 million. This adjustment represents a massive decrease in the investor's weight in the portfolio, dropping from 0.067% to a negligible 0.0008%. The magnitude of this change is classified as a major severity event, highlighting a substantial exit by a notable shareholder. The transaction details, as of March 31, 2026, show a reduction of nearly 394,000 shares. Such a sharp contraction in holdings suggests a decisive move by the investor to divest from TRV, significantly altering the composition of the company's shareholder base. This development is particularly relevant given TRV's broader market context. The company is currently tracked by 36 top holders and maintains membership in two major indices, indicating its status as a significant entity within the financial sector. The departure of a holder with a previous 0.067% weight underscores the dynamic nature of institutional interest in the insurer, even among its established investor base. As this is the first analysis for this ticker, there is no prior basis for computing delta changes against historical trends. However, the sheer scale of the reduction by investor ID 587 serves as a clear signal of changing sentiment or portfolio rebalancing. Market participants should monitor whether this exit is an isolated incident or part of a broader trend affecting TRV's institutional support.

Signals & dispatch

peak dispatch · —

Composite-score breakdown

Synthesis

Business

TRAVELERS COMPANIES, INC. (TRV) is a multiline insurance and brokerage firm operating within the Financials sector. The company is headquartered in the United States and is primarily listed on the New York Stock Exchange. Specific details regarding its operating segments and geographic revenue mix are not provided.

Classification99 %

SectorFinancials

Industry groupInsurance

AI synthesis

GENERATED

TRAVELERS COMPANIES, INC. (TRV) is currently classified as Multiline Insurance & Brokers within Insurance (Financials). Classification confidence: 0.98 (rule-based classification). Capital structure on the latest snapshot: total assets 143,580,000,000 USD, total equity 33,121,000,000, short-term debt 0, long-term debt 0. Self-calculated market cap is 65,988,000,000 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 24,077,000,000, gross profit 0, operating income 0, net income 3,919,000,000. Return on equity ~19.0%. Return on assets ~4.4%. Operating-cash-flow to net-income ratio is 1.69. Risk profile from automated assessment: liquidity risk unknown, dilution risk high. Flags: Diluted share count is moderately above the basic share count.; Source documents mention dilution or offering risk.; Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).. Recent news context: [TRIGGER] 8-K: 8-K (sec_8k_material) on TRV — filing_type=8-K; max_severity=medium; ignored_items=['9.01']; material_items=['2.02']; all_items_found=['2.02', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material (source=sec_8k_material; url=0000086312-26-000143). Additional context: 8-K: filing_type=8-K; max_severity=medium; ignored_items=['9.01']; material_items=['2.02']; all_items_found=['2.02', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material.

Key takeaways

Observed GAAP P/E is about 10.49x.
Return on equity is about 19.0%.
Debt to equity is about 0.0x.
[TRIGGER] 8-K: 8-K (sec_8k_material) on TRV — filing_type=8-K; max_severity=medium; ignored_items=['9.01']; material_items=['2.02']; all_items_found=['2.02', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material (source=sec_8k_material; url=0000086312-26-000143)
The major classes of assets and liabilities classified as held for sale were as follows: December 31, 2025 Assets Fixed maturities, available for sale, at fair value $ 3,243 Premiums receivable 263 Reinsurance recoverables 285 Goodwill 208 Remaining assets held for sale 551 Total assets held for sale $ 4,550 Liabilities Claims and claim adjustment expense reserves $ 1,909 Unearned premium reserves 514 Remaining liabilities held for sale 119 Total liabilities held for sale $ 2,542 Accounting Standards Not Yet Adopted In September 2025, the Financial Accounting Standards Board (FASB) issued updated guidance on the accounting for internal-use software costs.
The updated guidance removes all references to software development project stages so that the guidance is neutral to different software development methods and allows for the application of iterative software development methods such as agile.

Bull / Bear case

Generated · model-assisted

BULL CASE · 3

Travelers generated $48.8 billion in FY2025 revenue, demonstrating significant top-line scale and growth momentum.

Net income surged to $6.3 billion in FY2025, reflecting strong profitability and earnings power.

Analysts project 6.6% upside to a mean price target of $325.57, suggesting modest valuation support.

BEAR CASE · 3

Travelers faces high dilution risk, which could negatively impact shareholder value and earnings per share.

The company carries a high leverage band with a debt-to-equity ratio of 3.37.

The consensus analyst recommendation is 'hold', indicating limited near-term bullish conviction among 31 analysts.

In focus — financials by report

Quarterly

Annual

QUARTERLYFiled 2026-06-30

Q1 2026 · Quarter highlights

Revenue $24.08B; Net margin 16.3%.

Revenue$24.08B

Operating income—

Net income$3.92B

Free cash flow—

EPS—

Operating cash flow$4.11B

Financials

Income statement

Revenue$24.08B

Gross profit—

Operating income—

Net income$3.92B

Margins

Gross margin—

Operating margin—

Net margin16.3%

FCF margin—

Balance sheet

Total assets$143.58B

Total liabilities$110.46B

Total equity$33.12B

Cash & equivalents—

Long-term debt—

Cash flow

Operating cash flow$4.11B

CapEx—

Free cash flow—

SBC$148.0M

Highlights

▍Revenue $24.08B
▍Net margin 16.3%

Valuation FY

Market price

$373,82

Market cap

$65.99B

Enterprise valueⓘ

—

P/Eⓘ

10.5x

Non-GAAP P/Eⓘ

—

EV / Revenueⓘ

—

EV / Op incomeⓘ

—

EV / OCFⓘ

—

P / Bⓘ

2.3x

P / Tangible bookⓘ

2.3x

Tangible book

$28.96B

Net cashⓘ

—

Current ratioⓘ

—

Debt / equityⓘ

—

ROAⓘ

4.4%

ROEⓘ

19.0%

Cash conversionⓘ

169.0%

CapEx / revenueⓘ

—

SBC / revenueⓘ

0.5%

Dilution ratioⓘ

3.5%

Revenue by segment

Business relationships

Business relationships94 disclosed relationships · 1 type · extracted from filings & disclosures

Subsidiaries94

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Supply chain

— missing data

Peer comparison

— missing data

Market position

Stress test

— missing data

Predictor forecast

Full fiscal year~1 year ahead

Full fiscal year · our forecast vs guidance vs consensus

Metric	Our forecast	Guidance	Consensus
EPS	—no estimate	—no estimate	28,10
Revenue	—no estimate	—no estimate	43,8B USD
Operating income	—no estimate	—no estimate	7,9B USD

Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.

Corporate eventM&A horizon

M&A probabilityconf 3 %

Probability

3 %

Base rate

3 %

Band

—

180-day horizon · target 2027-01-22 · 1,0× base rate

No acquirer candidates identified by the signal model.

Probabilistic model output — not investment advice. · generated 2026-07-26

Options

— missing data

Short squeeze

— missing data

Earnings-call key lines

— missing data

Consensus distribution

sell-side coverage

Recommendation distribution28 analysts

Strong buy2

Buy6

Hold18

Sell2

Strong sell0

12-month price target$306,36 · Median $314,50

Low $162,33High $350,00

Operating income · consensus7,9B USD

EPS surprise

−1,8 %

reported vs consensus · miss

Revenue surprise

+1,3 %

reported vs consensus · beat

Estimate revisions

consensus EPS · 26-week trend

— missing data

Sell-side observations

Low$162,33

Mean$325,56

Median$331,00

High$425,00

Spot$373,82

−12.9 %implied to mean12-month sell-side price targets · ▲ spot

Themes

— missing data

ESG

— missing data

Risk factors

Dilution riskHigh

Liquidity riskUnknown

Filing-based flags

Diluted share count is moderately above the basic share count.
Source documents mention dilution or offering risk.

Benchmarks vs cohort

Net Margin12,9 %Above median

ROE19,0 %Above P75

D/E0,00Above median

Cash Conv1,69Above median

Corporate actions / M&A

M&A probabilityconf —

Probability

3 %

Base rate

3 %

Band

Low

180-day horizon · target 2027-01-22 · 1,0× base rate

No acquirer candidates identified by the signal model.

Corporate actionsNo corporate-action source connected yet — splits, dividends and buyback events are not tracked for this company. Honest-dim (no data fabricated).

FX exposure

— missing data

Comparable transactions

— missing data

Derivatives & instruments

Derivative transactions

Net disposed 160 478 sh23 exercises11 insiders

Kurtzman DianeEVP & Chief HR Officer · Stock Options (Right to Buy) → Common StockDisposed 4 164 @ $132,58exercise · 2026-07-24
Yin Daniel Tei-HwaEVP & Co-Chief Invest. Officer · Stock Options (Right to Buy) → Common StockDisposed 7 153 @ $140,85exercise · 2026-07-24
Munson Paul E.SVP & Corp. Controller · Stock Options (Right to Buy) → Common StockDisposed 1 525 @ $126,18exercise · 2026-07-22
Rowland David DonnayEVP & Co-Chief Invest. Officer · Stock Options (Right to Buy) → Common StockDisposed 5 000 @ $132,58exercise · 2026-07-22
Klein Michael FrederickEVP & President, Personal Ins. · Stock Options (Right to Buy) → Common StockDisposed 6 000 @ $139,83exercise · 2026-07-21
Frey Daniel S.EVP & Chief Financial Officer · Stock Options (Right to Buy) → Common StockDisposed 11 037 @ $139,83exercise · 2026-07-21
Lefebvre Mojgan MEVP & Chief Tech & Ops Officer · Stock Options (Right to Buy) → Common StockDisposed 7 100 @ $139,83exercise · 2026-07-21
Lefebvre Mojgan MEVP & Chief Tech & Ops Officer · Stock Options (Right to Buy) → Common StockDisposed 9 213 @ $132,58exercise · 2026-07-21
Frey Daniel S.EVP & Chief Financial Officer · Stock Options (Right to Buy) → Common StockDisposed 3 000 @ $172,50exercise · 2026-07-21
Klein Michael FrederickEVP & President, Personal Ins. · Stock Options (Right to Buy) → Common StockDisposed 10 000 @ $132,58exercise · 2026-05-26
BESSETTE ANDY FEVP and Chief Admin Officer · Stock Options (Right to Buy) → Common StockDisposed 4 255 @ $189,01exercise · 2026-05-22
Kess Avrohom J.Vice Chmn. & Chief Legal Off. · Stock Options (Right to Buy) → Common StockDisposed 27 686 @ $140,85exercise · 2026-04-28
HEYMAN WILLIAM HVice Chairman · Stock Options (Right to Buy) → Common StockDisposed 1 557 @ $189,01exercise · 2026-04-28
Kurtzman DianeEVP & Chief HR Officer · Stock Options (Right to Buy) → Common StockDisposed 1 387 @ $132,58exercise · 2026-04-20
Klein Michael FrederickEVP & President, Personal Ins. · Stock Options (Right to Buy) → Common StockDisposed 10 000 @ $132,58exercise · 2026-04-20
OLIVO MARIAEVP, ERM & Chief Risk Officer · Stock Options (Right to Buy) → Common StockDisposed 10 400 @ $118,78exercise · 2026-02-26
Rowland David DonnayEVP & Co-Chief Invest. Officer · Stock Options (Right to Buy) → Common StockDisposed 4 731 @ $126,18exercise · 2026-02-26
Munson Paul E.SVP & Corp. Controller · Stock Options (Right to Buy) → Common StockDisposed 2 800 @ $126,18exercise · 2026-02-25
HEYMAN WILLIAM HVice Chairman · Stock Options (Right to Buy) → Common StockDisposed 1 000 @ $172,50exercise · 2026-02-23
HEYMAN WILLIAM HVice Chairman · Stock Options (Right to Buy) → Common StockDisposed 3 000 @ $189,01exercise · 2026-02-23
Kess Avrohom J.Vice Chmn & Chief Legal Off · Stock Options (Right to Buy) → Common StockDisposed 20 000 @ $140,85exercise · 2026-02-20
Yin Daniel Tei-HwaEVP & Co-Chief Invest. Officer · Stock Options (Right to Buy) → Common StockDisposed 8 470 @ $118,78exercise · 2026-02-20
HEYMAN WILLIAM HVice Chairman · Stock Options (Right to Buy) → Common StockDisposed 1 000 @ $172,50exercise · 2026-02-20

Actions

Set alert Open in charts

Ask Handelsavisen

— missing data

Data sources

Market data
Regulatory filings
Issuer disclosures
Public news
Earnings transcripts
Consensus estimates
ESG data
Reference data

How metrics are computed

Price To Tangible Book
market_price / (tangible_book_value / shares_outstanding_diluted)
Price To Book
market_price / (adjusted_book_value / shares_outstanding_diluted)
Return On Equity
net_income / total_equity
Market Price
input from market-data provider (delayed close or quote-shim mid)
Debt To Equity
(short_term_debt + long_term_debt) / total_equity
Market Cap
market_price * shares_outstanding_diluted

Source documents

TRAVELERS COMPANIES, INC. company facts · 2026-07-18
TRAVELERS COMPANIES, INC. 10-Q 2026-07-17 · 2026-07-18
TRAVELERS COMPANIES, INC. 10-Q 2026-04-16 · 2026-07-18
TRAVELERS COMPANIES, INC. 10-K 2026-02-12 · 2026-07-18
TRAVELERS COMPANIES, INC. 10-Q 2025-10-16 · 2026-07-18
8-K (sec_8k_material) on TRV · 2026-07-18
Travelers Companies Inc Market data — analyst estimates · 2026-07-18
Travelers Companies Inc Market data — ESG · 2026-07-18
Travelers Companies Inc — company reference export (2026-07-05) · 2026-07-18

Ownership & reference

Top holders

MASSACHUSETTS FINANCIAL SERVICES CO /MA/Institutional Investor · as of 2026-03-310,48 %$1 436M
First Trust Advisors L.P.Investment Managers · as of 2026-03-310,36 %$497M
AQR Capital Management, LLCInvestment Managers · as of 2026-03-310,33 %$717M
Dimensional Fund Advisors, L.P.Investment Managers · as of 2026-03-310,21 %$1 016M
FMR LLCInstitutional Investor · as of 2026-03-310,18 %$3 500M
State Street Investment Management (US)Investment Managers · as of 2026-03-310,16 %$4 706M
Arrowstreet Capital, Limited PartnershipInvestment Managers · as of 2026-03-310,13 %$240M
Northern Trust Investments, Inc.Investment Managers · as of 2026-03-310,12 %$883M
UBS Financial Services, Inc.Investment Managers · as of 2026-03-310,11 %$620M
EATON VANCE MANAGEMENTInstitutional Investor · as of 2022-09-300,10 %$0M
Geode Capital Management, L.L.C.Investment Managers · as of 2026-03-310,10 %$1 655M
BlackRock Institutional Trust Company, N.A.Investment Managers · as of 2024-06-300,09 %$4 102M
Vanguard Capital Management, LLCInvestment Managers · as of 2025-12-310,09 %$6 413M
American Century Investment Management, Inc.Investment Managers · as of 2026-03-310,09 %$173M
Invesco QQQ TrustFunds · as of 2026-03-310,09 %$576M
Nuveen LLCInvestment Managers · as of 2024-12-310,08 %$294M
Bank of New York Mellon CorpInstitutional Investor · as of 2026-03-310,08 %$435M
PNC Investments LLCInvestment Managers · as of 2026-03-310,07 %$116M
Charles Schwab Investment Management, Inc.Investment Managers · as of 2026-03-310,06 %$416M
T. Rowe Price Associates, Inc.Investment Managers · as of 2026-03-310,06 %$1M
Morgan Stanley Smith Barney LLCInvestment Managers · as of 2026-03-310,06 %$1 042M
Goldman Sachs Asset Management, L.P.Investment Managers · as of 2026-03-310,06 %$431M
Raymond James & Associates, Inc.Brokerage Firms · as of 2026-03-310,05 %$150M
Wells Fargo AdvisorsBrokerage Firms · as of 2026-03-310,05 %$227M
AllianceBernstein L.P.Investment Managers · as of 2026-03-310,04 %$130M
Principal Global Investors (Equity)Investment Managers · as of 2026-03-310,04 %$79M
Franklin Advisers, Inc.Investment Managers · as of 2026-03-310,03 %$124M
LPL Financial LLCInvestment Managers · as of 2026-03-310,03 %$114M
JANUS HENDERSON GROUP PLCInstitutional Investor · as of 2026-03-310,03 %$57M
Victory Capital Management Inc.Investment Managers · as of 2026-03-310,02 %$37M
Dodge & CoxInvestment Managers · as of 2026-03-310,01 %$27M
AMERIPRISE FINANCIAL INCInstitutional Investor · as of 2026-03-310,01 %$49M
JONES FINANCIAL COMPANIES LLLPInstitutional Investor · as of 2026-03-310,00 %$10M
Wellington Management Company, LLPInvestment Managers · as of 2026-03-310,00 %$5M
PNC Investments LLCInvestment Managers · as of 2026-03-310,00 %$1M
Fisher InvestmentsInvestment Managers · as of 2026-03-310,00 %$1M

Insider activity

Net selling0 buys · 36 sellsnet -$50,6M16 insiders · last 365d

Yin Daniel Tei-HwaEVP & Co-Chief Invest. Officer · Common StockSold 7 153 @ $387,00$2,8M · 2026-07-24
Yin Daniel Tei-HwaEVP & Co-Chief Invest. Officer · Common StockOther 7 153 @ $140,85$1,0M · 2026-07-24
Kurtzman DianeEVP & Chief HR Officer · Common StockSold 4 164 @ $386,71$1,6M · 2026-07-24
Kurtzman DianeEVP & Chief HR Officer · Common StockOther 4 164 @ $132,58$552K · 2026-07-24
Rowland David DonnayEVP & Co-Chief Invest. Officer · Common StockOther 5 000 @ $132,58$663K · 2026-07-22
Munson Paul E.SVP & Corp. Controller · Common StockSold 1 525 @ $369,90$564K · 2026-07-22
Munson Paul E.SVP & Corp. Controller · Common StockOther 1 525 @ $126,18$192K · 2026-07-22
Rowland David DonnayEVP & Co-Chief Invest. Officer · Common StockSold 5 000 @ $371,69$1,9M · 2026-07-22
BESSETTE ANDY FEVP and Chief Admin Officer · Common StockSold 2 900 @ $368,09$1,1M · 2026-07-22
BESSETTE ANDY FEVP and Chief Admin Officer · Common StockSold 100 @ $368,87$37K · 2026-07-22
Lefebvre Mojgan MEVP & Chief Tech & Ops Officer · Common StockOther 7 100 @ $139,83$993K · 2026-07-21
Lefebvre Mojgan MEVP & Chief Tech & Ops Officer · Common StockSold 9 213 @ $368,35$3,4M · 2026-07-21
Lefebvre Mojgan MEVP & Chief Tech & Ops Officer · Common StockOther 9 213 @ $132,58$1,2M · 2026-07-21
Frey Daniel S.EVP & Chief Financial Officer · Common StockSold 3 000 @ $368,52$1,1M · 2026-07-21
Klein Michael FrederickEVP & President, Personal Ins. · Common StockSold 125 @ $364,90$46K · 2026-07-21
Frey Daniel S.EVP & Chief Financial Officer · Common StockOther 3 000 @ $172,50$518K · 2026-07-21
Klein Michael FrederickEVP & President, Personal Ins. · Common StockOther 6 000 @ $139,83$839K · 2026-07-21
Frey Daniel S.EVP & Chief Financial Officer · Common StockSold 11 037 @ $368,16$4,1M · 2026-07-21
Frey Daniel S.EVP & Chief Financial Officer · Common StockOther 11 037 @ $139,83$1,5M · 2026-07-21
Klein Michael FrederickEVP & President, Personal Ins. · Common StockSold 5 875 @ $366,12$2,2M · 2026-07-21
Lefebvre Mojgan MEVP & Chief Tech & Ops Officer · Common StockSold 7 100 @ $368,40$2,6M · 2026-07-21
Robinson ElizabethDirector · Common StockOther 133 @ $330,12$44K · 2026-06-30
Golden Russell G.Director · Common StockOther 140 @ $330,12$46K · 2026-06-30
Klein Michael FrederickEVP & President, Personal Ins. · Common StockSold 2 412 @ $308,33$744K · 2026-05-26
Klein Michael FrederickEVP & President, Personal Ins. · Common StockOther 10 000 @ $132,58$1,3M · 2026-05-26

Short positioning

6.6Mshares short-17.5% vs prior

4.38days to cover

28.1%short of daily vol

6.5Kfails-to-deliver

as of 2026-07-15 · short-interest report (free)

Index membership

Dow Jones Industrial Average

S&P 500United States

Geographic breakdown

— missing data

Listings · one canonical issuer all listings resolve to the canonical

TRVCanonical

NYSE · USD

Intel & risk

PredictorM&A prob3 %Full forecast →

peak dispatch · —

OSINT findings

Dilution riskHigh

Liquidity riskUnknown

Diluted share count is moderately above the basic share count.

Source documents mention dilution or offering risk.

Relationship graph

This companySectorSubsidiaries

Evidence & claims

From filings & derived data

Return on assets (FY 2025-12-31): 4.4%Derived (calculated)
Revenue (YoY) (2025-12-31 vs 2024-12-31): 5.2%Derived (calculated)
Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 16.9%Derived (calculated)
Net income (YoY) (2025-12-31 vs 2024-12-31): 25.8%Derived (calculated)
EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 27.8%Derived (calculated)
EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 27.9%Derived (calculated)
Debt-to-equity (FY 2025-12-31): 3.37xDerived (calculated)
Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 18.1%Derived (calculated)
Net margin (FY 2025-12-31): 12.9%Derived (calculated)
Return on equity (FY 2025-12-31): 19.1%Derived (calculated)
Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 5.2%Derived (calculated)
Total assets (YoY) (2025-12-31 vs 2024-12-31): 7.9%Derived (calculated)
Interest expense (annual): USD 425MSEC XBRL filing
Revenue (annual): USD 48.83BSEC XBRL filing
Net income (annual): USD 6.29BSEC XBRL filing
EPS (diluted) (annual): USD-PER-SHARES 27SEC XBRL filing
Pre-tax income (annual): USD 7.8BSEC XBRL filing
Shares outstanding (annual): 217.5MSEC XBRL filing
Shareholders' equity (annual): USD 32.89BSEC XBRL filing
Total liabilities (annual): USD 110.81BSEC XBRL filing
EPS (basic) (annual): USD-PER-SHARES 28SEC XBRL filing
Operating cash flow (annual): USD 10.61BSEC XBRL filing
Total assets (annual): USD 143.71BSEC XBRL filing
Total assets (YoY) (2024-12-31 vs 2023-12-31): 5.7%Derived (calculated)

Showing 24 of 60 surfaced claims.

Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.

The Thread

Everything we know, in order

2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date

2026-09-30EVENTUpcomingDividend USD 1.25/sh

2026-07-24INSIDERYin Daniel Tei-Hwa sold 7.2k sh — EVP & Co-Chief Invest. Officer ~$2.77M

2026-07-24INSIDERYin Daniel Tei-Hwa transacted 7.2k sh — EVP & Co-Chief Invest. Officer ~$1.01M

2026-07-24INSIDERKurtzman Diane sold 4.2k sh — EVP & Chief HR Officer ~$1.61M

2026-07-24INSIDERKurtzman Diane transacted 4.2k sh — EVP & Chief HR Officer ~$552k

2026-07-24INSIDERKurtzman Diane disposed of 4.2k sh Stock Options (Right to Buy) — EVP & Chief HR Officer

2026-07-24INSIDERYin Daniel Tei-Hwa disposed of 7.2k sh Stock Options (Right to Buy) — EVP & Co-Chief Invest. Officer

2026-07-22INSIDERRowland David Donnay transacted 5.0k sh — EVP & Co-Chief Invest. Officer ~$663k

2026-07-22INSIDERMunson Paul E. sold 1.5k sh — SVP & Corp. Controller ~$564k

2026-07-22INSIDERMunson Paul E. transacted 1.5k sh — SVP & Corp. Controller ~$192k

2026-07-22INSIDERRowland David Donnay sold 5.0k sh — EVP & Co-Chief Invest. Officer ~$1.86M

2026-07-22INSIDERBESSETTE ANDY F sold 2.9k sh — EVP and Chief Admin Officer ~$1.07M

2026-07-22INSIDERBESSETTE ANDY F sold 100 sh — EVP and Chief Admin Officer ~$37k

2026-07-22INSIDERRowland David Donnay disposed of 5.0k sh Stock Options (Right to Buy) — EVP & Co-Chief Invest. Officer

2026-07-22INSIDERMunson Paul E. disposed of 1.5k sh Stock Options (Right to Buy) — SVP & Corp. Controller

2026-07-21INSIDERLefebvre Mojgan M transacted 7.1k sh — EVP & Chief Tech & Ops Officer ~$993k

2026-07-21INSIDERLefebvre Mojgan M sold 9.2k sh — EVP & Chief Tech & Ops Officer ~$3.39M

2026-07-21INSIDERLefebvre Mojgan M transacted 9.2k sh — EVP & Chief Tech & Ops Officer ~$1.22M

2026-07-21INSIDERFrey Daniel S. sold 3.0k sh — EVP & Chief Financial Officer ~$1.11M

2026-07-21INSIDERKlein Michael Frederick sold 125 sh — EVP & President, Personal Ins. ~$46k

2026-07-21INSIDERFrey Daniel S. transacted 3.0k sh — EVP & Chief Financial Officer ~$518k

2026-07-21INSIDERKlein Michael Frederick transacted 6.0k sh — EVP & President, Personal Ins. ~$839k

2026-07-21INSIDERFrey Daniel S. sold 11.0k sh — EVP & Chief Financial Officer ~$4.06M

2026-07-21INSIDERFrey Daniel S. transacted 11.0k sh — EVP & Chief Financial Officer ~$1.54M

2026-07-21INSIDERKlein Michael Frederick sold 5.9k sh — EVP & President, Personal Ins. ~$2.15M

2026-07-21INSIDERLefebvre Mojgan M sold 7.1k sh — EVP & Chief Tech & Ops Officer ~$2.62M

2026-07-21INSIDERLefebvre Mojgan M disposed of 9.2k sh Stock Options (Right to Buy) — EVP & Chief Tech & Ops Officer

2026-07-21INSIDERFrey Daniel S. disposed of 3.0k sh Stock Options (Right to Buy) — EVP & Chief Financial Officer

2026-07-21INSIDERFrey Daniel S. disposed of 11.0k sh Stock Options (Right to Buy) — EVP & Chief Financial Officer

2026-07-21INSIDERKlein Michael Frederick disposed of 6.0k sh Stock Options (Right to Buy) — EVP & President, Personal Ins.

2026-07-21INSIDERLefebvre Mojgan M disposed of 7.1k sh Stock Options (Right to Buy) — EVP & Chief Tech & Ops Officer

2026-07-18 04:28 UTCFILINGMaterial 8-K

2026-07-17 00:00 UTCTRANSCRIPTEarnings call — Q3 2026

2026-06-30 03:38 UTCEARNINGSUpcomingForecast: ma_probability (180d)

2026-06-30EARNINGSQuarterly results — Q1 2026 Revenue USD 24.08B · Net USD 3.92B

2026-06-30INSIDERRobinson Elizabeth transacted 133 sh — Director ~$44k

2026-06-30INSIDERGolden Russell G. transacted 140 sh — Director ~$46k

2026-06-27 03:14 UTCHOLDERInstitutional holding changed

2026-06-27 03:14 UTCHOLDER1 institutional position change flagged (1 major)

Showing the 40 most recent of 79 entries.

The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.

Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data · Reference data Premium coverage

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The Thread