OSEBX1,423.56+0.84%
EQNR284.60+4.20%
DNB198.35-1.15%
MOWI172.80+0.45%
Brent$71.24-0.32%
EUR/USD1.0824-0.14%
DXY104.18+0.08%
INDICATIVE · SAMPLE DATA
TRIOD59

Triodos Bank NV

BanksVerified

Triodos Bank NV has a fully diluted share count of 14,467,056 shares, with no difference between basic and diluted shares outstanding, indicating no dilution pressure from stock options or convertible instruments. The liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The bank's profitability and returns are not yet quantified in the valuation snapshot, and no industry-specific preferred metrics are available for comparison. This suggests a need for further analysis of its return on equity (ROE), net interest margin (NIM), and cost-to-income ratio to evaluate its performance relative to industry benchmarks. Triodos Bank NV's revenue concentration and geographic exposure are not disclosed in the available data. Without segment or geographic breakdowns, it is difficult to assess the diversification of its revenue streams or the extent of its international operations. The growth trajectory of Triodos Bank NV is not quantified in the outlook data. Analysts have provided a mean price target of 35.20 EUR and a median price target of 30.00 EUR, with a mean recommendation of 2.33 (indicating a "Hold" or "Market Outperform" rating). However, no numeric deltas or revenue growth projections are available to assess the company's future performance. The risk assessment indicates a low dilution risk, with no near-term pressure from equity issuance or convertible instruments. However, the liquidity risk remains unassessed due to the lack of balance-sheet inputs and no going-concern language in source documents. Recent events, including filings and transcripts, are not disclosed in the available data. Analysts have issued one "Strong Buy" and two "Hold" recommendations, with no "Buy" ratings, suggesting a cautious outlook on the stock.

30-day price · TRIOD(missing data)
No daily-bar history available from current data sources. Alternate source pending.
Profile
CompanyTriodos Bank NV
TickerTRIOD.AS
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Triodos Bank NV is a financial institution that provides banking and investment services, primarily generating revenue through interest income from loans and fees from financial products and services.

Classification. Triodos Bank NV is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry, with a confidence level of 0.92.

Triodos Bank NV has a fully diluted share count of 14,467,056 shares, with no difference between basic and diluted shares outstanding, indicating no dilution pressure from stock options or convertible instruments. The liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The bank's profitability and returns are not yet quantified in the valuation snapshot, and no industry-specific preferred metrics are available for comparison. This suggests a need for further analysis of its return on equity (ROE), net interest margin (NIM), and cost-to-income ratio to evaluate its performance relative to industry benchmarks. Triodos Bank NV's revenue concentration and geographic exposure are not disclosed in the available data. Without segment or geographic breakdowns, it is difficult to assess the diversification of its revenue streams or the extent of its international operations. The growth trajectory of Triodos Bank NV is not quantified in the outlook data. Analysts have provided a mean price target of 35.20 EUR and a median price target of 30.00 EUR, with a mean recommendation of 2.33 (indicating a "Hold" or "Market Outperform" rating). However, no numeric deltas or revenue growth projections are available to assess the company's future performance. The risk assessment indicates a low dilution risk, with no near-term pressure from equity issuance or convertible instruments. However, the liquidity risk remains unassessed due to the lack of balance-sheet inputs and no going-concern language in source documents. Recent events, including filings and transcripts, are not disclosed in the available data. Analysts have issued one "Strong Buy" and two "Hold" recommendations, with no "Buy" ratings, suggesting a cautious outlook on the stock.
Key takeaways
  • Triodos Bank NV has no dilution pressure from stock options or convertible instruments, as basic and diluted shares are equal.
  • Analysts have issued a mean price target of 35.20 EUR and a median price target of 30.00 EUR, with a mean recommendation of 2.33.
  • The liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.
  • No industry-specific preferred metrics are available for comparison, making it difficult to evaluate the bank's performance relative to peers.
  • Revenue concentration and geographic exposure are not disclosed, limiting the ability to assess diversification.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyEUR
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$221.5M$50.8M$57.6M
FY-3$253.1M$49.9M$55.6M
FY-2$356.2M$77.2M$84.9M
FY-1$347.7M-$3.0M$6.1M
FY0$331.1M-$25.0M-$27.8M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$16.50B$1.25B
FY-3$15.80B$1.26B
FY-2$16.18B$1.29B
FY-1$16.97B$1.23B
FY0$17.57B$1.19B
PeriodOCFCapExFCFSBC
FY-4$1.13B-$16.7M$57.6M
FY-3-$1.59B-$19.6M$55.6M
FY-2-$407.7M-$19.9M$84.9M
FY-1$150.1M-$18.5M$6.1M
FY0$216.9M-$19.2M-$27.8M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricTRIODActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
IR observations
Mean price target35.20 EUR
Median price target30.00 EUR
High price target45.60 EUR
Low price target30.00 EUR
Mean recommendation2.33 (1=strong buy, 5=strong sell)
Strong-buy count1.00
Buy count0.00
Hold count2.00
Sell count0.00
Strong-sell count0.00
Mean EPS estimate-0.03 EUR
Mean revenue estimate441,000,000 EUR
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-25 01:28 UTC#5e308180
Source: analysis-pipeline (hybrid)Generated: 2026-05-29 18:59 UTCJob: 3b2adbde