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TRUP.O — NASDAQ Insurance

Trup.O

$24,92
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Last 30 days
1D5D1M3M6MYTD1Y5YMax
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Mcap
693,5M USD
P/E
—
EV / Rev
—
Div yield
—
Op margin
-13,8 %
ROE
-35,7 %
Net margin
-18,3 %
Debt / equity
0,25
Beta
—
52w range
—
Volume
—
Day range
—
Prev close
$24,48
Open
—
Next earnings
2026-10-28
Ex-dividend
—
TR 1Y
—
About

Trupanion Inc operates as an application software provider within the Software & IT Services sector, generating revenue through its technology-enabled services.

Business. Trupanion Inc operates as an application software provider within the Software & IT Services sector, generating revenue through its technology-enabled services.

Classification85 %
SectorFinancials
Industry groupInsurance
Generated · model-assisted
Sell-side consensus
BUY6 analysts
3 buy3 hold0 sell
Avg 12m price target39,75

Analyst recommendations

6 analysts · consensus Buy
Buy3
Hold3
Sell0
12-month price target
39,75
Consensus of sell-side coverage.
Upcoming events
  • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
See all catalysts →

At a glance

Score
—
not yet scored
Valuation
—
valuation pending
Analysts→
Buy
6 analysts · indicative
Ownership→
Capital Research Global Investors
largest disclosed fund holder
Profitability→
-35,7 %
return on equity
Quality
—
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning TRUP.

    • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,7 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,4 %−2,7 %−0,9 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Consumer Staples−0,7 %+2,3 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to TRUP.O. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Company
    • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
    • Peers
    • EarningsQ2 2026 earnings (expected)2026-08-28 · estimated · Salesforce (CRM)
    • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated · ServiceNow (NOW)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR
    • Congressional trades
    • CongressBradley S. Schneider — Trupanion, Inc.2021-12-10 · Democrat · IL · Sale · $50,001 - $100,000
    • CongressBradley S. Schneider — Trupanion, Inc.2021-12-10 · Democrat · IL · Exchange · $50,001 - $100,000
    • CongressBradley S. Schneider — Trupanion, Inc.2021-12-07 · Democrat · IL · Sale · $15,001 - $50,000
    • CongressMarie Newman — Trupanion, Inc.2021-07-16 · IL · Sale · $1,001 - $15,000
    • CongressBradley S. Schneider — Trupanion, Inc.2021-02-08 · Democrat · IL · Sale · $50,001 - $100,000

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Trupanion Inc operates as an application software provider within the Software & IT Services sector, generating revenue through its technology-enabled services.

    Classification85 %
    SectorFinancials
    Industry groupInsurance
    AI synthesis
    GENERATED

    Trupanion maintains a conservative capital structure with total equity of $59.3 million and long-term debt of $14.9 million, resulting in a low debt-to-equity ratio of 0.25. The balance sheet holds $53.1 million in cash and equivalents against total liabilities of $39.0 million, providing a current liquidity buffer despite negative operating cash flow of -$10.8 million. The market values the company at a price-to-book ratio of 11.5 and an EV/Revenue multiple of 5.55, reflecting a premium valuation for a firm with negative earnings.

    Profitability remains negative, with a net income of -$21.2 million and an operating income of -$15.9 million on revenue of $115.9 million. Return on equity stands at -35.7% and return on assets at -21.5%, indicating that the company is currently destroying shareholder value through its operations. The gross profit of $19.9 million suggests a gross margin of approximately 17.2%, which is typical for service-heavy software models but insufficient to cover operating expenses at current volumes.

    Revenue concentration data is not explicitly detailed in segment or geographic breakdowns, but the company operates as a single entity in the application software space. The absence of diversified segment reporting implies that revenue risk is concentrated in the core business line, with no disclosed exposure to distinct geographic or product silos that could mitigate systemic shocks.

    Growth trajectory analysis is limited by the absence of historical period data in the input, preventing a calculation of year-over-year revenue or net income trends. The current revenue base of $115.9 million serves as the sole anchor for growth assessment, with no prior period comparisons available to determine acceleration or deceleration.

    Risk assessment indicates low liquidity risk and low dilution risk, with no immediate filing-based flags detected. The company’s negative operating cash flow of -$10.8 million is a key operational risk, requiring reliance on existing cash reserves or potential future capital raises to sustain operations. The low dilution rating suggests that recent share issuances have not significantly impacted the outstanding share count of 27.8 million.

    Recent observations include analyst estimates with a mean price target of $39.75 and a mean recommendation of 2.17, indicating a moderate buy consensus. News events reflect internal reconciler activities rather than external corporate actions, with no significant filing or transcript observations reported. The competitor context lists Microsoft, Salesforce, and ServiceNow, though no specific comparative metrics are provided.

    Key takeaways
    • Trupanion trades at a premium EV/Revenue multiple of 5.55 despite negative net income of -$21.2 million.
    • The company holds a strong liquidity position with $53.1 million in cash against $14.9 million in long-term debt.
    • Analyst sentiment is moderately positive with a mean price target of $39.75, implying significant upside from the current $24.49 price.
    • Operational efficiency is challenged by a negative operating cash flow of -$10.8 million and a -35.7% return on equity.
    • No immediate dilution or liquidity risks are flagged, but the negative cash burn rate requires monitoring.

    Bull / Bear case

    analysis pipeline
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $24,92
    Market cap
    $681.6M
    Enterprise valueⓘ
    $643.4M
    P/Eⓘ
    —
    Non-GAAP P/Eⓘ
    —
    EV / Revenueⓘ
    —
    EV / Op incomeⓘ
    —
    EV / OCFⓘ
    —
    P / Bⓘ
    11.5x
    P / Tangible bookⓘ
    11.5x
    Tangible book
    $59.3M
    Net cashⓘ
    $38.2M
    Current ratioⓘ
    —
    Debt / equityⓘ
    0.2
    ROAⓘ
    -21.5%
    ROEⓘ
    -35.7%
    Cash conversionⓘ
    51.0%
    CapEx / revenueⓘ
    4.9%
    SBC / revenueⓘ
    —
    Dilution ratioⓘ
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    Business relationships23 disclosed relationships · 1 type · extracted from filings & disclosures
    Subsidiaries23
    EX21:0251bea43db0EX21:0251bea43db0Subsidiarie97%
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    EX21:1778b91a68a6EX21:1778b91a68a6Subsidiarie97%
    EX21:299a68b8d086EX21:299a68b8d086Subsidiarie97%
    EX21:3de5ce23d72dEX21:3de5ce23d72dSubsidiarie97%
    EX21:3ee2ffa199e4EX21:3ee2ffa199e4Subsidiarie97%
    EX21:4274a0fd0b3aEX21:4274a0fd0b3aSubsidiarie97%
    EX21:51000991f26cEX21:51000991f26cSubsidiarie97%
    EX21:5dd14314e9feEX21:5dd14314e9feSubsidiarie97%
    EX21:651268e48f99EX21:651268e48f99Subsidiarie97%
    EX21:7216789d3284EX21:7216789d3284Subsidiarie97%
    EX21:78134df3a2dcEX21:78134df3a2dcSubsidiarie97%
    EX21:7a8a58967255EX21:7a8a58967255Subsidiarie97%
    EX21:8a181f508e98EX21:8a181f508e98Subsidiarie97%
    EX21:a504ce4da10bEX21:a504ce4da10bSubsidiarie97%
    EX21:b07069e11184EX21:b07069e11184Subsidiarie97%
    EX21:b290d419a754EX21:b290d419a754Subsidiarie97%
    EX21:b94cd120de15EX21:b94cd120de15Subsidiarie97%
    EX21:d26a2d4da639EX21:d26a2d4da639Subsidiarie97%
    EX21:d30e4f264aceEX21:d30e4f264aceSubsidiarie97%
    EX21:d76ad1e32c33EX21:d76ad1e32c33Subsidiarie97%
    EX21:e2ec281a21bfEX21:e2ec281a21bfSubsidiarie97%

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 33 %
    EPS
    Consensus EPS
    0,54
    Predicted surprise
    -0,02
    Beat probability
    33 %
    Analysts
    6
    Other metrics
    Revenue
    —
    no estimate
    Segment revenue
    —
    no estimate
    Margin
    —
    no estimate
    Segment margin
    —
    no estimate
    as of 2026-08-01 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPS—no estimate—no estimate0,55
    Revenue—no estimate—no estimate1,6B USD
    Operating income—no estimate—no estimate22,3M USD
    Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Corporate eventM&A horizon
    M&A probabilityconf 3 %
    Probability
    3 %
    Base rate
    3 %
    Band
    —
    180-day horizon · target 2027-01-20 · 1,0× base rate
    No acquirer candidates identified by the signal model.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution6 analysts
    Strong buy2
    Buy1
    Hold3
    Sell0
    Strong sell0
    12-month price target$37,25 · Median $38,00
    Low $28,00High $45,00
    Operating income · consensus22,3M USD
    EPS surprise
    −17,4 %
    reported vs consensus · miss
    Revenue surprise
    −8,9 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$28,00
    Mean$39,75
    Median$39,50
    High$52,00
    Spot$24,92
    +59.5 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskLow
    Filing-based flags
    • No immediate filing-based liquidity or dilution flags were detected.

    Benchmarks vs cohort

    Op Margin-13,8 %Bottom quartile
    Net Margin-18,3 %Bottom quartile
    ROE-35,7 %Bottom quartile
    Capex / Rev4,9 %Best in class
    D/E0,25Below median
    Cash Conv0,51Below median

    Corporate actions / M&A

    M&A probabilityconf —
    Probability
    3 %
    Base rate
    3 %
    Band
    Low
    180-day horizon · target 2027-01-20 · 1,0× base rate
    No acquirer candidates identified by the signal model.
    Corporate actionsNo corporate-action source connected yet — splits, dividends and buyback events are not tracked for this company. Honest-dim (no data fabricated).

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    Derivative transactions

    Net disposed 49 552 sh47 exercises · 5 grants13 insiders
    • WEINRAUCH STEVEEVP, North Am & Vet Strategy · Stock Option (right to buy) → Common StockDisposed 8 500 @ $15,46exercise · 2026-06-05
    • WHEELER SIMONEVP, Trupanion International · Restricted Stock Unit (RSU) → Common StockDisposed 321exercise · 2026-05-25
    • BEARMAN ASHERChief Legal Officer · Restricted Stock Unit (RSU) → Common StockDisposed 125exercise · 2026-05-25
    • WEINRAUCH STEVEEVP, North Am & Vet Strategy · Restricted Stock Unit (RSU) → Common StockDisposed 40exercise · 2026-05-25
    • WEINRAUCH STEVEEVP, North Am & Vet Strategy · Restricted Stock Unit (RSU) → Common StockDisposed 353exercise · 2026-05-25
    • Qureshi FawwadChief Financial Officer · Restricted Stock Unit (RSU) → Common StockDisposed 3 750exercise · 2026-05-25
    • GALLAGHER JOHN RChief Operating Officer · Restricted Stock Unit (RSU) → Common StockDisposed 451exercise · 2026-05-25
    • Tooth MargaretDirector, CEO · Restricted Stock Unit (RSU) → Common StockDisposed 1 250exercise · 2026-05-25
    • MCGIBNEY BRENNAChief Administration Officer · Restricted Stock Unit (RSU) → Common StockDisposed 234exercise · 2026-05-25
    • MCGIBNEY BRENNAChief Administration Officer · Restricted Stock Unit (RSU) → Common StockDisposed 31exercise · 2026-05-25
    • MCGIBNEY BRENNAChief Administration Officer · Restricted Stock Unit (RSU) → Common StockDisposed 18exercise · 2026-05-25
    • MCGIBNEY BRENNAChief Administration Officer · Restricted Stock Unit (RSU) → Common StockDisposed 338exercise · 2026-05-25
    • MCGIBNEY BRENNAChief Administration Officer · Restricted Stock Unit (RSU) → Common StockDisposed 27exercise · 2026-05-25
    • GALLAGHER JOHN RChief Operating Officer · Restricted Stock Unit (RSU) → Common StockDisposed 29exercise · 2026-05-25
    • GALLAGHER JOHN RChief Operating Officer · Restricted Stock Unit (RSU) → Common StockDisposed 45exercise · 2026-05-25
    • MCGIBNEY BRENNAChief Administration Officer · Restricted Stock Unit (RSU) → Common StockDisposed 1 882exercise · 2026-05-22
    • Tooth MargaretDirector, CEO · Restricted Stock Unit (RSU) → Common StockDisposed 6 250exercise · 2026-05-22
    • GALLAGHER JOHN RChief Operating Officer · Restricted Stock Unit (RSU) → Common StockDisposed 865exercise · 2026-05-22
    • Tooth MargaretDirector, CEO · Restricted Stock Unit (RSU) → Common StockDisposed 8 187exercise · 2026-05-22
    • MCGIBNEY BRENNAChief Administration Officer · Restricted Stock Unit (RSU) → Common StockDisposed 1 250exercise · 2026-05-22
    • MCGIBNEY BRENNAChief Administration Officer · Restricted Stock Unit (RSU) → Common StockDisposed 2 651exercise · 2026-05-22
    • POWELL BRADLEY SDirector · Restricted Stock Unit (RSU) → Common StockDisposed 639exercise · 2026-05-22
    • GALLAGHER JOHN RChief Operating Officer · Restricted Stock Unit (RSU) → Common StockDisposed 2 076exercise · 2026-05-22
    • GALLAGHER JOHN RChief Operating Officer · Restricted Stock Unit (RSU) → Common StockDisposed 3 327exercise · 2026-05-22
    • Tooth MargaretDirector, CEO · Restricted Stock Unit (RSU) → Common StockDisposed 312exercise · 2026-05-22

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Reference data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    • Market Price
      input from market-data provider (delayed close or quote-shim mid)
    • Ev To Revenue
      enterprise_value / revenue
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Return On Equity
      net_income / total_equity
    • Market Cap
      market_price * shares_outstanding_diluted
    Source documents
    • TRUPANION, INC. Market data — financials · 2026-08-01
    • reconciler_enqueue (reconciler) on TRUP.O · 2026-08-01
    • Trupanion Inc Market data — analyst estimates · 2026-08-01
    • TRUP.O HA canonical relationships · 2026-08-01

    Ownership & reference

    Top holders

    • Capital Research Global InvestorsInvestment Managers · as of 2026-03-310,01 %$97M
    • Dimensional Fund Advisors, L.P.Investment Managers · as of 2026-03-310,00 %$18M
    • BlackRock Institutional Trust Company, N.A.Investment Managers · as of 2024-06-300,00 %$160M
    • Principal Global Investors (Equity)Investment Managers · as of 2026-03-310,00 %$4M
    • Vanguard Capital Management, LLCInvestment Managers · as of 2025-12-310,00 %$131M
    • FMR LLCInstitutional Investor · as of 2026-03-310,00 %$35M
    • Geode Capital Management, L.L.C.Investment Managers · as of 2026-03-310,00 %$22M
    • Charles Schwab Investment Management, Inc.Investment Managers · as of 2026-03-310,00 %$8M
    • Nuveen LLCInvestment Managers · as of 2024-12-310,00 %$4M
    • Northern Trust Investments, Inc.Investment Managers · as of 2026-03-310,00 %$9M
    • Goldman Sachs Asset Management, L.P.Investment Managers · as of 2026-03-310,00 %$9M
    • State Street Investment Management (US)Investment Managers · as of 2026-03-310,00 %$34M
    • Morgan Stanley Smith Barney LLCInvestment Managers · as of 2026-03-310,00 %$18M
    • American Century Investment Management, Inc.Investment Managers · as of 2026-03-310,00 %$2M
    • Bank of New York Mellon CorpInstitutional Investor · as of 2026-03-310,00 %$5M
    • AllianceBernstein L.P.Investment Managers · as of 2026-03-310,00 %$2M
    • First Trust Advisors L.P.Investment Managers · as of 2026-03-310,00 %$1M
    • UBS Financial Services, Inc.Investment Managers · as of 2026-03-310,00 %$3M
    • Invesco QQQ TrustFunds · as of 2026-03-310,00 %$4M
    • Wells Fargo AdvisorsBrokerage Firms · as of 2026-03-310,00 %$2M
    • AMERIPRISE FINANCIAL INCInstitutional Investor · as of 2026-03-310,00 %$2M
    • Wellington Management Company, LLPInvestment Managers · as of 2026-03-310,00 %$2M
    • AQR Capital Management, LLCInvestment Managers · as of 2026-03-310,00 %$1M
    • JANUS HENDERSON GROUP PLCInstitutional Investor · as of 2026-03-310,00 %$0M
    • T. Rowe Price Associates, Inc.Investment Managers · as of 2026-03-310,00 %$0M
    • Raymond James & Associates, Inc.Brokerage Firms · as of 2026-03-310,00 %$0M
    • PNC Investments LLCInvestment Managers · as of 2026-03-310,00 %$0M
    • JONES FINANCIAL COMPANIES LLLPInstitutional Investor · as of 2026-03-310,00 %$0M
    • PNC Investments LLCInvestment Managers · as of 2026-03-310,00 %$0M

    Leadership

    • Margi ToothPresident, Chief Executive Officer

    Insider activity

    Net selling0 buys · 12 sellsnet -$852K11 insiders · last 365d
    • GALLAGHER JOHN RChief Operating Officer · Common StockSold 431 @ $25,08$11K · 2026-07-28
    • GALLAGHER JOHN RChief Operating Officer · Common StockSold 431 @ $25,35$11K · 2026-06-29
    • WEINRAUCH STEVEEVP, North Am & Vet Strategy · Common StockOther 8 500 @ $15,46$131K · 2026-06-05
    • WEINRAUCH STEVEEVP, North Am & Vet Strategy · Common StockSold 6 674 @ $22,00$147K · 2026-06-05
    • GALLAGHER JOHN RChief Operating Officer · Common StockSold 3 603 @ $21,69$78K · 2026-05-28
    • Qureshi FawwadChief Financial Officer · Common StockSold 6 007 @ $22,17$133K · 2026-05-27
    • Qureshi FawwadChief Financial Officer · Common StockSold 170 @ $22,62$4K · 2026-05-27
    • BEARMAN ASHERChief Legal Officer · Common StockOther 125 · 2026-05-25
    • Qureshi FawwadChief Financial Officer · Common StockOther 1 497 @ $21,86$33K · 2026-05-25
    • WHEELER SIMONEVP, Trupanion International · Common StockOther 321 · 2026-05-25
    • WHEELER SIMONEVP, Trupanion International · Common StockOther 150 @ $21,86$3K · 2026-05-25
    • Qureshi FawwadChief Financial Officer · Common StockOther 3 750 · 2026-05-25
    • WEINRAUCH STEVEEVP, North Am & Vet Strategy · Common StockOther 85 @ $21,86$2K · 2026-05-25
    • WEINRAUCH STEVEEVP, North Am & Vet Strategy · Common StockOther 353 · 2026-05-25
    • WEINRAUCH STEVEEVP, North Am & Vet Strategy · Common StockOther 9 @ $21,86$197 · 2026-05-25
    • WEINRAUCH STEVEEVP, North Am & Vet Strategy · Common StockOther 40 · 2026-05-25
    • GALLAGHER JOHN RChief Operating Officer · Common StockOther 10 @ $21,86$219 · 2026-05-25
    • GALLAGHER JOHN RChief Operating Officer · Common StockOther 45 · 2026-05-25
    • GALLAGHER JOHN RChief Operating Officer · Common StockOther 109 @ $21,86$2K · 2026-05-25
    • GALLAGHER JOHN RChief Operating Officer · Common StockOther 451 · 2026-05-25
    • Tooth MargaretDirector, CEO · Common StockOther 1 250 · 2026-05-25
    • Tooth MargaretDirector, CEO · Common StockSold 491 @ $21,86$11K · 2026-05-25
    • GALLAGHER JOHN RChief Operating Officer · Common StockOther 7 @ $21,86$153 · 2026-05-25
    • GALLAGHER JOHN RChief Operating Officer · Common StockOther 29 · 2026-05-25
    • MCGIBNEY BRENNAChief Administration Officer · Common StockOther 14 @ $21,86$306 · 2026-05-25

    Short positioning

    3.7Mshares short-1.5% vs prior
    11.47days to cover
    49.5%short of daily vol
    51fails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    TRUP.OCanonical
    NASDAQ · USD

    Intel & risk

    PredictorBeat prob33 %Surprise-0,02M&A prob3 %Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskLow
    No immediate filing-based liquidity or dilution flags were detected.
    Relationship graph
    TRUPMSFTCRMNOWEX21:025EX21:065EX21:163EX21:177EX21:299EX21:3deEX21:3eeInsurance
    This companyPeerSectorSubsidiaries

    Evidence & claims

    From filings & derived data
    • Total liabilities (annual): USD 531.11MUnknown
    • Revenue (annual): USD 1.44BUnknown
    • Interest expense (annual): USD 13.76MUnknown
    • Long-term debt (annual): USD 101.78MUnknown
    • Shareholders' equity (annual): USD 383.94MUnknown
    • Current assets (annual): USD 691.06MUnknown
    • Current liabilities (annual): USD 409.81MUnknown
    • Operating cash flow (annual): USD 89.49MUnknown
    • Capex (annual): USD 14.13MUnknown
    • Total assets (annual): USD 915.04MUnknown
    • Cash & equivalents (annual): USD 138.02MUnknown
    • Pre-tax income (annual): USD 21.99MUnknown
    • Cost of revenue (annual): USD 1.21BUnknown
    • EPS (basic) (annual): USD-PER-SHARES 0Unknown
    • Shares outstanding (annual): 43.4MUnknown
    • EPS (diluted) (annual): USD-PER-SHARES 0Unknown
    • Total operating expenses (annual): USD 216.87MUnknown
    • Operating income (annual): USD 13.84MUnknown
    • Net income (annual): USD 19.43MUnknown
    • Net income (annual): USD -9.63MUnknown
    • Current liabilities (annual): USD 349.63MUnknown
    • Long-term debt (annual): USD 127.54MUnknown
    • Interest expense (annual): USD 14.5MUnknown
    • Capex (annual): USD 9.72MUnknown
    Showing 24 of 38 surfaced claims.
    Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.

    The Thread

    Everything we know, in order
    2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
    2026-07-28INSIDERGALLAGHER JOHN R sold 431 sh — Chief Operating Officer ~$11k
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: ma_probability (180d)
    2026-06-29INSIDERGALLAGHER JOHN R sold 431 sh — Chief Operating Officer ~$11k
    2026-06-25 03:10 UTCHOLDERInstitutional holding changed
    2026-06-25 03:10 UTCHOLDER1 institutional position change flagged (1 major)
    2026-06-21 02:57 UTCHOLDERInstitutional holding changed
    2026-06-21 02:57 UTCHOLDER1 institutional position change flagged (1 major)
    2026-06-15FILING8-K filing →
    2026-06-05 00:00 UTCINSIDER3 insider transactions — 2026-06 · $278k gross 1 derivative
    2026-06-05 00:00 UTCINSIDER3 insider transactions — 2026-06 · $278k gross 1 derivative
    2026-06-05INSIDERWEINRAUCH STEVE transacted 8.5k sh — EVP, North Am & Vet Strategy ~$131k
    2026-06-05INSIDERWEINRAUCH STEVE sold 6.7k sh — EVP, North Am & Vet Strategy ~$147k
    2026-06-05INSIDERWEINRAUCH STEVE disposed of 8.5k sh Stock Option (right to buy) — EVP, North Am & Vet Strategy
    2026-05-28 00:00 UTCINSIDER123 insider transactions — 2026-05 · net sell $679k 44 derivative
    2026-05-28 00:00 UTCINSIDER123 insider transactions — 2026-05 · net sell $679k 44 derivative
    2026-05-28INSIDERGALLAGHER JOHN R sold 3.6k sh — Chief Operating Officer ~$78k
    2026-05-27INSIDERQureshi Fawwad sold 6.0k sh — Chief Financial Officer ~$133k
    2026-05-27INSIDERQureshi Fawwad sold 170 sh — Chief Financial Officer ~$4k
    2026-05-25INSIDERBEARMAN ASHER transacted 125 sh — Chief Legal Officer
    2026-05-25INSIDERQureshi Fawwad transacted 1.5k sh — Chief Financial Officer ~$33k
    2026-05-25INSIDERWHEELER SIMON transacted 321 sh — EVP, Trupanion International
    2026-05-25INSIDERWHEELER SIMON transacted 150 sh — EVP, Trupanion International ~$3k
    2026-05-25INSIDERQureshi Fawwad transacted 3.8k sh — Chief Financial Officer
    2026-05-25INSIDERWEINRAUCH STEVE transacted 85 sh — EVP, North Am & Vet Strategy ~$2k
    2026-05-25INSIDERWEINRAUCH STEVE transacted 353 sh — EVP, North Am & Vet Strategy
    2026-05-25INSIDERWEINRAUCH STEVE transacted 9 sh — EVP, North Am & Vet Strategy ~$0k
    2026-05-25INSIDERWEINRAUCH STEVE transacted 40 sh — EVP, North Am & Vet Strategy
    2026-05-25INSIDERGALLAGHER JOHN R transacted 10 sh — Chief Operating Officer ~$0k
    2026-05-25INSIDERGALLAGHER JOHN R transacted 45 sh — Chief Operating Officer
    2026-05-25INSIDERGALLAGHER JOHN R transacted 109 sh — Chief Operating Officer ~$2k
    2026-05-25INSIDERGALLAGHER JOHN R transacted 451 sh — Chief Operating Officer
    2026-05-25INSIDERTooth Margaret transacted 1.2k sh — Director, CEO
    2026-05-25INSIDERTooth Margaret sold 491 sh — Director, CEO ~$11k
    2026-05-25INSIDERGALLAGHER JOHN R transacted 7 sh — Chief Operating Officer ~$0k
    2026-05-25INSIDERGALLAGHER JOHN R transacted 29 sh — Chief Operating Officer
    2026-05-25INSIDERMCGIBNEY BRENNA transacted 14 sh — Chief Administration Officer ~$0k
    2026-05-25INSIDERWHEELER SIMON disposed of 321 sh Restricted Stock Unit (RSU) — EVP, Trupanion International
    2026-05-25INSIDERMCGIBNEY BRENNA disposed of 27 sh Restricted Stock Unit (RSU) — Chief Administration Officer
    2026-05-25INSIDERTooth Margaret disposed of 1.2k sh Restricted Stock Unit (RSU) — Director, CEO
    Showing the 40 most recent of 71 entries.
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