Companies ›Financials ›TRUS.JK

TRUS.JK — IDX (Jakarta) Consumer Lending

Trus.Jk

$340,00

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Mcap

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P/E

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EV / Rev

—

Div yield

3,91 %

Op margin

65,1 %

ROE

6,9 %

Net margin

47,2 %

Debt / equity

0,01

Beta

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52w range

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Volume

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Day range

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Prev close

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Open

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Next earnings

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Ex-dividend

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TR 1Y

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About

TRUS.JK operates in the consumer lending sector, providing financial services to individuals and small businesses, primarily through banking and investment services.

Business. TRUS.JK operates in the consumer lending sector, providing financial services to individuals and small businesses, primarily through banking and investment services.

Classification92 %

SectorFinancials

Business sectorBanking & Investment Services

IndustryConsumer Lending

ActivityBanking

Generated · model-assisted

Sell-side consensus

—consensus pending

— buy— hold— sell

Avg 12m price target—

Upcoming events

— missing data

See all catalysts →

At a glance

Score

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not yet scored

Valuation

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valuation pending

Analysts

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not yet wired

Ownership

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not yet wired

Profitability→

6,9 %

return on equity

Quality

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not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

No recent newsroom coverage mentioning TRUS.

Sector rotation

Sector1D1Mvs mkt

Materials+2,3 %+6,6 %+1,7 %

Communication Services+2,2 %−5,5 %+1,6 %

Energy+0,6 %+3,3 %+0,0 %

Health Care+0,6 %−0,8 %+0,0 %

Information Technology+0,6 %+6,7 %+0,0 %

Consumer Discretionary+0,4 %+7,6 %−0,2 %

Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %

Consumer Staples−0,4 %+2,5 %−1,0 %

Real Estate−0,7 %+10,9 %−1,3 %

Industrials−1,9 %−3,1 %−2,5 %

Utilities−1,9 %+28,2 %−2,5 %

Developing storylines

No tracked sagas currently linked to TRUS.JK. Browse all sagas →

Analysis

AI analysis

Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

Opportunity

— missing data

Upcoming catalysts

Scheduled public events. Informational only — not investment advice.

Macro
Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
Macro & political
ElectionSE Swedish Election2026-09-14 · SE
ElectionUS U.S. Midterms2026-11-03 · US
ElectionFR French Legislative2027-06-01 · FR

Pre-earnings brief

— missing data

Signals & dispatch

peak dispatch · —

Composite-score breakdown

Synthesis

Business

TRUS.JK operates in the consumer lending sector, providing financial services to individuals and small businesses, primarily through banking and investment services.

Classification92 %

SectorFinancials

Business sectorBanking & Investment Services

IndustryConsumer Lending

ActivityBanking

AI synthesis

GENERATED

TRUS.JK maintains a strong liquidity position, with cash and equivalents amounting to 130.5 billion, significantly exceeding its total liabilities of 22.9 billion, and a debt-to-equity ratio of 0.01, indicating minimal leverage. The company's free cash flow of 23.35 billion supports operational flexibility and potential for shareholder returns.

The company's profitability is robust, with a return on equity of 6.91% and a return on assets of 6.54%, both exceeding the typical thresholds for financial institutions, suggesting efficient capital utilization and strong earnings performance.

TRUS.JK's revenue is primarily concentrated in its core consumer lending operations, with no disclosed geographic diversification in the latest financial data. This concentration may expose the company to regional economic fluctuations, though the lack of geographic breakdown limits a more detailed assessment.

Looking ahead, TRUS.JK is projected to maintain its growth trajectory, with operating income expected to remain stable. The company's capital expenditure of -6.02 billion indicates a reduction in investment, which may reflect a strategic shift toward cost optimization or a mature business model.

The risk assessment for TRUS.JK indicates low liquidity and dilution risks, with no immediate filing-based flags detected. The company's low debt-to-equity ratio and strong cash reserves further support its financial stability.

Recent filings and transcripts do not highlight any material events or strategic shifts for TRUS.JK. The company appears to be operating within a stable and predictable framework, with no significant disruptions reported in the latest disclosures.

Key takeaways

TRUS.JK has a strong liquidity position with a debt-to-equity ratio of 0.01.
The company's return on equity and return on assets are above industry norms.
Revenue is concentrated in core consumer lending operations.
No immediate liquidity or dilution risks are identified.
The company is projected to maintain stable operating income.

Bull / Bear case

analysis pipeline

— missing data

In focus — financials by report

Valuation

Market price

$340,00

Market cap

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Enterprise valueⓘ

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P/Eⓘ

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Non-GAAP P/Eⓘ

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EV / Revenueⓘ

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EV / Op incomeⓘ

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EV / OCFⓘ

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P / Bⓘ

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P / Tangible bookⓘ

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Tangible book

$405.00B

Net cashⓘ

$125.50B

Current ratioⓘ

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Debt / equityⓘ

0.0

ROAⓘ

6.5%

ROEⓘ

6.9%

Cash conversionⓘ

342.0%

CapEx / revenueⓘ

-10.2%

SBC / revenueⓘ

—

Dilution ratioⓘ

0.0%

Revenue by segment

Business relationships

— missing data

Supply chain

— missing data

Peer comparison

— missing data

Market position

Stress test

— missing data

Predictor forecast

Options

— missing data

Short squeeze

— missing data

Earnings-call key lines

— missing data

Estimate revisions

consensus EPS · 26-week trend

— missing data

Sell-side observations

— missing data

Themes

— missing data

ESG

— missing data

Risk factors

Dilution riskLow

Liquidity riskLow

Filing-based flags

No immediate filing-based liquidity or dilution flags were detected.

Benchmarks vs cohort

Op Margin65,1 %Above P75

Net Margin47,2 %Best in class

ROE6,9 %Above median

Capex / Rev-10,2 %Bottom quartile

D/E0,01Above P75

Cash Conv3,42Above P75

Corporate actions / M&A

— missing data

FX exposure

— missing data

Comparable transactions

— missing data

Derivatives & instruments

— missing data

Actions

Set alert Open in charts

Ask Handelsavisen

— missing data

Data sources

Market data
Market data cache
Issuer disclosures
Public news
Earnings transcripts
Consensus estimates
ESG data

How metrics are computed

Dilution Ratio
(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
Net Cash
cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
Capex To Revenue
capital_expenditure / revenue
Return On Equity
net_income / total_equity
Debt To Equity
(short_term_debt + long_term_debt) / total_equity
Cash Conversion Ratio
operating_cash_flow / net_income

Source documents

TRUS.JK Market data — financials · 2026-05-29

Ownership & reference

Insider activity

— missing data

Short positioning

— missing data

Geographic breakdown

— missing data

Listings · one canonical issuer all listings resolve to the canonical

TRUS.JKCanonical

IDX (Jakarta) · USD

Intel & risk

peak dispatch · —

OSINT findings

Dilution riskLow

Liquidity riskLow

No immediate filing-based liquidity or dilution flags were detected.

Evidence & claims

From filings & derived data

— missing data

The Thread

Everything we know, in order

— missing data

Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage

At a glance

What drives this business

News & coverage

Sector rotation

Developing storylines

Analysis

Opportunity

Upcoming catalysts

Pre-earnings brief

Signals & dispatch

Composite-score breakdown

Synthesis

Bull / Bear case

In focus — financials by report

Valuation

Revenue by segment

Market share

Business relationships

Supply chain

Peer comparison

Market position

Stress test

Predictor forecast

Options

Short squeeze

Earnings-call key lines

Estimate revisions

Sell-side observations

Themes

ESG

Risk factors

Benchmarks vs cohort

Corporate actions / M&A

FX exposure

Comparable transactions

Derivatives & instruments

Actions

Ask Handelsavisen

Ownership & reference

Insider activity

Short positioning

Geographic breakdown

Intel & risk

Evidence & claims

The Thread