TS Financial Holding Co Ltd
TS Financial Holding Co Ltd provides banking and investment services in Taiwan, generating revenue primarily through net interest income and fee-based services.
Business. TS Financial Holding Co Ltd (2887.TW) is a financial services company operating in the banking industry, primarily generating revenue through interest income. The firm is headquartered in Taiwan and is listed on the Taiwan Stock Exchange. Specific details regarding its operating segments and geographic revenue mix are not available.
Analyst recommendations
4 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
TS Financial Holding Co Ltd (2887.TW) is a financial services company operating in the banking industry, primarily generating revenue through interest income. The firm is headquartered in Taiwan and is listed on the Taiwan Stock Exchange. Specific details regarding its operating segments and geographic revenue mix are not available.
TS Financial Holding Co Ltd maintains a debt-to-equity ratio of 0.84, indicating a relatively conservative capital structure for a bank, though its negative net cash position raises liquidity concerns. The company's return on equity of 7.72% exceeds the typical bank ROE benchmark of 10-12%, but its return on assets of 0.43% lags behind the industry median of 0.6-0.8%. This suggests strong equity efficiency but underutilized asset base.
The company's revenue of TWD 92.01 billion in the latest period shows no disclosed geographic breakdown, but its operations are concentrated in Taiwan, exposing it to local economic conditions and regulatory changes. Historical revenue growth data is not available, but the company's free cash flow of TWD 1.25 billion and capital expenditure of TWD -247.48 million indicate modest reinvestment activity.
Risk assessment reveals medium liquidity risk due to negative net cash after debt, though dilution risk is classified as low with no near-term share issuance pressure. Analysts have assigned a mean recommendation of 2.75 (Hold) with price targets ranging from TWD 18.80 to 27.00, suggesting limited upside potential.
Recent filings show no material events in the last 90 days, but the company's operating cash flow of TWD -8.24 billion highlights ongoing cash burn that could pressure liquidity if not offset by asset sales or new financing.
- TS Financial Holding Co Ltd generates strong equity returns but underperforms on asset efficiency metrics
- The company maintains a conservative debt-to-equity ratio but faces liquidity risks from negative net cash
- Analysts assign a Hold rating with limited price target dispersion, suggesting cautious expectations
- No material dilution risk is currently present, but liquidity could become a concern if operating cash flow remains negative
- "margin_outlook_rationale": "Margin pressure is likely to persist due to low ROA and negative operating cash flow, constrained by competitive lending rates in the Taiwanese banking sector.",
- "rd_outlook_rationale": "No material R&D investment is disclosed, suggesting limited innovation-driven growth in financial services.",
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 2,36 |
| Revenue | —no estimate | —no estimate | 140,2B TWD |
| Operating income | —no estimate | —no estimate | 71,5B TWD |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- TS Financial Holding Co Ltd Market data — financials · 2026-05-26
- TS Financial Holding Co Ltd Market data — analyst estimates · 2026-05-26
- TS Financial Holding Co Ltd Market data — ESG · 2026-05-26