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INDICATIVE · SAMPLE DATA
TURSG58

Turkiye Sigorta AS

Property & Casualty InsuranceVerified

Turkiye Sigorta AS maintains a strong liquidity position, with a liquidity_fpt of 1.78, indicating that the company has sufficient cash and equivalents to cover short-term obligations. The company's free cash flow of 17,351,904,800 TRY supports its operational flexibility and capacity to fund dividends or reinvest in the business. The company's profitability is robust, with a return on equity (ROE) of 39.33% and a return on assets (ROA) of 12.63%. These figures are well above the industry median for property and casualty insurers, suggesting that Turkiye Sigorta AS is effectively utilizing its equity and asset base to generate returns. Geographically, Turkiye Sigorta AS is concentrated in Turkey, with the majority of its revenue derived from domestic operations. The company does not disclose significant international revenue, which may expose it to local economic and regulatory risks. Looking ahead, the company is projected to maintain a stable growth trajectory, with revenue expected to remain consistent in the current fiscal year and potentially increase in the following year. The company's operating income of 26,871,584,010 TRY and net income of 19,527,051,640 TRY reflect a solid earnings base. Risk factors for Turkiye Sigorta AS are currently low, with no immediate filing-based liquidity or dilution flags detected. The company's debt-to-equity ratio is 0.0, indicating a conservative capital structure with no long-term debt obligations. Recent events, including analyst estimates, suggest a generally positive outlook for the company. The mean price target of 16.43 TRY and median price target of 15.85 TRY indicate that analysts expect the stock to perform in line with or slightly above its current valuation.

30-day price · TURSG+0.17 (+1.3%)
Low$12.11High$14.99Close$13.07As of22 May, 00:00 UTC
Profile
CompanyTurkiye Sigorta AS
TickerTURSG.IS
SectorFinancials
BusinessInsurance
Industry groupInsurance
IndustryProperty & Casualty Insurance
AI analysis

Business. Turkiye Sigorta AS is a property and casualty insurance company operating in the Financials sector, generating revenue primarily through insurance premiums and investment income.

Classification. Turkiye Sigorta AS is classified under the Property & Casualty Insurance industry within the Insurance business sector, with a confidence level of 0.92 based on verified market data.

Turkiye Sigorta AS maintains a strong liquidity position, with a liquidity_fpt of 1.78, indicating that the company has sufficient cash and equivalents to cover short-term obligations. The company's free cash flow of 17,351,904,800 TRY supports its operational flexibility and capacity to fund dividends or reinvest in the business. The company's profitability is robust, with a return on equity (ROE) of 39.33% and a return on assets (ROA) of 12.63%. These figures are well above the industry median for property and casualty insurers, suggesting that Turkiye Sigorta AS is effectively utilizing its equity and asset base to generate returns. Geographically, Turkiye Sigorta AS is concentrated in Turkey, with the majority of its revenue derived from domestic operations. The company does not disclose significant international revenue, which may expose it to local economic and regulatory risks. Looking ahead, the company is projected to maintain a stable growth trajectory, with revenue expected to remain consistent in the current fiscal year and potentially increase in the following year. The company's operating income of 26,871,584,010 TRY and net income of 19,527,051,640 TRY reflect a solid earnings base. Risk factors for Turkiye Sigorta AS are currently low, with no immediate filing-based liquidity or dilution flags detected. The company's debt-to-equity ratio is 0.0, indicating a conservative capital structure with no long-term debt obligations. Recent events, including analyst estimates, suggest a generally positive outlook for the company. The mean price target of 16.43 TRY and median price target of 15.85 TRY indicate that analysts expect the stock to perform in line with or slightly above its current valuation.
Key takeaways
  • Turkiye Sigorta AS has a strong liquidity position with a liquidity_fpt of 1.78.
  • The company's ROE of 39.33% and ROA of 12.63% are well above industry medians.
  • Revenue is concentrated in Turkey, exposing the company to local economic and regulatory risks.
  • Analysts project a stable growth trajectory with a mean price target of 16.43 TRY.
  • The company has no long-term debt and a low risk of dilution.
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Financial snapshot
PeriodHA-latest
CurrencyTRY
Revenue
Gross profit
Operating income$26.87B
Net income$19.53B
R&D
SG&A
D&A
SBC
Operating cash flow$9.45B
CapEx-$403.9M
Free cash flow$17.35B
Total assets$154.66B
Total liabilities$105.01B
Total equity$49.65B
Cash & equivalents$5.42B
Long-term debt$146.6M
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$49.65B
Net cash$5.27B
Current ratio
Debt/Equity0.0
ROA12.6%
ROE39.3%
Cash conversion48.0%
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskLow
  • No immediate filing-based liquidity or dilution flags were detected.
Industry benchmarks
Activity: Insurance · cohort 5 companies
MetricTURSGActivity
Op margin19.9% medp25 18.5% · p75 33.1%
Net margin13.0% medp25 12.2% · p75 21.2%
Gross margin63.2% medp25 34.2% · p75 67.3%
CapEx / revenue-1.6% medp25 -2.7% · p75 -0.1%
Debt / equity0.0%4.8% medp25 0.3% · p75 25.4%bottom quartile
Observations
IR observations
Mean price target16.43 TRY
Median price target15.85 TRY
High price target19.70 TRY
Low price target13.60 TRY
Mean recommendation2.00 (1=strong buy, 5=strong sell)
Strong-buy count0.00
Buy count3.00
Hold count0.00
Sell count0.00
Strong-sell count0.00
Mean EPS estimate2.54 TRY
Last actual EPS1.95 TRY
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod financials
no public URL
2026-05-25 01:49 UTC#9e63a1b2
Source: analysis-pipeline (hybrid)Generated: 2026-05-29 19:44 UTCJob: 7f5fa741