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INDICATIVE · SAMPLE DATA
TYFG.PK57

Tri-County Financial Group Inc

BanksVerified

Tri-County Financial Group operates with a fully diluted share count of 2,376,998 shares, matching its basic share count, indicating no dilution from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's profitability and returns are not quantified in the valuation snapshot, and no industry_config preferred metrics are available for comparison to cohort medians. This limits the ability to assess performance relative to peers in the banking industry. Tri-County Financial Group's services are delivered through a network of physical branches and mortgage offices in Illinois and Wisconsin, but revenue concentration by segment or geography is not disclosed in the input data. The company operates in a highly competitive banking environment, with major competitors including JPMorgan Chase, Bank of America, and Citigroup. Growth trajectory is not quantified in the outlook, as no numeric deltas or revenue history are provided. The absence of forward-looking guidance or historical performance data limits the ability to assess the company's growth potential. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. Dilution risk is currently low, as no dilution potential is reported, and no adjustments are applied in the custom valuations. Recent events, including filings or transcripts, are not disclosed in the input data, limiting the ability to assess recent operational or strategic developments.

30-day price · TYFG.PK+3.70 (+7.1%)
Low$51.80High$57.00Close$55.50As of19 May, 00:00 UTC
Profile
CompanyTri-County Financial Group Inc
TickerTYFG.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Tri-County Financial Group, Inc. provides banking, mortgage banking, and insurance services to individuals and businesses through its main facilities in Mendota and branches across Illinois, with additional mortgage banking offices in Illinois and Wisconsin.

Classification. Tri-County Financial Group is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry, with a classification confidence of 0.92.

Tri-County Financial Group operates with a fully diluted share count of 2,376,998 shares, matching its basic share count, indicating no dilution from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's profitability and returns are not quantified in the valuation snapshot, and no industry_config preferred metrics are available for comparison to cohort medians. This limits the ability to assess performance relative to peers in the banking industry. Tri-County Financial Group's services are delivered through a network of physical branches and mortgage offices in Illinois and Wisconsin, but revenue concentration by segment or geography is not disclosed in the input data. The company operates in a highly competitive banking environment, with major competitors including JPMorgan Chase, Bank of America, and Citigroup. Growth trajectory is not quantified in the outlook, as no numeric deltas or revenue history are provided. The absence of forward-looking guidance or historical performance data limits the ability to assess the company's growth potential. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. Dilution risk is currently low, as no dilution potential is reported, and no adjustments are applied in the custom valuations. Recent events, including filings or transcripts, are not disclosed in the input data, limiting the ability to assess recent operational or strategic developments.
Key takeaways
  • Tri-County Financial Group operates in the banking industry with a physical branch network in Illinois and mortgage offices in Illinois and Wisconsin.
  • The company has no dilution from stock options or convertible securities, as basic and diluted share counts are equal.
  • Liquidity risk could not be assessed due to missing balance-sheet inputs and no going-concern language in source documents.
  • No profitability metrics or growth trajectory are available for comparison to industry peers.
  • The company faces competition from major national banks, including JPMorgan Chase and Bank of America.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 7 companies
MetricTYFG.PKActivity
Op margin560.2% medp25 560.2% · p75 560.2%
Net margin459.2% medp25 422.9% · p75 495.5%
Gross margin62.8% medp25 28.5% · p75 92.6%
CapEx / revenue2.6% medp25 1.0% · p75 12.1%
Debt / equity16.8% medp25 13.7% · p75 33.1%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 14:03 UTC#6e9ad183
Source: analysis-pipeline (hybrid)Generated: 2026-05-10 14:04 UTCJob: 58bde5fd