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UFGSY.PK OTC Multiline Insurance & Brokers

Unipol Assicurazioni SpA

$15,91
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Mcap
P/E
EV / Rev
Div yield
5,23 %
Op margin
ROE
14,3 %
Net margin
Debt / equity
0,48
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

Unipol Assicurazioni SpA is an insurance company that provides a range of insurance and asset management services, generating revenue primarily through premiums and investment income.

Business. Unipol Assicurazioni SpA is an Italian multinational insurance company operating in the multiline insurance and brokers industry. The firm generates revenue primarily through premium income, offering a range of insurance products and services. Headquartered in Italy, the company is listed on the OTC market under the ticker symbol UFGSY.PK. Specific details regarding its operating segments and geographic revenue mix are not provided in the available data.

Classification92 %
SectorFinancials
Business sectorInsurance
IndustryMultiline Insurance & Brokers
ActivityAsset Management
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
14,3 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning UFGSY.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to UFGSY.PK. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Unipol Assicurazioni SpA is an Italian multinational insurance company operating in the multiline insurance and brokers industry. The firm generates revenue primarily through premium income, offering a range of insurance products and services. Headquartered in Italy, the company is listed on the OTC market under the ticker symbol UFGSY.PK. Specific details regarding its operating segments and geographic revenue mix are not provided in the available data.

    Classification92 %
    SectorFinancials
    Business sectorInsurance
    IndustryMultiline Insurance & Brokers
    ActivityAsset Management
    AI synthesis
    GENERATED

    Unipol Assicurazioni SpA has a liquidity position that is characterized by a medium risk level, with a cash and equivalents balance of EUR 1.18 billion and a free cash flow of EUR 724 million. The company's debt to equity ratio is 0.48, indicating a relatively conservative capital structure.

    The company's profitability is reflected in a return on equity of 14.26%, which is a strong performance, and a return on assets of 1.64%. These figures suggest that the company is effectively utilizing its equity and assets to generate returns, although the ROA is relatively low compared to the ROE.

    Unipol Assicurazioni SpA's revenue is primarily derived from its insurance and asset management operations, with no specific geographic concentration disclosed. The company's exposure to different segments is not detailed in the available data, but its operations are likely diversified across insurance lines and investment products.

    The company's growth trajectory is not explicitly detailed in the available data, but its operating income of EUR 2.06 billion and net income of EUR 1.48 billion suggest a stable performance. The outlook for the current and next fiscal years is not provided, but the company's capital expenditure of EUR -539 million indicates a focus on cost management.

    The risk assessment for Unipol Assicurazioni SpA indicates a medium liquidity risk and a low dilution risk. The company's net cash position is negative after subtracting total debt, which could affect its liquidity. However, the dilution risk is low, suggesting that the company is not expected to issue additional shares in the near term.

    Recent events and filings for Unipol Assicurazioni SpA are not detailed in the available data. The company's ESG scores indicate a strong performance in environmental and social pillars, with a governance score that is slightly lower but still above average. The ESG controversies score is 100, indicating no controversies.

    Key takeaways
    • Unipol Assicurazioni SpA has a strong return on equity of 14.26%, indicating effective use of equity to generate returns.
    • The company's liquidity position is characterized by a medium risk level, with a cash and equivalents balance of EUR 1.18 billion.
    • The company's debt to equity ratio is 0.48, suggesting a relatively conservative capital structure.
    • The ESG scores for Unipol Assicurazioni SpA are strong, with a high score in the environment and social pillars and a moderate score in governance.
    • The company's net cash position is negative after subtracting total debt, which could affect its liquidity.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $15,91
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    $10.39B
    Net cash
    -$3.83B
    Current ratio
    Debt / equity
    0.5
    ROA
    1.6%
    ROE
    14.3%
    Cash conversion
    310.0%
    CapEx / revenue
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution7 analysts
    Strong buy2
    Buy4
    Hold1
    Sell0
    Strong sell0
    12-month price target$24,16 · Median $23,50
    Low $21,60High $29,20
    Operating income · consensus2,0B EUR
    EPS surprise
    +1,3 %
    reported vs consensus · beat
    Revenue surprise
    −2,8 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    ROE14,3 %Above median
    D/E0,48Bottom quartile
    Cash Conv3,10Above P75

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    • Return On Assets
      net_income / total_assets
    Source documents
    • Unipol Assicurazioni SpA Market data — financials · 2026-05-29
    • Unipol Assicurazioni SpA Market data — ESG · 2026-05-29

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    388shares short-92.4% vs prior
    1.72days to cover
    294fails-to-deliver
    as of 2026-05-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    UFGSY.PKCanonical
    OTC · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage